Velocity Financial, Inc.
Velocity Financial, Inc. (VEL) Stock Ownership
Institutional vs insider vs public ownership from 13F and float data — top holders, activity, and insider trades below.
SEC 13F · FMP · VEL · as of Sep 30, 2025
Ownership Breakdown
118
Institutional Holders
▲ 11 vs Q2
$1.12B
Total Inst. Value
▲ $427.68M vs Q2
39.26M
Shares Outstanding
freeFloat 62.64%
37.53M
13F Shares Held
▲ 264,152 vs Q2
Institutional ownership = 13F shares ÷ total outstanding. Insider % = 100 − free float. Public % = free float − institution %. Data: FMP /symbol-positions-summary + /shares-float + SEC EDGAR.
Top Institutional Holders
VEL largest shareholders · institutional ownership
Q3 2025 · SEC 13F
Showing top 10 holders
| Holder | Shares | % Owned | Weight | Value | Reported | Change |
|---|---|---|---|---|---|---|
SNOW PHIPPS GROUP, LLC finance services | 13.35M | 35.07% | 35.07% | $242.23B | Oct 15, 2025 | — held |
ALLIANZ ASSET MANAGEMENT GMBH finance services | 12.64M | 33.19% | 33.19% | $229.25B | Nov 4, 2025 | — held |
BEACH POINT CAPITAL MANAGEMENT LP finance services | 5.38M | 14.12% | 14.12% | $97.55B | Oct 22, 2025 | ▲ 76.6K |
BLACKROCK, INC. finance services | 1.66M | 4.35% | 4.35% | $30.07B | Nov 12, 2025 | ▼ 181.2K |
VANGUARD GROUP INC finance services | 479.1K | 1.26% | 1.26% | $8.69B | Nov 7, 2025 | ▼ 64.4K |
DIMENSIONAL FUND ADVISORS LP finance services | 454.1K | 1.19% | 1.19% | $8.24B | Nov 12, 2025 | ▲ 39.3K |
ADAGE CAPITAL PARTNERS GP, L.L.C. finance services | 450.0K | 1.18% | 1.18% | $8.16B | Nov 14, 2025 | — held |
CAPTION MANAGEMENT, LLC finance services | 250.0K | 65.66% | 65.66% | $4.54B | Nov 14, 2025 | — held |
CAPTION MANAGEMENT, LLC finance services | 248.1K | 65.16% | 65.16% | $4.50B | Nov 14, 2025 | — held |
GEODE CAPITAL MANAGEMENT, LLC finance services | 221.0K | 58.04% | 58.04% | $4.01B | Nov 12, 2025 | ▼ 41.4K |
Data from SEC Form 13F filings. Ownership bar normalised to largest holder. Change flags: isNew / isSoldOut / changeInSharesNumber (FMP extract-analytics/holder).
Institutional Activity
Q3 2025 vs prior quarter
Q3 2025
23
Increased
+762.5K shares4
New Positions
first time holders16
Decreased
−490.5K shares0
Sold Out
fully exitedNet shares change (top 50)
+272.0K
+762.5K / −490.5K
Net new holders
+11
4 new / 0 exited
Based on top 50 institutional holders by position size. Fields: isNew, isSoldOut, changeInSharesNumber (FMP extract-analytics/holder, limit=50).
Insider Buying vs Selling
VEL insider trading · insider activity
Source: SEC Form 4
Insiders have been primarily selling shares recently. Selling may be driven by pre-scheduled Rule 10b5-1 plans rather than negative sentiment.
3
Buy transactions
5
Sell transactions
0.60
Buy/Sell ratio
$0M
Total disposed
Recent Insider Transactions
Showing 10 most recent · Common Stock only
| Name · Role | Date | Type | Shares | Price | Value | After Trans. | Filing |
|---|---|---|---|---|---|---|---|
Pitstick John director | May 26, 2026 | D-Return | 3,603 | $17.17 | $61.9K | 59.4K | Form 4 ↗ |
Schaefer Joy L. director | May 26, 2026 | D-Return | 3,603 | $17.17 | $61.9K | 40.8K | Form 4 ↗ |
Beckett Dorika M director | May 21, 2026 | Award | 5,413 | $17.55 | $95.0K | 41.3K | Form 4 ↗ |
Schaefer Joy L. director | May 21, 2026 | Award | 5,413 | $17.55 | $95.0K | 44.4K | Form 4 ↗ |
Pitstick John director | May 21, 2026 | Award | 5,413 | $17.55 | $95.0K | 64.9K | Form 4 ↗ |
Szczepaniak Mark R Chief Financial Officer | May 1, 2026 | Sale | 1,573 | $19.30 | $30.4K | 70.0K | Form 4 ↗ |
Taylor Jeffrey T. Executive VP, Capital Markets | Apr 17, 2026 | Sale | 2,130 | $20.00 | $42.6K | 179.0K | Form 4 ↗ |
Szczepaniak Mark R Chief Financial Officer | Apr 1, 2026 | Sale | 1,573 | $18.13 | $28.5K | 71.5K | Form 4 ↗ |
Kelly Roland Thomas Chief Legal Officer and GC | Mar 30, 2026 | Sale | 14,026 | $18.03 | $252.9K | 99.8K | Form 4 ↗ |
Kelly Roland Thomas Chief Legal Officer and GC | Mar 31, 2026 | Sale | 814 | $18.22 | $14.8K | 99.0K | Form 4 ↗ |
Source: /insider-trading/search (FMP stable). Buy/Sell direction: acquisitionOrDisposition A=Buy, D=Sell. RSU vesting (M-Exempt) excluded from sentiment bar. All data from SEC EDGAR public filings.
About institutional & insider ownership
Velocity Financial, Inc. (VEL) is primarily owned by institutional investors, who hold approximately 95.6% of total shares outstanding. Company insiders own approximately 37.36%, while retail and public investors account for the remaining 0.00%.
The largest institutional shareholder of Velocity Financial, Inc. is SNOW PHIPPS GROUP, LLC, holding approximately 13.35 million shares — equal to 35.07% of outstanding shares — as of September 30, 2025.
A total of 118 institutional investors currently hold VEL stock, with a combined institutional value of approximately $1.12 billion as of the most recent 13F filing period.
Frequently asked questions
VEL ownershipVelocity Financial, Inc. (VEL) is primarily owned by institutional investors, who hold approximately 95.6% of shares. The largest shareholder is SNOW PHIPPS GROUP, LLC with a 35.07% stake. Company insiders hold 37.36%. Data sourced from SEC Form 13F as of September 30, 2025.