VPC Impact Acquisition Holdings II

VPCBNASDAQFinancial Services

$10.28

+$0.01(+0.05%)

Market Cap$328683447

P/E Ratio—

52W High$10.65

52W Low$9.74

Avg Volume296K

Open$10.28

Beta0.00

Free Cash Flow Financials Revenue

VPC Impact Acquisition Holdings II (VPCB) Free Cash Flow & Analysis

Annual & trailing free cash flow, FCF margin, YoY change, valuation ratios, and peer context.

VPCB · free cash flow · updated Jun 9, 2026

Core FCF metrics

VPCB · FCF · TTM · margin & CAGR

Free cash flow was −$1.6M for FY2021 (fiscal year ending 2021-12-31)

FY2021 Free Cash Flow−$1.6M—

Trailing 12M (TTM)−$3.1Mtrailing 4 quarters sum

FCF Margin——

3-Year CAGRN/AN/A — contains negative FCF

5-Year CAGRN/AN/A — contains negative FCF

FormulaFCF = Operating Cash Flow − Capital ExpendituresTTM = trailing 4 quarters sumCAGR → N/A if either endpoint ≤ 0

Source: FMP /cash-flow-statement · SEC 10-K / 10-Q · USDUpdated: Jun 9, 2026

Annual free cash flow history

FCF ($B, upper) · YoY Growth % (lower)

Positive FCFNegative FCF

Free Cash Flow

YoY Growth %

Annual free cash flow data

VPCB · free cash flow history · annual / quarterly

Fiscal YearOperating CFCapExFree Cash FlowYoY ChangeFCF Margin

FY2021Latest−$1.6M(0M)−$1.6M——

FCF = Operating Cash Flow − Capital Expenditures · CapEx shown as (negative) · Source: SEC filings via FMP

FCF valuation metrics

VPCB · P/FCF · FCF yield · FCF per share

VPC Impact Acquisition Holdings II (VPCB) reported negative free cash flow of −$0.00B. FCF-based valuation ratios are not meaningful when FCF is negative.

FCF Yield (TTM)

N/A

Free Cash Flow ÷ Market Cap

per FMP freeCashFlowYieldTTM definition

FCF per Share (TTM)

N/A

TTM FCF ÷ Shares Outstanding

Price / FCF

N/A

Share Price ÷ FCF per Share

EV / FCF (TTM)

N/A

Enterprise Value basis

FCF-based valuation ratios are only meaningful when free cash flow is positive. Negative FCF indicates capital expenditures exceeded operating cash flow.

Source: FMP /key-metrics-ttm · /cash-flow-statement Q · /income-statementFY2021 · 2021-12-31

Cash flow statement summary

VPCB · cash flow statement · operating / investing / financing

For FY2021, VPC Impact Acquisition Holdings II generated −$1.6M in operating cash flow and spent 0M in capital expenditures, yielding −$1.6M in free cash flow.

Operating Activities

−$1.6M

Cash from core business operations

2021-12-31

Investing Activities

−$255.8M

CapEx, acquisitions & investments

2021-12-31

Financing Activities

+$257.9M

Buybacks, dividends & debt

2021-12-31

FCF FormulaOperating CF (−$1.6M) − |CapEx| (0M) = FCF (−$1.6M)

For the complete Operating / Investing / Financing line-item breakdown:

View Full Cash Flow Statement →

Free cash flow vs peers (Financial Services)

VPCB vs peers · FCF

#CompanyFree Cash FlowYoYFCF MarginRelative

VPC Impact Acquisition Holdings IIYOU

VPCB

−$1.6M——

Loss

Berkshire Hathaway Inc.

BRK-B

$25.04B+115.6%6.7%

25%

Berkshire Hathaway Inc.

Mastercard Incorporated

$16.91B+18.2%51.6%

17%

Financial Services · Sorted by FCF · FMP /cash-flow-statementFull FCF Rankings →

About Free Cash Flow & Methodology

VPC Impact Acquisition Holdings II (VPCB) reported free cash flow of −$1.6M for FY2021 (fiscal year ending 2021-12-31).

VPC Impact Acquisition Holdings II has reported negative free cash flow in recent periods, indicating capital expenditures have exceeded operating cash flow. Data available for 1 fiscal years.

Data sourced from FMP /cash-flow-statement · SEC 10-K / 10-Q · USD.

Q&A and summaries align with SEC 10-K/10-Q cash flow disclosures and FMP /cash-flow-statement where noted.

Revenue Financial statements Net income Earnings Forecast Price history Market cap Cash on hand P/E ratio

Frequently asked questions

VPCB free cash flow · 8 questions

VPC Impact Acquisition Holdings II free cash flow was −$1.6M for FY2021. On a trailing twelve-month (TTM) basis, free cash flow stands at −$3.1M.

VPCB free cash flowVPCB FCFVPCB FCF 2021VPCB free cash flow TTM

▸ Source: FMP /cash-flow-statement · US GAAP · VPC Impact Acquisition Holdings II · VPC Impact Acquisition Holdings II SEC 10-K & 10-Q filings · US GAAP · Last updated: Jun 9, 2026