Wintrust Financial Corporation
WTFCNASDAQFinancial Services● Active
$151.59
$-1.31(-0.86%)
Market Cap$10.2B
P/E Ratio—
52W High$162.96
52W Low$116.57
Wintrust Financial Corporation (WTFC) Earnings: Dates, EPS & Revenue History
Quarterly EPS vs. estimates, revenue surprises, next earnings date, and analyst consensus.
WTFC · earnings · updated Jun 8, 2026
Latest Earnings
Q2 FY2026Report Date: Apr 20, 2026EPS Actual
$3.22
Est. $2.96 · +8.8%
Revenue
$0.71B
Est. $0.71B · +0.8%
Fiscal Period
Q2 FY2026
FY ends December
Report Date
Apr 20, 2026
After Market Close
▲ Beat EPS🔥 6-Quarter EPS Beat Streak
WTFC reports quarterly as a NASDAQ-listed Banks - Regional company. Fiscal year ends in December. Data: FMP · Updated hourly.
Next Earnings Date
Days Away
85
days
Expected Date
Sep 1, 2026
Fiscal Period
Q3 FY2026
Release Time
◌ Time TBD (Unconfirmed)EPS Est.
—
Days Away85
Expected DateSep 1, 2026
Fiscal PeriodQ3 FY2026
Release TimeTime TBD (Unconfirmed)
EPS Est.—
EPS & Revenue vs. Estimates
Actual (Beat)
Actual (Miss)
Estimated
Earnings History
| Period | Report Date | EPS Est. | EPS Actual | EPS Surpr. | Revenue | Rev. Est. | Rev. Surpr. |
|---|---|---|---|---|---|---|---|
| ◌ Q3 FY2026 | Jul 20, 2026 | $3.14 | — | — | — | $0.74B | — |
| ▲ Q2 FY2026 | Apr 20, 2026 | $2.96 | $3.22 | +8.8% | $0.71B | $0.71B | +0.8% |
| ▲ Q1 FY2026 | Jan 20, 2026 | $2.93 | $3.15 | +7.5% | $0.71B | $0.70B | +1.8% |
| ▲ Q4 FY2025 | Oct 20, 2025 | $2.63 | $3.06 | +16.4% | $0.70B | $0.69B | +1.2% |
| ▲ Q3 FY2025 | Jul 21, 2025 | $2.60 | $2.78 | +6.9% | $0.67B | $0.66B | +1.6% |
| ▲ Q2 FY2025 | Apr 21, 2025 | $2.49 | $2.69 | +8.0% | $0.64B | $0.64B | -0.1% |
| ▲ Q1 FY2025 | Jan 21, 2025 | $2.52 | $2.63 | +4.4% | $0.64B | $0.64B | -0.4% |
| ▼ Q4 FY2024 | Oct 21, 2024 | $2.51 | $2.47 | -1.6% | $0.62B | $0.62B | -1.2% |
Q3 FY2026
Jul 20, 2026
EPS Actual
—
EPS Est.
$3.14
EPS Surpr.
—
Revenue
—
Q2 FY2026
Apr 20, 2026Beat
EPS Actual
$3.22
EPS Est.
$2.96
EPS Surpr.
+8.8%
Revenue
$0.71B
Q1 FY2026
Jan 20, 2026Beat
EPS Actual
$3.15
EPS Est.
$2.93
EPS Surpr.
+7.5%
Revenue
$0.71B
Q4 FY2025
Oct 20, 2025Beat
EPS Actual
$3.06
EPS Est.
$2.63
EPS Surpr.
+16.4%
Revenue
$0.70B
Q3 FY2025
Jul 21, 2025Beat
EPS Actual
$2.78
EPS Est.
$2.60
EPS Surpr.
+6.9%
Revenue
$0.67B
Q2 FY2025
Apr 21, 2025Beat
EPS Actual
$2.69
EPS Est.
$2.49
EPS Surpr.
+8.0%
Revenue
$0.64B
Q1 FY2025
Jan 21, 2025Beat
EPS Actual
$2.63
EPS Est.
$2.52
EPS Surpr.
+4.4%
Revenue
$0.64B
Q4 FY2024
Oct 21, 2024Miss
EPS Actual
$2.47
EPS Est.
$2.51
EPS Surpr.
-1.6%
Revenue
$0.62B
Analyst Estimates
Limited analyst coverage (fewer than 3 analysts). Estimates may not reflect market consensus.
EPS Estimates
| Period | Low | Consensus | High | # Analysts |
|---|---|---|---|---|
| Q4 FY2027 | $3.57 | $3.61 | $3.66 | 2 |
| Q3 FY2027 | $3.47 | $3.50 | $3.55 | 2 |
| Q2 FY2027 | $3.29 | $3.32 | $3.37 | 2 |
| Q1 FY2027 | $3.29 | $3.33 | $3.38 | 3 |
| Q4 FY2026 | $3.33 | $3.37 | $3.41 | 3 |
| Q3 FY2026 | $3.20 | $3.30 | $3.39 | 7 |
Revenue Estimates
| Period | Low | Consensus | High | # Analysts |
|---|---|---|---|---|
| Q4 FY2027 | $0.8B | $0.8B | $0.8B | 2 |
| Q3 FY2027 | $0.8B | $0.8B | $0.8B | 2 |
| Q2 FY2027 | $0.8B | $0.8B | $0.8B | 2 |
| Q1 FY2027 | $0.8B | $0.8B | $0.8B | 2 |
| Q4 FY2026 | $0.8B | $0.8B | $0.8B | 2 |
| Q3 FY2026 | $0.8B | $0.8B | $0.8B | 5 |
Earnings Price Reaction
Closing price one trading day before vs. one trading day after each earnings release.
