Companies: 10,795·Total market cap: $144.5T
Usio, Inc.

Usio, Inc.

USIONASDAQTechnology● Active
$1.49
$-0.02(-1.32%)
Market Cap$41118040
P/E Ratio—
52W High$2.02
52W Low$1.03
Cash on HandFinancialsRevenue

Usio, Inc. (USIO) Cash on Hand — Cash & Short-Term Investments

Cash & cash equivalents plus short-term investments from the balance sheet, YoY change, and net cash vs debt context.

USIO · cash on hand · updated Dec 31, 2025

Core cash position

Cash & Short-Term Investments (CCE + ST Investments)
$7.4M▼ -7.7% vs prior year
FY · as of Dec 31, 2025 · Reported in USD
Cash & Cash Equiv. (CCE)
$7.4M
cashAndCashEquivalents
Short-Term Investments
$0
shortTermInvestments
YoY Change vs Prior Year
-7.7%
vs prior fiscal year
Latest Quarter
$7.7M
Q1 2026
Data Scope & Methodology

Cash on Hand = Cash & Cash Equivalents (CCE) + Short-Term Investments, as reported on the balance sheet (10-K/10-Q). Also referred to as cash reserves or cash position. Not free cash flow.

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · Reported in USD

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · USDUpdated: December 31, 2025

Net cash vs debt

Cash & ST Investments$7.4MCash on Hand
Total Debt$3.9MTotal Debt
Net Cash / Net Debt+$3.5MNet Cash Position
Cash vs Debt Ratio
Cash 66%Debt 34%

Usio, Inc. has a net cash position of $3.5M, holding more cash than debt.

Net Cash = Cash & ST Investments − Total Debt$7.4M − $3.9M = +$3.5M

Cash on hand history

YoY Increase
YoY Decrease
Latest Year
USIO annual cash on hand history · Cash & Short-Term Investments · Source: FMP /balance-sheet-statement

Annual cash on hand by year

DateCash & ST InvestmentsYoY Change
Dec 31, 2025Latest$7.4M-7.7%
Dec 31, 2024$8.1M+12.6%
Dec 31, 2023$7.2M+25.3%
Dec 31, 2022$5.7M-21.3%
Dec 31, 2021$7.3M+44.8%
USIO cash on hand annual historical data · Cash & Short-Term Investments per balance sheet (10-K/10-Q) · Reported in USD · Source: FMP /balance-sheet-statement

Technology Sector Cash Reserves Comparison

#CompanyCash & ST Inv.Cash/MCap
#1
Taiwan Semiconductor Manufacturing Company Limited
Taiwan Semiconductor Manufacturing Company Limited
TSM
$3.13T141.3%#2
Microsoft Corporation
Microsoft Corporation
MSFT
$94.56B3.1%#3
NVIDIA Corporation
NVIDIA Corporation
NVDA
$62.56B1.2%#4
Apple Inc.
Apple Inc.
AAPL
$54.70B1.2%
#5
Usio, Inc.
Usio, Inc.YOU
USIO
$7.4M18.1%
Technology sector cash reserves · Source: FMP /balance-sheet-statement + /profile · Sorted by Cash desccompanies with most cash on hand →

About cash on hand & methodology

Usio, Inc. (USIO) cash on hand as of December 31, 2025 is $7.4M, comprising $7.4M in cash and cash equivalents (CCE) plus $0 in short-term investments — reported as Usio, Inc. cash and short-term investments on the balance sheet (10-K filing). Also referred to as Usio, Inc. cash reserves or cash position.

Usio, Inc. annual cash on hand history shows decreased -7.7% in 2025: decreased -7.7% in 2025. Usio, Inc. cash reserves in 2025 reflect the company's capital allocation strategy.

Usio, Inc. carries total debt of $3.9M against cash of $7.4M, resulting in a net cash position of +$3.5M. For the full balance sheet, see the Financials → Balance Sheet tab.

Figures tie to SEC 10-K/10-Q balance sheet disclosures and FMP /balance-sheet-statement where noted.
Financial statementsFree cash flowNet incomeRevenueMarket capP/E ratioEarningsPrice history

Frequently asked questions

USIO cash on hand · 5 questions

As of December 31, 2025, Usio, Inc. (USIO) has $7,434,051 in cash on hand — defined as cash and short-term investments on the balance sheet. This includes $7,434,051 in cash and cash equivalents (CCE) plus $0 in short-term investments. Latest quarter (March 31, 2026): $7,728,795. Data sourced from the annual 10-K filing via FMP.

USIO cash on handUSIO cash reservesUSIO cash 2025how much cash does USIO have

▸ Source: FMP /balance-sheet-statement · US GAAP · Usio, Inc. · Usio, Inc. SEC 10-K & 10-Q filings · US GAAP · Last updated: December 31, 2025