Companies: 10,795·Total market cap: $144.5T
U.S. Bancorp

U.S. Bancorp

USBNYSEFinancial Services● Active
$55.69
+$0.23(+0.41%)
Market Cap$86.4B
P/E Ratio—
52W High$61.19
52W Low$42.55
Cash on HandFinancialsRevenue

U.S. Bancorp (USB) Cash on Hand — Cash & Short-Term Investments

Cash & cash equivalents plus short-term investments from the balance sheet, YoY change, and net cash vs debt context.

USB · cash on hand · updated Dec 31, 2025

Core cash position

Cash & Short-Term Investments (CCE + ST Investments)
$137.73B▼ -3.6% vs prior year
FY · as of Dec 31, 2025 · Reported in USD
Cash & Cash Equiv. (CCE)
$46.89B
cashAndCashEquivalents
Short-Term Investments
$90.84B
shortTermInvestments
YoY Change vs Prior Year
-3.6%
vs prior fiscal year
Latest Quarter
$217.33B
Q1 2026
Data Scope & Methodology

Cash on Hand = Cash & Cash Equivalents (CCE) + Short-Term Investments, as reported on the balance sheet (10-K/10-Q). Also referred to as cash reserves or cash position. Not free cash flow.

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · Reported in USD

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · USDUpdated: December 31, 2025

Net cash vs debt

Cash & ST Investments$137.73BCash on Hand
Total Debt$77.93BTotal Debt
Net Cash / Net Debt+$59.80BNet Cash Position
Cash vs Debt Ratio
Cash 64%Debt 36%

U.S. Bancorp has a net cash position of $59.80B, holding more cash than debt.

Net Cash = Cash & ST Investments − Total Debt$137.73B − $77.93B = +$59.80B

Cash on hand history

YoY Increase
YoY Decrease
Latest Year
USB annual cash on hand history · Cash & Short-Term Investments · Source: FMP /balance-sheet-statement

Annual cash on hand by year

DateCash & ST InvestmentsYoY Change
Dec 31, 2025Latest$137.73B-3.6%
Dec 31, 2024$142.87B+9.4%
Dec 31, 2023$130.56B+4.0%
Dec 31, 2022$125.59B-22.1%
Dec 31, 2021$161.31B-18.9%
USB cash on hand annual historical data · Cash & Short-Term Investments per balance sheet (10-K/10-Q) · Reported in USD · Source: FMP /balance-sheet-statement

Financial Services Sector Cash Reserves Comparison

#CompanyCash & ST Inv.Cash/MCap
#1
JPMorgan Chase & Co.
JPMorgan Chase & Co.
JPM
$1.48T176.8%#2
Berkshire Hathaway Inc.
Berkshire Hathaway Inc.
BRK-A
$373.31B35.4%
#3
U.S. Bancorp
U.S. BancorpYOU
USB
$137.73B159.3%
#4
Visa Inc.
Visa Inc.
V
$21.99B3.5%#5
Mastercard Incorporated
Mastercard Incorporated
MA
$10.90B2.5%
Financial Services sector cash reserves · Source: FMP /balance-sheet-statement + /profile · Sorted by Cash desccompanies with most cash on hand →

About cash on hand & methodology

U.S. Bancorp (USB) cash on hand as of December 31, 2025 is $137.73B, comprising $46.89B in cash and cash equivalents (CCE) plus $90.84B in short-term investments — reported as U.S. Bancorp cash and short-term investments on the balance sheet (10-K filing). Also referred to as U.S. Bancorp cash reserves or cash position.

U.S. Bancorp annual cash on hand history shows decreased -3.6% in 2025: decreased -3.6% in 2025. U.S. Bancorp cash reserves in 2025 reflect the company's capital allocation strategy.

U.S. Bancorp carries total debt of $77.93B against cash of $137.73B, resulting in a net cash position of +$59.80B. For the full balance sheet, see the Financials → Balance Sheet tab.

Figures tie to SEC 10-K/10-Q balance sheet disclosures and FMP /balance-sheet-statement where noted.
Financial statementsFree cash flowNet incomeRevenueMarket capP/E ratioEarningsPrice history

Frequently asked questions

USB cash on hand · 5 questions

As of December 31, 2025, U.S. Bancorp (USB) has $137.73B in cash on hand — defined as cash and short-term investments on the balance sheet. This includes $46.89B in cash and cash equivalents (CCE) plus $90.84B in short-term investments. Latest quarter (March 31, 2026): $217.33B. Data sourced from the annual 10-K filing via FMP.

USB cash on handUSB cash reservesUSB cash 2025how much cash does USB have

▸ Source: FMP /balance-sheet-statement · US GAAP · U.S. Bancorp · U.S. Bancorp SEC 10-K & 10-Q filings · US GAAP · Last updated: December 31, 2025