Companies: 10,795·Total market cap: $144.5T
SLM Corporation

SLM Corporation

SLMNASDAQFinancial Services● Active
$22.48
+$0.09(+0.38%)
Market Cap$4.2B
P/E Ratio—
52W High$34.97
52W Low$17.77
Cash on HandFinancialsRevenue

SLM Corporation (SLM) Cash on Hand — Cash & Short-Term Investments

Cash & cash equivalents plus short-term investments from the balance sheet, YoY change, and net cash vs debt context.

SLM · cash on hand · updated Dec 31, 2025

Core cash position

Cash & Short-Term Investments (CCE + ST Investments)
$4.29B▼ -35.8% vs prior year
FY · as of Dec 31, 2025 · Reported in USD
Cash & Cash Equiv. (CCE)
$4.24B
cashAndCashEquivalents
Short-Term Investments
$49.3M
shortTermInvestments
YoY Change vs Prior Year
-35.8%
vs prior fiscal year
Latest Quarter
$5.75B
Q1 2026
Data Scope & Methodology

Cash on Hand = Cash & Cash Equivalents (CCE) + Short-Term Investments, as reported on the balance sheet (10-K/10-Q). Also referred to as cash reserves or cash position. Not free cash flow.

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · Reported in USD

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · USDUpdated: December 31, 2025

Net cash vs debt

Cash & ST Investments$4.29BCash on Hand
Total Debt$5.86BTotal Debt
Net Cash / Net Debt−$1.57BNet Debt Position
Cash vs Debt Ratio
Cash 42%Debt 58%

SLM Corporation carries a net debt position of $1.57B. Total debt ($5.86B) exceeds cash on hand ($4.29B). SLM Corporation cash vs debt ratio: 42% cash / 58% debt.

Net Cash = Cash & ST Investments − Total Debt$4.29B − $5.86B = −$1.57B

Cash on hand history

YoY Increase
YoY Decrease
Latest Year
SLM annual cash on hand history · Cash & Short-Term Investments · Source: FMP /balance-sheet-statement

Annual cash on hand by year

DateCash & ST InvestmentsYoY Change
Dec 31, 2025Latest$4.29B-35.8%
Dec 31, 2024$6.69B+1.9%
Dec 31, 2023$6.56B-5.7%
Dec 31, 2022$6.96B+1.5%
Dec 31, 2021$6.85B+6.2%
SLM cash on hand annual historical data · Cash & Short-Term Investments per balance sheet (10-K/10-Q) · Reported in USD · Source: FMP /balance-sheet-statement

Financial Services Sector Cash Reserves Comparison

#CompanyCash & ST Inv.Cash/MCap
#1
JPMorgan Chase & Co.
JPMorgan Chase & Co.
JPM
$1.48T176.9%#2
Berkshire Hathaway Inc.
Berkshire Hathaway Inc.
BRK-A
$373.31B35.5%#3
Visa Inc.
Visa Inc.
V
$21.99B3.6%#4
Mastercard Incorporated
Mastercard Incorporated
MA
$10.90B2.5%
#5
SLM Corporation
SLM CorporationYOU
SLM
$4.29B100.9%
Financial Services sector cash reserves · Source: FMP /balance-sheet-statement + /profile · Sorted by Cash desccompanies with most cash on hand →

About cash on hand & methodology

SLM Corporation (SLM) cash on hand as of December 31, 2025 is $4.29B, comprising $4.24B in cash and cash equivalents (CCE) plus $49.3M in short-term investments — reported as SLM Corporation cash and short-term investments on the balance sheet (10-K filing). Also referred to as SLM Corporation cash reserves or cash position.

SLM Corporation annual cash on hand history shows decreased -35.8% in 2025: decreased -35.8% in 2025. SLM Corporation cash reserves in 2025 reflect the company's capital allocation strategy.

SLM Corporation carries total debt of $5.86B against cash of $4.29B, resulting in a net debt position of -$1.57B. For the full balance sheet, see the Financials → Balance Sheet tab.

Figures tie to SEC 10-K/10-Q balance sheet disclosures and FMP /balance-sheet-statement where noted.
Financial statementsFree cash flowNet incomeRevenueMarket capP/E ratioEarningsPrice history

Frequently asked questions

SLM cash on hand · 5 questions

As of December 31, 2025, SLM Corporation (SLM) has $4.29B in cash on hand — defined as cash and short-term investments on the balance sheet. This includes $4.24B in cash and cash equivalents (CCE) plus $49,250,000 in short-term investments. Latest quarter (March 31, 2026): $5.75B. Data sourced from the annual 10-K filing via FMP.

SLM cash on handSLM cash reservesSLM cash 2025how much cash does SLM have

▸ Source: FMP /balance-sheet-statement · US GAAP · SLM Corporation · SLM Corporation SEC 10-K & 10-Q filings · US GAAP · Last updated: December 31, 2025