Cullen/Frost Bankers, Inc.
CFRNYSEFinancial Services● Active
$140.78
+$0.62(+0.44%)
Market Cap$8.8B
P/E Ratio—
52W High$148.97
52W Low$119
Cullen/Frost Bankers, Inc. (CFR) · Income Statement
Annual, quarterly, or TTM views · SEC 10-K & 10-Q via FMP · adjust period and M/B/T below.
FMP · CFR · as of 2026-06-08
Financial statements
Revenue · Gross Profit · Net Income
| Breakdown | 2025-12 | 2024-12 | 2023-12 | 2022-12 | 2021-12 |
|---|---|---|---|---|---|
| Revenue | |||||
| Revenue | $2.92B | $2.85B | $2.65B | $1.88B | $1.40B |
| Cost of Revenue | $0.73B | $0.85B | $0.71B | $0.19B | $0.02B |
| Gross Profit | $2.19B | $2.00B | $1.94B | $1.69B | $1.37B |
| Gross Margin %(computed) | 75.04% | 70.14% | 73.35% | 90.03% | 98.28% |
| Operating Expenses | |||||
| R&D Expenses | $0.00B | $0.00B | $0.00B | $0.00B | $0.00B |
| G&A Expenses | $0.84B | $0.78B | $0.74B | $0.60B | $0.49B |
| Total Operating Expenses | $1.42B | $1.30B | $1.23B | $1.02B | $0.88B |
| Operating Income | $0.77B | $0.70B | $0.71B | $0.67B | $0.49B |
| Operating Margin %(computed) | 26.43% | 24.42% | 26.92% | 35.57% | 35.08% |
| Interest Income | $2.42B | $2.39B | $2.22B | $1.48B | $1.01B |
| Interest Expense | $0.68B | $0.79B | $0.66B | $0.18B | $0.02B |
| Income Before Tax | $0.77B | $0.70B | $0.71B | $0.67B | $0.49B |
| Income Tax Expense | $0.12B | $0.11B | $0.11B | $0.09B | $0.05B |
| Net Income | $0.65B | $0.58B | $0.60B | $0.58B | $0.44B |
| Net Margin %(computed) | 22.21% | 20.44% | 22.60% | 30.80% | 31.75% |
| Per Share & EBITDA | |||||
| EPS (Basic) | $10.02 | $8.88 | $9.11 | $8.84 | $6.79 |
| Wtd Avg Shares | 0.06B | 0.06B | 0.06B | 0.06B | 0.06B |
| EBITDA | $0.86B | $0.78B | $0.79B | $0.74B | $0.56B |
| EBITDA Margin %(computed) | 29.44% | 27.33% | 29.81% | 39.36% | 40.05% |
Data source: Financial Modeling Prep · Last updated: 2026-06-08 · USD · B
Explore more Cullen/Frost Bankers, Inc. data
About Cullen/Frost Bankers, Inc. (CFR) Income Statement
Cullen/Frost Bankers, Inc. (CFR) income statement data is sourced from SEC Form 10-K and 10-Q filings. For fiscal year 2025, CFR reported revenue of $2.92B, gross profit of $2.19B (gross margin 75.04%), and net income of $0.65B — a net profit margin of 22.21%.
Frequently asked questions
CFR · 4 questionsCullen/Frost Bankers, Inc. (CFR) reported revenue of $2.92B for 2025, up 2.5% year-over-year.
CFR revenueCFR salesannual revenue YoYincome statement
· Source: FMP /stable/income-statement · SEC EDGAR Form 10-K & 10-Q · As of 2026-06-08