Credit Acceptance Corporation
CACCNASDAQFinancial Services● Active
$544.71
$-3.69(-0.67%)
Market Cap$5.7B
P/E Ratio—
52W High$579.8
52W Low$401.9
Credit Acceptance Corporation (CACC) · Cash Flow
Annual, quarterly, or TTM views · SEC 10-K & 10-Q via FMP · adjust period and M/B/T below.
FMP · CACC · as of 2026-06-08
Financial statements
Operating CF · CapEx · Free Cash Flow
| Breakdown | 2025-12 | 2024-12 | 2023-12 | 2022-12 | 2021-12 |
|---|---|---|---|---|---|
| Operating Activities | |||||
| Net Income | $0.42B | $0.25B | $0.29B | $0.54B | $0.96B |
| Depreciation & Amort. | $0.03B | $0.03B | $0.03B | $0.03B | $0.03B |
| Stock-Based Comp. | $0.05B | $0.04B | $0.04B | $0.04B | $0.02B |
| Change in Working Capital | ($0.10B) | $0.05B | $0.15B | $0.17B | $0.01B |
| Net Cash from Operations | $1.05B | $1.14B | $1.20B | $1.24B | $1.07B |
| Investing Activities | |||||
| Capital Expenditure | ($0.00B) | ($0.00B) | ($0.00B) | ($0.00B) | ($0.01B) |
| Purchases of Investments | ($0.04B) | ($0.06B) | ($0.04B) | ($0.05B) | ($0.04B) |
| Sales of Investments | $0.05B | $0.05B | $0.01B | $0.04B | $0.04B |
| Net Cash from Investing | ($0.67B) | ($1.72B) | ($1.42B) | ($0.46B) | $0.44B |
| Financing Activities | |||||
| Common Stock Repurchased | ($0.73B) | ($0.31B) | ($0.20B) | ($0.78B) | ($1.47B) |
| Dividends Paid | $0.00B | $0.00B | $0.00B | $0.00B | $0.00B |
| Debt Issued / Repaid | ($0.00B) | $1.29B | $0.49B | ($0.03B) | $0.01B |
| Net Cash from Financing | ($0.72B) | $0.96B | $0.27B | ($0.79B) | ($1.47B) |
| Free Cash Flow | |||||
| Free Cash Flow | $1.05B | $1.14B | $1.20B | $1.24B | $1.06B |
| FCF Margin %(computed) | 45.44% | 53.23% | 63.83% | 67.78% | 57.37% |
Data source: Financial Modeling Prep · Last updated: 2026-06-08 · USD · B
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About Credit Acceptance Corporation (CACC) Cash Flow Statement
Credit Acceptance Corporation generated operating cash flow of $1.05B and free cash flow of $1.05B for 2025 — a FCF margin of 45.44%. Capital expenditure was ($0.00B).
Frequently asked questions
CACC · 4 questionsCredit Acceptance Corporation generated free cash flow of $1.05B for 2025, down 7.3% year-over-year.
CACC free cash flowFCF margincash flow yield
· Source: FMP /stable/cash-flow-statement · SEC EDGAR Form 10-K & 10-Q · As of 2026-06-08