OFG Bancorp
OFGNYSEFinancial Services● Active
$46.53
+$0.26(+0.56%)
Market Cap$2.0B
P/E Ratio—
52W High$46.85
52W Low$35.71
OFG Bancorp (OFG) Earnings: Dates, EPS & Revenue History
Quarterly EPS vs. estimates, revenue surprises, next earnings date, and analyst consensus.
OFG · earnings · updated Jun 8, 2026
Latest Earnings
Q2 FY2026Report Date: Apr 21, 2026EPS Actual
$1.26
Est. $1.02 · +23.5%
Revenue
$0.19B
Est. $0.18B · +5.1%
Fiscal Period
Q2 FY2026
FY ends December
Report Date
Apr 21, 2026
After Market Close
▲ Beat EPS▲ Beat Revenue✓ 2-Quarter EPS Beat Streak
OFG reports quarterly as a NYSE-listed Banks - Regional company. Fiscal year ends in December. Data: FMP · Updated hourly.
Next Earnings Date
Days Away
85
days
Expected Date
Sep 1, 2026
Fiscal Period
Q3 FY2026
Release Time
◌ Time TBD (Unconfirmed)EPS Est.
—
Rev. $0.00B
Days Away85
Expected DateSep 1, 2026
Fiscal PeriodQ3 FY2026
Release TimeTime TBD (Unconfirmed)
EPS Est.—
Rev. Est.$0.00B
EPS & Revenue vs. Estimates
Actual (Beat)
Actual (Miss)
Estimated
Earnings History
| Period | Report Date | EPS Est. | EPS Actual | EPS Surpr. | Revenue | Rev. Est. | Rev. Surpr. |
|---|---|---|---|---|---|---|---|
| ◌ Q3 FY2026 | Jul 16, 2026 | $1.18 | — | — | — | $0.18B | — |
| ▲ Q2 FY2026 | Apr 21, 2026 | $1.02 | $1.26 | +23.5% | $0.19B | $0.18B | +5.1% |
| ▲ Q1 FY2026 | Jan 22, 2026 | $1.16 | $1.27 | +9.5% | $0.19B | $0.18B | +0.7% |
| — Q4 FY2025 | Oct 22, 2025 | $1.17 | $1.16 | -0.8% | $0.17B | $0.19B | -8.4% |
| ▲ Q3 FY2025 | Jul 17, 2025 | $1.05 | $1.15 | +9.5% | $0.17B | $0.18B | -7.5% |
| ▲ Q2 FY2025 | Apr 23, 2025 | $0.97 | $1.00 | +3.3% | $0.17B | $0.18B | -6.3% |
| ▲ Q1 FY2025 | Jan 22, 2025 | $0.97 | $1.09 | +12.4% | $0.18B | $0.18B | +3.3% |
| ▼ Q4 FY2024 | Oct 16, 2024 | $1.02 | $1.00 | -2.0% | $0.16B | $0.18B | -8.2% |
Q3 FY2026
Jul 16, 2026
EPS Actual
—
EPS Est.
$1.18
EPS Surpr.
—
Revenue
—
Q2 FY2026
Apr 21, 2026Beat
EPS Actual
$1.26
EPS Est.
$1.02
EPS Surpr.
+23.5%
Revenue
$0.19B
Q1 FY2026
Jan 22, 2026Beat
EPS Actual
$1.27
EPS Est.
$1.16
EPS Surpr.
+9.5%
Revenue
$0.19B
Q4 FY2025
Oct 22, 2025
EPS Actual
$1.16
EPS Est.
$1.17
EPS Surpr.
-0.8%
Revenue
$0.17B
Q3 FY2025
Jul 17, 2025Beat
EPS Actual
$1.15
EPS Est.
$1.05
EPS Surpr.
+9.5%
Revenue
$0.17B
Q2 FY2025
Apr 23, 2025Beat
EPS Actual
$1.00
EPS Est.
$0.97
EPS Surpr.
+3.3%
Revenue
$0.17B
Q1 FY2025
Jan 22, 2025Beat
EPS Actual
$1.09
EPS Est.
$0.97
EPS Surpr.
+12.4%
Revenue
$0.18B
Q4 FY2024
Oct 16, 2024Miss
EPS Actual
$1.00
EPS Est.
$1.02
EPS Surpr.
-2.0%
Revenue
$0.16B
Analyst Estimates
Limited analyst coverage (fewer than 3 analysts). Estimates may not reflect market consensus.
EPS Estimates
| Period | Low | Consensus | High | # Analysts |
|---|---|---|---|---|
| Q4 FY2027 | $1.18 | $1.18 | $1.19 | 1 |
| Q3 FY2027 | $1.21 | $1.22 | $1.23 | 1 |
| Q2 FY2027 | $1.19 | $1.20 | $1.20 | 1 |
| Q1 FY2027 | $1.10 | $1.10 | $1.11 | 1 |
| Q4 FY2026 | $1.12 | $1.12 | $1.13 | 1 |
| Q3 FY2026 | $1.17 | $1.18 | $1.18 | 2 |
Revenue Estimates
| Period | Low | Consensus | High | # Analysts |
|---|---|---|---|---|
| Q4 FY2027 | $0.2B | $0.2B | $0.2B | 1 |
| Q3 FY2027 | $0.2B | $0.2B | $0.2B | 1 |
| Q2 FY2027 | $0.2B | $0.2B | $0.2B | 1 |
| Q1 FY2027 | $0.2B | $0.2B | $0.2B | 1 |
| Q4 FY2026 | $0.2B | $0.2B | $0.2B | 1 |
| Q3 FY2026 | $0.2B | $0.2B | $0.2B | 2 |
Earnings Price Reaction
Closing price one trading day before vs. one trading day after each earnings release.
