Heartland Financial USA, Inc.
HTLFNASDAQFinancial Services
$64.67
$-1.43(-2.16%)
Market Cap$2.8B
P/E Ratio—
52W High$70.27
52W Low$32.035
Heartland Financial USA, Inc. (HTLF) · Income Statement
Annual, quarterly, or TTM views · SEC 10-K & 10-Q via FMP · adjust period and M/B/T below.
FMP · HTLF · as of 2026-06-08
Financial statements
Revenue · Gross Profit · Net Income
| Breakdown | 2023-12 | 2022-12 | 2021-12 | 2020-12 | 2019-12 |
|---|---|---|---|---|---|
| Revenue | |||||
| Revenue | $0.55B | $0.73B | $0.69B | $0.61B | $0.57B |
| Cost of Revenue | $0.00B | $0.00B | $0.00B | $0.00B | $0.00B |
| Gross Profit | $0.55B | $0.73B | $0.69B | $0.61B | $0.57B |
| Gross Margin %(computed) | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Operating Expenses | |||||
| R&D Expenses | $0.00B | $0.00B | $0.00B | $0.00B | $0.00B |
| G&A Expenses | $0.27B | $0.25B | $0.24B | $0.20B | $0.20B |
| Total Operating Expenses | $0.58B | $0.07B | ($0.41B) | ($0.43B) | ($0.39B) |
| Operating Income | $0.14B | $0.34B | $0.28B | $0.17B | $0.18B |
| Operating Margin %(computed) | 24.45% | 47.31% | 39.96% | 28.67% | 32.34% |
| Interest Income | $0.95B | $0.67B | $0.59B | $0.54B | $0.51B |
| Interest Expense | $0.35B | $0.08B | $0.03B | $0.04B | $0.08B |
| Income Before Tax | $0.10B | $0.27B | $0.28B | $0.17B | $0.18B |
| Income Tax Expense | $0.02B | $0.06B | $0.06B | $0.04B | $0.03B |
| Net Income | $0.08B | $0.21B | $0.22B | $0.14B | $0.15B |
| Net Margin %(computed) | 14.44% | 29.16% | 31.92% | 22.73% | 26.19% |
| Per Share & EBITDA | |||||
| EPS (Basic) | $1.51 | $4.80 | $5.01 | $3.58 | $4.14 |
| Wtd Avg Shares | 0.05B | 0.04B | 0.04B | 0.04B | 0.04B |
| EBITDA | $0.00B | $0.29B | $0.30B | $0.20B | $0.21B |
| EBITDA Margin %(computed) | 0.00% | 40.17% | 43.86% | 33.16% | 37.75% |
Data source: Financial Modeling Prep · Last updated: 2026-06-08 · USD · B
Explore more Heartland Financial USA, Inc. data
About Heartland Financial USA, Inc. (HTLF) Income Statement
Heartland Financial USA, Inc. (HTLF) income statement data is sourced from SEC Form 10-K and 10-Q filings. For fiscal year 2023, HTLF reported revenue of $0.55B, gross profit of $0.55B (gross margin 100.00%), and net income of $0.08B — a net profit margin of 14.44%.
Frequently asked questions
HTLF · 4 questionsHeartland Financial USA, Inc. (HTLF) reported revenue of $0.55B for 2023, down 24.0% year-over-year.
HTLF revenueHTLF salesannual revenue YoYincome statement
· Source: FMP /stable/income-statement · SEC EDGAR Form 10-K & 10-Q · As of 2026-06-08