Companies: 10,795·Total market cap: $144.5T
Timbercreek Financial Corp.

Timbercreek Financial Corp.

TF.TOTSXFinancial Services● Active
$6.49
$-0.01(-0.15%)
Market Cap$537068372
P/E Ratio—
52W High$7.98
52W Low$6.31
Free Cash FlowFinancialsRevenue

Timbercreek Financial Corp. (TF.TO) Free Cash Flow & Analysis

Annual & trailing free cash flow, FCF margin, YoY change, valuation ratios, and peer context.

TF.TO · free cash flow · updated Jun 8, 2026

Core FCF metrics

Free cash flow was $34.0M for FY2025 (fiscal year ending 2025-12-31), up 149.2% year-over-year The FCF margin was 23.1%. Five-year CAGR stands at -15.6%.

FY2025 Free Cash Flow$34.0M▲ +149.2% YoY
Trailing 12M (TTM)$15.0Mtrailing 4 quarters sum
FCF Margin23.1%$34.0M ÷ revenue
3-Year CAGR-25.8%FY2022 → FY2025
5-Year CAGR-15.6%FY2020 → FY2025
FormulaFCF = Operating Cash Flow − Capital ExpendituresTTM = trailing 4 quarters sumCAGR → N/A if either endpoint ≤ 0
Source: FMP /cash-flow-statement · SEC 10-K / 10-Q · USDUpdated: Jun 8, 2026

Annual free cash flow history

Positive FCFNegative FCF
Free Cash Flow
YoY Growth %
tf.to free cash flow history · tf.to free cash flow chart · tf.to free cash flow growth rate · tf.to free cash flow last 10 years

Annual free cash flow data

Fiscal YearFree Cash FlowYoY ChangeFCF Margin
FY2025Latest$34.0M▲ +149.2%23.1%
FY2024−$69.1M▼ 126.6%-42.8%
FY2023$259.5M▲ +212.0%143.4%
FY2022$83.2M▲ +1.9%56.0%
FY2021$81.6M▲ +2.8%70.0%
FCF = Operating Cash Flow − Capital Expenditures · CapEx shown as (negative) · Source: SEC filings via FMP
tf.to free cash flow 2025 · tf.to free cash flow 2024 · tf.to free cash flow 2023 · tf.to operating cash flow

FCF valuation metrics

Timbercreek Financial Corp. (TF.TO) trades at a FCF yield of 2.77% and a price-to-free-cash-flow ratio of 36.1x. FCF per share stands at $0.18, calculated using trailing twelve-month FCF divided by basic weighted-average shares outstanding.

FCF Yield (TTM)
2.77%
Free Cash Flow ÷ Market Cap
per FMP freeCashFlowYieldTTM definition
FCF per Share (TTM)
$0.18
TTM FCF ÷ Shares Outstanding
Price / FCF
x36.1
Share Price ÷ FCF per Share
EV / FCF (TTM)
x129.9
Enterprise Value basis
Source: FMP /key-metrics-ttm · /cash-flow-statement Q · /income-statementFY2025 · 2025-12-31
tf.to price to free cash flow · tf.to free cash flow yield · tf.to free cash flow per share · tf.to price to cash flow ratio

Cash flow statement summary

For FY2025, Timbercreek Financial Corp. generated $34.0M in operating cash flow and spent 0M in capital expenditures, yielding $34.0M in free cash flow.

Operating Activities
+$34.0M
Cash from core business operations
2025-12-31
Investing Activities
−$76.3M
CapEx, acquisitions & investments
2025-12-31
Financing Activities
+$35.7M
Buybacks, dividends & debt
2025-12-31
FCF FormulaOperating CF ($34.0M) − |CapEx| (0M) = FCF ($34.0M)

For the complete Operating / Investing / Financing line-item breakdown:

View Full Cash Flow Statement →
tf.to cash flow statement · tf.to cash flow statement 2025 · tf.to operating cash flow · tf.to cash flow from operations

Free cash flow vs peers (Financial Services)

#CompanyFree Cash FlowYoY
#1
Timbercreek Financial Corp.
Timbercreek Financial Corp.YOU
TF.TO
$34.0M+149.2%
#2
JPMorgan Chase & Co.
JPMorgan Chase & Co.
JPM
$100.87B+340.1%#3
Berkshire Hathaway Inc.
Berkshire Hathaway Inc.
BRK-A
$25.04B+115.6%#4
Berkshire Hathaway Inc.
Berkshire Hathaway Inc.
BRK-B
$25.04B+115.6%#5
Visa Inc.
Visa Inc.
V
$21.58B+15.4%#6
Mastercard Incorporated
Mastercard Incorporated
MA
$16.91B+18.2%
Financial Services · Sorted by FCF · FMP /cash-flow-statementFull FCF Rankings →

About Free Cash Flow & Methodology

Timbercreek Financial Corp. (TF.TO) reported free cash flow of $34.0M for FY2025 (fiscal year ending 2025-12-31), up 149.2% year-over-year. The FCF margin was 23.1%.

Based on available data, Timbercreek Financial Corp. has maintained positive free cash flow for at least 14 fiscal year(s). FCF peaked at $259.5M in FY2023. The 5-year CAGR stands at -15.6%.

Timbercreek Financial Corp.'s FCF yield is 2.77% and price-to-FCF ratio is 36.1x for FY2025, based on the latest available data.

Data sourced from FMP /cash-flow-statement · SEC 10-K / 10-Q · USD.

Q&A and summaries align with SEC 10-K/10-Q cash flow disclosures and FMP /cash-flow-statement where noted.
RevenueFinancial statementsNet incomeEarningsForecastPrice historyMarket capCash on handP/E ratio

Frequently asked questions

TF.TO free cash flow · 8 questions

Timbercreek Financial Corp. free cash flow was $34.0M for FY2025, up 149.2% year-over-year. On a trailing twelve-month (TTM) basis, free cash flow stands at $15.0M.

TF.TO free cash flowTF.TO FCFTF.TO FCF 2025TF.TO free cash flow TTM

▸ Source: FMP /cash-flow-statement · US GAAP · Timbercreek Financial Corp. · Timbercreek Financial Corp. SEC 10-K & 10-Q filings · US GAAP · Last updated: Jun 8, 2026