| Period | Report Date | EPS Beat/Miss | Price Before | Price After | 1D Reaction |
|---|---|---|---|---|---|
| ▲ Q2 FY2026 | Apr 21, 2026 | +23.5% | $42.55 | $44.71 | +5.08% |
| ▲ Q1 FY2026 | Jan 22, 2026 | +9.5% | $42.58 | $38.98 | -8.45% |
| ▲ Q4 FY2025 | Oct 22, 2025 | -0.8% | $42.18 | $39.60 | -6.12% |
| ▲ Q3 FY2025 | Jul 17, 2025 | +9.5% | $44.02 | $45.47 | +3.29% |
| ▲ Q2 FY2025 | Apr 23, 2025 | +3.3% | $36.35 | $36.79 | +1.21% |
| ▲ Q1 FY2025 | Jan 22, 2025 | +12.4% | $44.74 | $44.10 | -1.43% |
| ▼ Q4 FY2024 | Oct 16, 2024 | -2.0% | $44.86 | $41.35 | -7.82% |
| ▲ Q3 FY2024 | Jul 18, 2024 | +12.5% | $43.06 | $43.00 | -0.14% |
Q2 FY2026+5.08%
Report Date
Apr 21, 2026
EPS Beat/Miss
+23.5%
Price Before
$42.55
Price After
$44.71
Q1 FY2026-8.45%
Report Date
Jan 22, 2026
EPS Beat/Miss
+9.5%
Price Before
$42.58
Price After
$38.98
Q4 FY2025-6.12%
Report Date
Oct 22, 2025
EPS Beat/Miss
-0.8%
Price Before
$42.18
Price After
$39.60
Q3 FY2025+3.29%
Report Date
Jul 17, 2025
EPS Beat/Miss
+9.5%
Price Before
$44.02
Price After
$45.47
Q2 FY2025+1.21%
Report Date
Apr 23, 2025
EPS Beat/Miss
+3.3%
Price Before
$36.35
Price After
$36.79
Q1 FY2025-1.43%
Report Date
Jan 22, 2025
EPS Beat/Miss
+12.4%
Price Before
$44.74
Price After
$44.10
Q4 FY2024-7.82%
Report Date
Oct 16, 2024
EPS Beat/Miss
-2.0%
Price Before
$44.86
Price After
$41.35
Q3 FY2024-0.14%
Report Date
Jul 18, 2024
EPS Beat/Miss
+12.5%
Price Before
$43.06
Price After
$43.00
Avg Beat Reaction-0.94%
Avg Miss Reaction-7.82%
Beat Rate7 / 8 quarters
Largest Move-8.45% (Q1 FY2026)
Data: FMP /historical-price-eod/full · field: close
About Earnings & Data Methodology
Data source: Financial Modeling Prep (FMP) | Updated: Hourly | Surprise%: (Actual − Estimate) / |Estimate| × 100 | Fiscal year: OFG ends December
OFG Bancorp (OFG) most recently reported earnings on April 21, 2026 for Q2 FY2026, posting EPS of $1.26 — beating the analyst consensus of $1.02 by +23.5%. OFG has beaten EPS estimates for 2 consecutive quarters. The next OFG earnings date is expected around September 1, 2026.
Each quarter, investors track OFG earnings for signals on forward guidance and business momentum. For longer-term revenue trends, see the Revenue tab. OFG revenue tab →
Earnings Glossary
EPS (Earnings Per Share)
Net income ÷ diluted shares outstanding. The primary metric analysts use to gauge quarterly profitability.
Earnings Surprise %
(Actual − Estimate) / |Estimate| × 100. Positive = Beat. Negative = Miss.
Beat / Miss / In-Line
Beat = Actual ≥ Estimate. Miss = Actual < Estimate. In-Line = within ±1%.
BMO / AMC
Before Market Open / After Market Close. Two windows when companies typically release results.
Fiscal Quarter
OFG's fiscal year ends in December. Fiscal quarters may not align with calendar quarters.
Analyst Consensus
Average EPS/Revenue forecast across all covering analysts. More analysts = more reliable estimate.
Figures tie to FMP earnings calendar, estimates, and SEC 10-Q/10-K filings where noted.
Frequently asked questions
OFG earnings · 5 questionsOFG Bancorp's next earnings report is expected around September 1, 2026. OFG typically reports quarterly — approximately every three months. The exact date is confirmed by the company 2–4 weeks before the release. Time is currently TBD; OFG historically reports after market close (AMC).
OFG earnings datewhen is OFG earningsOFG next earnings datewhen does OFG report earningsOFG earnings calendar
▸ Source: FMP · OFG Bancorp SEC filings · US GAAP · OFG Bancorp SEC 10-K & 10-Q filings · US GAAP · Updated: Jun 8, 2026