Citizens Financial Services, Inc.
CZFSNASDAQFinancial Services● Active
$65.43
$-0.01(-0.02%)
Market Cap$314387224
P/E Ratio—
52W High$69.58
52W Low$49.99
Citizens Financial Services, Inc. (CZFS) · Cash Flow
Annual, quarterly, or TTM views · SEC 10-K & 10-Q via FMP · adjust period and M/B/T below.
FMP · CZFS · as of 2026-06-10
Financial statements
Operating CF · CapEx · Free Cash Flow
| Breakdown | 2025-12 | 2024-12 | 2023-12 | 2022-12 | 2021-12 |
|---|---|---|---|---|---|
| Operating Activities | |||||
| Net Income | $0.04B | $0.03B | $0.02B | $0.03B | $0.03B |
| Depreciation & Amort. | $0.00B | $0.00B | $0.00B | $0.00B | $0.00B |
| Stock-Based Comp. | $0.00B | $0.00B | $0.00B | $0.00B | $0.00B |
| Change in Working Capital | ($0.00B) | $0.00B | $0.00B | ($0.00B) | $0.00B |
| Net Cash from Operations | $0.04B | $0.03B | $0.03B | $0.03B | $0.04B |
| Investing Activities | |||||
| Capital Expenditure | ($0.00B) | ($0.00B) | ($0.00B) | ($0.00B) | ($0.00B) |
| Purchases of Investments | $0.00B | ($0.10B) | ($0.04B) | ($0.13B) | ($0.21B) |
| Sales of Investments | $0.00B | $0.09B | $0.14B | $0.05B | $0.09B |
| Net Cash from Investing | ($0.04B) | ($0.07B) | $0.06B | ($0.36B) | ($0.16B) |
| Financing Activities | |||||
| Common Stock Repurchased | ($0.00B) | ($0.00B) | ($0.00B) | ($0.00B) | ($0.00B) |
| Dividends Paid | ($0.01B) | ($0.01B) | ($0.01B) | ($0.01B) | ($0.01B) |
| Debt Issued / Repaid | $0.01B | ($0.03B) | $0.01B | $0.18B | ($0.01B) |
| Net Cash from Financing | ($0.00B) | $0.03B | ($0.06B) | $0.18B | $0.22B |
| Free Cash Flow | |||||
| Free Cash Flow | $0.04B | $0.03B | $0.02B | $0.03B | $0.04B |
| FCF Margin %(computed) | 20.34% | 18.90% | 17.24% | 33.95% | 43.95% |
Data source: Financial Modeling Prep · Last updated: 2026-06-10 · USD · B
Explore more Citizens Financial Services, Inc. data
About Citizens Financial Services, Inc. (CZFS) Cash Flow Statement
Citizens Financial Services, Inc. generated operating cash flow of $0.04B and free cash flow of $0.04B for 2025 — a FCF margin of 20.34%. Capital expenditure was ($0.00B).
Frequently asked questions
CZFS · 4 questionsCitizens Financial Services, Inc. generated free cash flow of $0.04B for 2025, up 10.6% year-over-year.
CZFS free cash flowFCF margincash flow yield
· Source: FMP /stable/cash-flow-statement · SEC EDGAR Form 10-K & 10-Q · As of 2026-06-10