Companies: 10,795·Total market cap: $144.5T
Synchrony Financial

Synchrony Financial

SYFNYSEFinancial Services● Active
$70.76
$-0.08(-0.11%)
Market Cap$23.8B
P/E Ratio
52W High$88.77
52W Low$56.975
Overview

Synchrony Financial (SYF) Stock Forecast & Analyst Price Target

Wall Street consensus, 12-month price targets, model projections, and EPS/revenue estimates — from analyst data and price history.

syf · stock forecast · 41 analysts (3M) · FMP · updated Jun 8, 2026

Analyst Rating & Consensus

Based on 41 Wall Street analysts in the past 3 months

SellBuy

Buy

41 analysts

consensus

Rating Breakdown

Strong Buy
0
Buy
25
Hold
15
Sell
0
Strong Sell
1
Total: 41 · Buy rate: 61.0%

12-Month Price Target

High

$100

Consensus

$89.75

+26.7% upside

Low

$81.00

Median: $89 · Last Close: $70.84

The Synchrony Financial (SYF) analyst consensus is Buy, based on ratings from 41 Wall Street analysts over the past 3 months. The average 12-month SYF price target is $89.75, representing +26.7% upside from the current price of $70.84.

12-Month Price Target Forecast

Historical closing prices + analyst 12-month price target forecast cone

Historical priceConsensus $90 (26.7%)

Consensus Target

$89.75

26.7% upside

High Target

$100

41.2%

Low Target

$81

14.3%

Current Price

$70.84

as of today

Based on analyst price targets, the SYF stock price prediction for the next 12 months ranges from $81 to $100. The consensus SYF price forecast of $89.75 implies 26.7% upside from the current price of $70.84.

Short-Term Price Prediction

Algorithmically generated · Updated daily

DatePredicted PriceChange
2026-06-09$70.390.64%

1-day model range: $70.17–$70.6. Peak: $70.6 (-0.64%).

Long-Term Stock Price Prediction

Annual stock price forecast · 2027 / 2028 / 2029 / 2030 / 2031

YearAvg PriceChange
2027$112+58.4%
2028$155+118.5%
2029$193+172.3%
2030$224+216.0%
2031+248.9%
Confidence:Medium

Stock Forecast Based on Technical Analysis

14 TA signals (SMA×6 + EMA×6 + RSI + MACD) · EEAT method transparency

Market Sentiment

BEARISH

Based on 14 technical indicators

14%7%79%
2Buy
1Neutral
11Sell
RSI (14)47.5Neutral
MACDBEARISH

Refreshes daily from EOD close

Moving Averages · SYF · Jun 8, 2026

Simple Moving Average (SMA)
MA 5$70.43BUY
MA 10$71.09SELL
MA 20$71.10SELL
MA 50$72.48SELL
MA 100$71.92SELL
MA 200$74.28SELL
Current $SYF · Price above MA = BUY signal
Exponential Moving Average (EMA)
EMA 5$70.63BUY
EMA 10$70.90SELL
EMA 20$71.46SELL
EMA 50$72.02SELL
EMA 100$72.52SELL
EMA 200$71.70SELL
Current $SYF · Price above MA = BUY signal
How we calculate: Technical sentiment is derived from 14 indicators — SMA(5,10,20,50,100,200), EMA(5,10,20,50,100,200), RSI(14), and MACD(12,26,9) — calculated from historical EOD price data. BUY = current price above MA; SELL = below. 14 TA signals + historical EOD price data · Updated daily. Independent of analyst consensus data. Not investment advice.

Latest Analyst Ratings & Upgrades

Filter:
Truist Securities2026-04-23
Maintains
HoldHold
Baird2026-04-22
Maintains
OutperformOutperform
Barclays2026-04-22
Maintains
OverweightOverweight
BTIG2026-04-22
Downgrade ↓
BuyNeutral
Wells Fargo2026-04-09
Maintains
OverweightOverweight
JP Morgan2026-04-09
Maintains
NeutralNeutral
Evercore ISI Group2026-04-06
Maintains
OutperformOutperform
Barclays2026-04-06
Maintains
OverweightOverweight
Truist Securities2026-03-23
Maintains
HoldHold
BTIG2026-03-11
Maintains
BuyBuy

Wall Street analysts have recently issued updated ratings on Synchrony Financial (SYF) stock. Of the recent 337 rating actions, 34 were upgrades and 38 were downgrades. 41 analysts currently cover SYF.

Analyst Recommendation Trends

Buy ratings651
Hold ratings33
Sell ratings00

SYF analyst recommendation trends show decreasing buy-side sentiment over the past 6 months. Buy rating actions changed from 6 to 5 per month.

Financial Forecast: EPS & Revenue Estimates

Revenue This Year

$15.0B

↓ 7.0% YoY

Revenue Next Year

$15.3B

↑ 2.0% YoY

EPS This Year

$9.32

EPS Next Year

$9.29

↓ 0.3% YoY

EPS ForecastReported vs Estimated

Reported EPSHistorical estimateAnalyst forecast (future)

Analysts forecast SYF EPS of $9.32 for the current fiscal year, based on estimates from 13 analysts. The SYF revenue forecast is $15.0B for the current year. These are analyst consensus estimates via FMP / S&P Global.

About Forecast & Price Prediction

The SYF stock forecast is supported by two independent data sources: analyst consensus ratings from 41 Wall Street analysts (S&P Global / FMP), and technical analysis calculated from historical EOD price data. The consensus SYF price target is $89.75 (+26.7% upside), with an analyst consensus of Buy.

The SYF short-term stock prediction for tomorrow is $70.39 (-0.64%). The SYF stock price prediction for 2027 estimates an average of $112. The SYF stock prediction for 2030 projects a range of $216–$231.

Synchrony Financial trades on NYSE under the ticker SYF. The SYF stock outlook for 2027 is broadly positive, supported by a Buy consensus among 61% of covering analysts.

FAQ answers synthesize analyst targets, estimates, and on-page model outputs where shown.

Frequently asked questions

SYF forecast · 8 questions

According to 41 Wall Street analysts, the average 12-month SYF price target is $89.75, with a high forecast of $100.00 and a low of $81.00. The median price target is shown in the chart above when available. This implies +26.7% potential upside from the current price of $70.84.

SYF price targetWhat is SYF price targetSYF analyst price targetSYF 12-month target

· Analyst data: Financial Modeling Prep (FMP) · S&P Global Market Intelligence · Technical analysis: FMP /historical-price-eod/light · Updated: Hourly (analyst) · Daily (technical)

⚠ This information is provided for informational purposes only and does not constitute investment advice. Short-term and long-term price predictions are algorithmically generated and carry significant uncertainty. Past performance does not guarantee future results. Always conduct your own due diligence before making investment decisions.