| Period | Report Date | EPS Beat/Miss | Price Before | Price After | 1D Reaction |
|---|---|---|---|---|---|
| ▲ Q2 FY2026 | Apr 20, 2026 | +8.8% | $148.17 | $148.79 | +0.42% |
| ▲ Q1 FY2026 | Jan 20, 2026 | +7.5% | $145.93 | $144.72 | -0.83% |
| ▲ Q4 FY2025 | Oct 20, 2025 | +16.4% | $122.74 | $126.55 | +3.10% |
| ▲ Q3 FY2025 | Jul 21, 2025 | +6.9% | $134.07 | $131.38 | -2.01% |
| ▲ Q2 FY2025 | Apr 21, 2025 | +8.0% | $102.51 | $101.43 | -1.05% |
| ▲ Q1 FY2025 | Jan 21, 2025 | +4.4% | $135.05 | $136.92 | +1.38% |
| ▼ Q4 FY2024 | Oct 21, 2024 | -1.6% | $115.37 | $112.29 | -2.67% |
| ▼ Q3 FY2024 | Jul 17, 2024 | -4.1% | $111.89 | $111.83 | -0.05% |
Q2 FY2026+0.42%
Report Date
Apr 20, 2026
EPS Beat/Miss
+8.8%
Price Before
$148.17
Price After
$148.79
Q1 FY2026-0.83%
Report Date
Jan 20, 2026
EPS Beat/Miss
+7.5%
Price Before
$145.93
Price After
$144.72
Q4 FY2025+3.10%
Report Date
Oct 20, 2025
EPS Beat/Miss
+16.4%
Price Before
$122.74
Price After
$126.55
Q3 FY2025-2.01%
Report Date
Jul 21, 2025
EPS Beat/Miss
+6.9%
Price Before
$134.07
Price After
$131.38
Q2 FY2025-1.05%
Report Date
Apr 21, 2025
EPS Beat/Miss
+8.0%
Price Before
$102.51
Price After
$101.43
Q1 FY2025+1.38%
Report Date
Jan 21, 2025
EPS Beat/Miss
+4.4%
Price Before
$135.05
Price After
$136.92
Q4 FY2024-2.67%
Report Date
Oct 21, 2024
EPS Beat/Miss
-1.6%
Price Before
$115.37
Price After
$112.29
Q3 FY2024-0.05%
Report Date
Jul 17, 2024
EPS Beat/Miss
-4.1%
Price Before
$111.89
Price After
$111.83
Avg Beat Reaction+0.17%
Avg Miss Reaction-1.36%
Beat Rate6 / 8 quarters
Largest Move+3.10% (Q4 FY2025)
Data: FMP /historical-price-eod/full · field: close
About Earnings & Data Methodology
Data source: Financial Modeling Prep (FMP) | Updated: Hourly | Surprise%: (Actual − Estimate) / |Estimate| × 100 | Fiscal year: WTFC ends December
Wintrust Financial Corporation (WTFC) most recently reported earnings on April 20, 2026 for Q2 FY2026, posting EPS of $3.22 — beating the analyst consensus of $2.96 by +8.8%. WTFC has beaten EPS estimates for 6 consecutive quarters. The next WTFC earnings date is expected around September 1, 2026.
Each quarter, investors track WTFC earnings for signals on forward guidance and business momentum. For longer-term revenue trends, see the Revenue tab. WTFC revenue tab →
Earnings Glossary
EPS (Earnings Per Share)
Net income ÷ diluted shares outstanding. The primary metric analysts use to gauge quarterly profitability.
Earnings Surprise %
(Actual − Estimate) / |Estimate| × 100. Positive = Beat. Negative = Miss.
Beat / Miss / In-Line
Beat = Actual ≥ Estimate. Miss = Actual < Estimate. In-Line = within ±1%.
BMO / AMC
Before Market Open / After Market Close. Two windows when companies typically release results.
Fiscal Quarter
WTFC's fiscal year ends in December. Fiscal quarters may not align with calendar quarters.
Analyst Consensus
Average EPS/Revenue forecast across all covering analysts. More analysts = more reliable estimate.
Figures tie to FMP earnings calendar, estimates, and SEC 10-Q/10-K filings where noted.
Frequently asked questions
WTFC earnings · 5 questionsWintrust Financial Corporation's next earnings report is expected around September 1, 2026. WTFC typically reports quarterly — approximately every three months. The exact date is confirmed by the company 2–4 weeks before the release. Time is currently TBD; WTFC historically reports after market close (AMC).
WTFC earnings datewhen is WTFC earningsWTFC next earnings datewhen does WTFC report earningsWTFC earnings calendar
▸ Source: FMP · Wintrust Financial Corporation SEC filings · US GAAP · Wintrust Financial Corporation SEC 10-K & 10-Q filings · US GAAP · Updated: Jun 8, 2026