Cullen/Frost Bankers, Inc.
CFRNYSEFinancial Services● Active
$140.78
+$0.62(+0.44%)
Market Cap$8.8B
P/E Ratio—
52W High$148.97
52W Low$119
Cullen/Frost Bankers, Inc. (CFR) Earnings: Dates, EPS & Revenue History
Quarterly EPS vs. estimates, revenue surprises, next earnings date, and analyst consensus.
CFR · earnings · updated Jun 8, 2026
Latest Earnings
Q2 FY2026Report Date: Apr 30, 2026EPS Actual
$2.65
Est. $2.48 · +6.8%
Revenue
$0.60B
Est. $0.59B · +1.7%
Fiscal Period
Q2 FY2026
FY ends December
Report Date
Apr 30, 2026
After Market Close
▲ Beat EPS▲ Beat Revenue🔥 8-Quarter EPS Beat Streak
CFR reports quarterly as a NYSE-listed Banks - Regional company. Fiscal year ends in December. Data: FMP · Updated hourly.
Next Earnings Date
Days Away
85
days
Expected Date
Sep 1, 2026
Fiscal Period
Q3 FY2026
Release Time
◌ Time TBD (Unconfirmed)EPS Est.
$0.37
Rev. $0.36B
Days Away85
Expected DateSep 1, 2026
Fiscal PeriodQ3 FY2026
Release TimeTime TBD (Unconfirmed)
EPS Est.$0.37
Rev. Est.$0.36B
EPS & Revenue vs. Estimates
Actual (Beat)
Actual (Miss)
Estimated
Earnings History
| Period | Report Date | EPS Est. | EPS Actual | EPS Surpr. | Revenue | Rev. Est. | Rev. Surpr. |
|---|---|---|---|---|---|---|---|
| ◌ Q3 FY2026 | Jul 30, 2026 | $2.52 | — | — | — | $0.59B | — |
| ▲ Q2 FY2026 | Apr 30, 2026 | $2.48 | $2.65 | +6.8% | $0.60B | $0.59B | +1.7% |
| ▲ Q1 FY2026 | Jan 29, 2026 | $2.47 | $2.57 | +4.0% | $0.60B | $0.58B | +4.3% |
| ▲ Q4 FY2025 | Oct 30, 2025 | $2.38 | $2.67 | +12.2% | $0.57B | $0.56B | +0.6% |
| ▲ Q3 FY2025 | Jul 31, 2025 | $2.28 | $2.39 | +4.8% | $0.55B | $0.57B | -3.7% |
| ▲ Q2 FY2025 | May 1, 2025 | $2.16 | $2.30 | +6.5% | $0.54B | $0.54B | +0.3% |
| ▲ Q1 FY2025 | Jan 30, 2025 | $2.17 | $2.36 | +8.8% | $0.54B | $0.54B | -0.9% |
| ▲ Q4 FY2024 | Oct 31, 2024 | $2.17 | $2.24 | +3.2% | $0.61B | $0.52B | +16.1% |
Q3 FY2026
Jul 30, 2026
EPS Actual
—
EPS Est.
$2.52
EPS Surpr.
—
Revenue
—
Q2 FY2026
Apr 30, 2026Beat
EPS Actual
$2.65
EPS Est.
$2.48
EPS Surpr.
+6.8%
Revenue
$0.60B
Q1 FY2026
Jan 29, 2026Beat
EPS Actual
$2.57
EPS Est.
$2.47
EPS Surpr.
+4.0%
Revenue
$0.60B
Q4 FY2025
Oct 30, 2025Beat
EPS Actual
$2.67
EPS Est.
$2.38
EPS Surpr.
+12.2%
Revenue
$0.57B
Q3 FY2025
Jul 31, 2025Beat
EPS Actual
$2.39
EPS Est.
$2.28
EPS Surpr.
+4.8%
Revenue
$0.55B
Q2 FY2025
May 1, 2025Beat
EPS Actual
$2.30
EPS Est.
$2.16
EPS Surpr.
+6.5%
Revenue
$0.54B
Q1 FY2025
Jan 30, 2025Beat
EPS Actual
$2.36
EPS Est.
$2.17
EPS Surpr.
+8.8%
Revenue
$0.54B
Q4 FY2024
Oct 31, 2024Beat
EPS Actual
$2.24
EPS Est.
$2.17
EPS Surpr.
+3.2%
Revenue
$0.61B
Analyst Estimates
EPS Estimates
| Period | Low | Consensus | High | # Analysts |
|---|---|---|---|---|
| Q4 FY2027 | $2.72 | $2.81 | $2.88 | 6 |
| Q3 FY2027 | $2.76 | $2.84 | $2.92 | 3 |
| Q2 FY2027 | $2.63 | $2.71 | $2.78 | 5 |
| Q1 FY2027 | $2.63 | $2.72 | $2.79 | 3 |
| Q4 FY2026 | $2.61 | $2.69 | $2.76 | 6 |
| Q3 FY2026 | $2.57 | $2.67 | $2.79 | 8 |
Revenue Estimates
| Period | Low | Consensus | High | # Analysts |
|---|---|---|---|---|
| Q4 FY2027 | $0.6B | $0.6B | $0.7B | 3 |
| Q3 FY2027 | $0.6B | $0.6B | $0.6B | 3 |
| Q2 FY2027 | $0.6B | $0.6B | $0.6B | 3 |
| Q1 FY2027 | $0.6B | $0.6B | $0.6B | 3 |
| Q4 FY2026 | $0.6B | $0.6B | $0.6B | 5 |
| Q3 FY2026 | $0.6B | $0.6B | $0.6B | 6 |
Earnings Price Reaction
Closing price one trading day before vs. one trading day after each earnings release.
