NMI Holdings, Inc.

NMIHNASDAQFinancial Services● Active

$36.24

$-0.31(-0.84%)

Market Cap$2.8B

P/E Ratio—

52W High$43.2

52W Low$34.84

Avg Volume509K

Open$36.48

Beta0.56

Overview

NMI Holdings, Inc. (NMIH) Net Income & Profit History

Annual & trailing net income, net margin, YoY change, and peer profitability context.

NMIH · net income · updated Jun 8, 2026

Core profitability metrics

NMIH · net income · margin · TTM · CAGR

Net income was $388.9M for FY2025 (fiscal year ending 2025-12-31), up 8.0% year-over-year. Net profit margin was 55.1%. Based on available data, NMI Holdings, Inc. has been profitable since at least 2016.

FY2025 Net Income$388.9M▲ +8.0% YoY

Trailing 12M (TTM)$385.7Mtrailing 4 quarters sum

Net Profit Margin55.1%$388.9M ÷ $705.6M

YoY Change+8.0%—

5-Year CAGR+17.8%FY2020 → FY2025

FormulaNet Margin = Net Income ÷ Revenue × 100TTM = trailing 4 quarters sumCAGR → N/A if either endpoint ≤ 0

Source: FMP /income-statement · US GAAP · USDUpdated: Jun 8, 2026

Annual net income history

Net Income (bars) · Net Profit Margin % (line)

Net IncomeNet LossNet Margin %★ First Profit: 2016

▸ FMP /income-statement · Annual · NMIH net income history · NMIH profit margin

Annual net income data

NMIH · net income history · annual / quarterly

Fiscal YearNet IncomeYoY ChangeNet MarginRevenue

FY2025$388.9M▲ +8.0%55.1%$705.6M

FY2024$360.1M▲ +11.8%55.3%$651.0M

FY2023$322.1M▲ +10.0%55.6%$579.0M

FY2022$292.9M▲ +26.7%55.9%$524.5M

FY2021$231.1M▲ +34.7%47.6%$485.6M

Net income vs peers (Financial Services)

NMIH vs peers · net income

#CompanyNet IncomeYoYNet MarginRelative

NMI Holdings, Inc.YOU

NMIH

$388.9M+8.0%55.1%

Berkshire Hathaway Inc.

BRK-B

$66.97B-24.8%18.0%

100%

Berkshire Hathaway Inc.

Mastercard Incorporated

$14.97B+16.3%45.6%

22%

Financial Services · Sorted by Net Income · FMP /income-statementFull Net Income Rankings →

About Net Income & Methodology

NMI Holdings, Inc. (NMIH) reported net income of $388.9M for FY2025 (fiscal year ending 2025-12-31), up 8.0% year-over-year. The net profit margin was 55.1% — meaning the company kept $0.55 of every dollar of revenue as profit.

Based on available data, NMI Holdings, Inc. has been profitable since at least 2016. Net income reached a peak of $388.9M in FY2025. Data available for 15 fiscal years.

NMI Holdings, Inc.'s net profit margin was 55.1% for FY2025, based on the latest annual results.

Investors sometimes search for "NMI Holdings, Inc. net worth" — the company's market capitalization is a separate figure from NMIH net income. Data sourced from FMP /income-statement · US GAAP · USD.

Figures tie to SEC 10-K/10-Q and FMP /income-statement where noted.

Revenue Financial statements Earnings Forecast Price history Market cap Free cash flow

Frequently asked questions

NMIH net income · 5 questions

NMI Holdings, Inc. is profitable. The company reported net income of $388.9M for FY2025, a net profit margin of 55.1%. Net income was up 8.0% year-over-year. Based on available data, NMI Holdings, Inc. has been profitable since at least 2016.

is NMIH profitabledoes NMIH make a profitNMIH profitabilityNMIH profitable company

▸ Source: FMP /income-statement · GAAP · NMI Holdings, Inc. · NMI Holdings, Inc. SEC 10-K & 10-Q filings · US GAAP · Last updated: Jun 8, 2026