United Community Banks, Inc.
United Community Banks, Inc. (UCB) Stock Ownership
Institutional vs insider vs public ownership from 13F and float data — top holders, activity, and insider trades below.
SEC 13F · FMP · UCB · as of Sep 30, 2025
Ownership Breakdown
302
Institutional Holders
▼ 2 vs Q2
$3.15B
Total Inst. Value
▲ $94.81M vs Q2
119.69M
Shares Outstanding
freeFloat 99.30%
100.39M
13F Shares Held
▼ 2.06M vs Q2
Institutional ownership = 13F shares ÷ total outstanding. Insider % = 100 − free float. Public % = free float − institution %. Data: FMP /symbol-positions-summary + /shares-float + SEC EDGAR.
Top Institutional Holders
UCB largest shareholders · institutional ownership
Q3 2025 · SEC 13F
Showing top 10 holders
| Holder | Shares | % Owned | Weight | Value | Reported | Change |
|---|---|---|---|---|---|---|
BLACKROCK, INC. state commercial banks | 17.65M | 14.55% | 14.55% | $553.48B | Nov 12, 2025 | ▼ 32.4K |
VANGUARD GROUP INC state commercial banks | 14.39M | 11.86% | 11.86% | $451.27B | Nov 7, 2025 | ▼ 86.4K |
FMR LLC state commercial banks | 8.90M | 7.34% | 7.34% | $279.16B | Nov 13, 2025 | ▼ 546.9K |
DIMENSIONAL FUND ADVISORS LP state commercial banks | 6.34M | 5.22% | 5.22% | $198.68B | Nov 12, 2025 | ▲ 61.5K |
STATE STREET CORP state commercial banks | 5.99M | 4.93% | 4.93% | $189.20B | Nov 14, 2025 | ▲ 57.0K |
NEUBERGER BERMAN GROUP LLC state commercial banks | 5.26M | 4.33% | 4.33% | $164.85B | Nov 12, 2025 | ▲ 233.0K |
EARNEST PARTNERS LLC state commercial banks | 3.66M | 3.01% | 3.01% | $114.69B | Nov 14, 2025 | ▼ 196.0K |
GEODE CAPITAL MANAGEMENT, LLC state commercial banks | 2.90M | 2.39% | 2.39% | $90.80B | Nov 12, 2025 | ▲ 16.1K |
MACQUARIE GROUP LTD state commercial banks | 2.21M | 1.82% | 1.82% | $69.23B | Nov 13, 2025 | ▼ 213.6K |
SNYDER CAPITAL MANAGEMENT L P state commercial banks | 1.71M | 1.41% | 1.41% | $53.58B | Nov 12, 2025 | ▼ 27.2K |
Data from SEC Form 13F filings. Ownership bar normalised to largest holder. Change flags: isNew / isSoldOut / changeInSharesNumber (FMP extract-analytics/holder).
Institutional Activity
Q3 2025 vs prior quarter
Q3 2025
24
Increased
+1.77M shares2
New Positions
first time holders24
Decreased
−2.30M shares0
Sold Out
fully exitedNet shares change (top 50)
526.2K
+1.77M / −2.30M
Net new holders
+2
2 new / 0 exited
Based on top 50 institutional holders by position size. Fields: isNew, isSoldOut, changeInSharesNumber (FMP extract-analytics/holder, limit=50).
Insider Buying vs Selling
UCB insider trading · insider activity
Source: SEC Form 4
Insiders have been primarily selling shares recently. Selling may be driven by pre-scheduled Rule 10b5-1 plans rather than negative sentiment.
11
Buy transactions
1
Sell transactions
11.00
Buy/Sell ratio
$0M
Total disposed
Recent Insider Transactions
Showing 10 most recent · Common Stock only
| Name · Role | Date | Type | Shares | Price | Value | After Trans. | Filing |
|---|---|---|---|---|---|---|---|
KUMLER ALAN H SVP, Chief Accounting Officer | May 15, 2026 | Tax Withhold | 113 | $32.06 | $3.6K | 21.1K | Form 4 ↗ |
DANIELS KENNETH L director | May 13, 2026 | Award | 2,330 | — | — | 4.9K | Form 4 ↗ |
Bazante Jennifer M. director | May 13, 2026 | Award | 2,330 | — | — | 7.3K | Form 4 ↗ |
BELL GEORGE B. director | May 13, 2026 | Award | 2,330 | — | — | 11.4K | Form 4 ↗ |
CLEMENTS JAMES P director | May 13, 2026 | Award | 2,330 | — | — | 15.6K | Form 4 ↗ |
Davis Sally Pope director | May 13, 2026 | Award | 2,330 | — | — | 8.1K | Form 4 ↗ |
Drummond Lance F. director | May 13, 2026 | Award | 2,330 | — | — | 18.8K | Form 4 ↗ |
Mann Jennifer director | May 13, 2026 | Award | 2,330 | — | — | 18.8K | Form 4 ↗ |
WALLIS TIM director | May 13, 2026 | Award | 2,330 | — | — | 30.4K | Form 4 ↗ |
JAMES JOHN MARC director | May 13, 2026 | Award | 2,330 | — | — | 4.9K | Form 4 ↗ |
Source: /insider-trading/search (FMP stable). Buy/Sell direction: acquisitionOrDisposition A=Buy, D=Sell. RSU vesting (M-Exempt) excluded from sentiment bar. All data from SEC EDGAR public filings.
About institutional & insider ownership
United Community Banks, Inc. (UCB) is primarily owned by institutional investors, who hold approximately 83.9% of total shares outstanding. Company insiders own approximately 0.70%, while retail and public investors account for the remaining 15.42%.
The largest institutional shareholder of United Community Banks, Inc. is BLACKROCK, INC., holding approximately 17.65 million shares — equal to 14.55% of outstanding shares — as of September 30, 2025.
A total of 302 institutional investors currently hold UCB stock, with a combined institutional value of approximately $3.15 billion as of the most recent 13F filing period.
Frequently asked questions
UCB ownershipUnited Community Banks, Inc. (UCB) is primarily owned by institutional investors, who hold approximately 83.9% of shares. The largest shareholder is BLACKROCK, INC. with a 14.55% stake. Company insiders hold 0.70%. Data sourced from SEC Form 13F as of September 30, 2025.