Companies: 10,795·Total market cap: $144.5T
Fifth Third Bancorp

Fifth Third Bancorp

FITBNASDAQFinancial Services● Active
$52.51
+$0.50(+0.96%)
Market Cap$47.6B
P/E Ratio
52W High$55.44
52W Low$37.86

Fifth Third Bancorp (FITB) Free Cash Flow & Analysis

Annual & trailing free cash flow, FCF margin, YoY change, valuation ratios, and peer context.

FITB · free cash flow · updated Jun 8, 2026

Core FCF metrics

Free cash flow was $3.81B for FY2025 (fiscal year ending 2025-12-31), up 57.9% year-over-year The FCF margin was 29.6%. Five-year CAGR stands at +211.4%.

FY2025 Free Cash Flow$3.81B▲ +57.9% YoY
Trailing 12M (TTM)$1.98Btrailing 4 quarters sum
FCF Margin29.6%$3.81B ÷ revenue
3-Year CAGR-12.8%FY2022 → FY2025
5-Year CAGR+211.4%FY2020 → FY2025
FormulaFCF = Operating Cash Flow − Capital ExpendituresTTM = trailing 4 quarters sumCAGR → N/A if either endpoint ≤ 0
Source: FMP /cash-flow-statement · SEC 10-K / 10-Q · USDUpdated: Jun 8, 2026

Annual free cash flow history

Positive FCFNegative FCF
Free Cash Flow
YoY Growth %
fitb free cash flow history · fitb free cash flow chart · fitb free cash flow growth rate · fitb free cash flow last 10 years

Annual free cash flow data

Fiscal YearFree Cash FlowYoY ChangeFCF Margin
FY2025Latest$3.81B▲ +57.9%29.6%
FY2024$2.41B▼ 39.6%18.5%
FY2023$3.99B▼ 30.5%32.3%
FY2022$5.74B▲ +139.8%63.3%
FY2021$2.40B▲ +18323.1%30.1%
FCF = Operating Cash Flow − Capital Expenditures · CapEx shown as (negative) · Source: SEC filings via FMP
fitb free cash flow 2025 · fitb free cash flow 2024 · fitb free cash flow 2023 · fitb operating cash flow

FCF valuation metrics

Fifth Third Bancorp (FITB) trades at a FCF yield of 4.21% and a price-to-free-cash-flow ratio of 17.6x. FCF per share stands at $2.99, calculated using trailing twelve-month FCF divided by basic weighted-average shares outstanding.

FCF Yield (TTM)
4.21%
Free Cash Flow ÷ Market Cap
per FMP freeCashFlowYieldTTM definition
FCF per Share (TTM)
$2.99
TTM FCF ÷ Shares Outstanding
Price / FCF
x17.6
Share Price ÷ FCF per Share
EV / FCF (TTM)
x31.8
Enterprise Value basis
Source: FMP /key-metrics-ttm · /cash-flow-statement Q · /income-statementFY2025 · 2025-12-31
fitb price to free cash flow · fitb free cash flow yield · fitb free cash flow per share · fitb price to cash flow ratio

Cash flow statement summary

For FY2025, Fifth Third Bancorp generated $4.51B in operating cash flow and spent 709M in capital expenditures, yielding $3.81B in free cash flow.

Operating Activities
+$4.51B
Cash from core business operations
2025-12-31
Investing Activities
−$1.85B
CapEx, acquisitions & investments
2025-12-31
Financing Activities
−$2.18B
Buybacks, dividends & debt
2025-12-31
FCF FormulaOperating CF ($4.51B) − |CapEx| (709M) = FCF ($3.81B)

For the complete Operating / Investing / Financing line-item breakdown:

View Full Cash Flow Statement
fitb cash flow statement · fitb cash flow statement 2025 · fitb operating cash flow · fitb cash flow from operations

Free cash flow vs peers (Financial Services)

#CompanyFree Cash FlowYoY
#1
Fifth Third Bancorp
Fifth Third BancorpYOU
FITB
$3.81B+57.9%
#2
JPMorgan Chase & Co.
JPMorgan Chase & Co.
JPM
$100.87B+340.1%
#3
Berkshire Hathaway Inc.
Berkshire Hathaway Inc.
BRK-B
$25.04B+115.6%
#4
Berkshire Hathaway Inc.
Berkshire Hathaway Inc.
BRK-A
$25.04B+115.6%
#5
Visa Inc.
Visa Inc.
V
$21.58B+15.4%
#6
Mastercard Incorporated
Mastercard Incorporated
MA
$16.91B+18.2%
Financial Services · Sorted by FCF · FMP /cash-flow-statementFull FCF Rankings →

About Free Cash Flow & Methodology

Fifth Third Bancorp (FITB) reported free cash flow of $3.81B for FY2025 (fiscal year ending 2025-12-31), up 57.9% year-over-year. The FCF margin was 29.6%.

Based on available data, Fifth Third Bancorp has maintained positive free cash flow for at least 15 fiscal year(s). FCF peaked at $5.74B in FY2022. The 5-year CAGR stands at +211.4%.

Fifth Third Bancorp's FCF yield is 4.21% and price-to-FCF ratio is 17.6x for FY2025, based on the latest available data.

Data sourced from FMP /cash-flow-statement · SEC 10-K / 10-Q · USD.

Q&A and summaries align with SEC 10-K/10-Q cash flow disclosures and FMP /cash-flow-statement where noted.

Frequently asked questions

FITB free cash flow · 8 questions

Fifth Third Bancorp free cash flow was $3.81B for FY2025, up 57.9% year-over-year. On a trailing twelve-month (TTM) basis, free cash flow stands at $1.98B.

FITB free cash flowFITB FCFFITB FCF 2025FITB free cash flow TTM

Source: FMP /cash-flow-statement · US GAAP · Fifth Third Bancorp · Fifth Third Bancorp SEC 10-K & 10-Q filings · US GAAP · Last updated: Jun 8, 2026