| Period | Report Date | EPS Beat/Miss | Price Before | Price After | 1D Reaction |
|---|---|---|---|---|---|
| ▲ Q2 FY2026 | Apr 30, 2026 | +6.8% | $142.80 | $144.93 | +1.49% |
| ▲ Q1 FY2026 | Jan 29, 2026 | +4.0% | $135.19 | $138.77 | +2.65% |
| ▲ Q4 FY2025 | Oct 30, 2025 | +12.2% | $121.41 | $123.44 | +1.67% |
| ▲ Q3 FY2025 | Jul 31, 2025 | +4.8% | $134.04 | $127.41 | -4.95% |
| ▲ Q2 FY2025 | May 1, 2025 | +6.5% | $116.47 | $120.34 | +3.32% |
| ▲ Q1 FY2025 | Jan 30, 2025 | +8.8% | $138.80 | $140.53 | +1.25% |
| ▲ Q4 FY2024 | Oct 31, 2024 | +3.2% | $130.47 | $127.35 | -2.39% |
| ▲ Q3 FY2024 | Jul 25, 2024 | +6.8% | $113.85 | $117.71 | +3.39% |
Q2 FY2026+1.49%
Report Date
Apr 30, 2026
EPS Beat/Miss
+6.8%
Price Before
$142.80
Price After
$144.93
Q1 FY2026+2.65%
Report Date
Jan 29, 2026
EPS Beat/Miss
+4.0%
Price Before
$135.19
Price After
$138.77
Q4 FY2025+1.67%
Report Date
Oct 30, 2025
EPS Beat/Miss
+12.2%
Price Before
$121.41
Price After
$123.44
Q3 FY2025-4.95%
Report Date
Jul 31, 2025
EPS Beat/Miss
+4.8%
Price Before
$134.04
Price After
$127.41
Q2 FY2025+3.32%
Report Date
May 1, 2025
EPS Beat/Miss
+6.5%
Price Before
$116.47
Price After
$120.34
Q1 FY2025+1.25%
Report Date
Jan 30, 2025
EPS Beat/Miss
+8.8%
Price Before
$138.80
Price After
$140.53
Q4 FY2024-2.39%
Report Date
Oct 31, 2024
EPS Beat/Miss
+3.2%
Price Before
$130.47
Price After
$127.35
Q3 FY2024+3.39%
Report Date
Jul 25, 2024
EPS Beat/Miss
+6.8%
Price Before
$113.85
Price After
$117.71
Avg Beat Reaction+0.80%
Beat Rate8 / 8 quarters
Largest Move-4.95% (Q3 FY2025)
Data: FMP /historical-price-eod/full · field: close
About Earnings & Data Methodology
Data source: Financial Modeling Prep (FMP) | Updated: Hourly | Surprise%: (Actual − Estimate) / |Estimate| × 100 | Fiscal year: CFR ends December
Cullen/Frost Bankers, Inc. (CFR) most recently reported earnings on April 30, 2026 for Q2 FY2026, posting EPS of $2.65 — beating the analyst consensus of $2.48 by +6.8%. CFR has beaten EPS estimates for 8 consecutive quarters. The next CFR earnings date is expected around September 1, 2026.
Each quarter, investors track CFR earnings for signals on forward guidance and business momentum. For longer-term revenue trends, see the Revenue tab. CFR revenue tab →
Earnings Glossary
EPS (Earnings Per Share)
Net income ÷ diluted shares outstanding. The primary metric analysts use to gauge quarterly profitability.
Earnings Surprise %
(Actual − Estimate) / |Estimate| × 100. Positive = Beat. Negative = Miss.
Beat / Miss / In-Line
Beat = Actual ≥ Estimate. Miss = Actual < Estimate. In-Line = within ±1%.
BMO / AMC
Before Market Open / After Market Close. Two windows when companies typically release results.
Fiscal Quarter
CFR's fiscal year ends in December. Fiscal quarters may not align with calendar quarters.
Analyst Consensus
Average EPS/Revenue forecast across all covering analysts. More analysts = more reliable estimate.
Figures tie to FMP earnings calendar, estimates, and SEC 10-Q/10-K filings where noted.
Frequently asked questions
CFR earnings · 5 questionsCullen/Frost Bankers, Inc.'s next earnings report is expected around September 1, 2026. CFR typically reports quarterly — approximately every three months. The exact date is confirmed by the company 2–4 weeks before the release. Time is currently TBD; CFR historically reports after market close (AMC).
CFR earnings datewhen is CFR earningsCFR next earnings datewhen does CFR report earningsCFR earnings calendar
▸ Source: FMP · Cullen/Frost Bankers, Inc. SEC filings · US GAAP · Cullen/Frost Bankers, Inc. SEC 10-K & 10-Q filings · US GAAP · Updated: Jun 8, 2026