Sezzle Inc.

SEZLNASDAQFinancial Services● Active

$120.55

+$4.54(+3.91%)

Market Cap$4.1B

P/E Ratio—

52W High$186.74

52W Low$49.5

Avg Volume690K

Open$117.72

Beta6.97

Free Cash Flow Financials Revenue

Sezzle Inc. (SEZL) Free Cash Flow & Analysis

Annual & trailing free cash flow, FCF margin, YoY change, valuation ratios, and peer context.

SEZL · free cash flow · updated Jun 8, 2026

Core FCF metrics

SEZL · FCF · TTM · margin & CAGR

Free cash flow was $208.4M for FY2025 (fiscal year ending 2025-12-31), up 428.3% year-over-year The FCF margin was 46.3%.

FY2025 Free Cash Flow$208.4M▲ +428.3% YoY

Trailing 12M (TTM)$238.5Mtrailing 4 quarters sum

FCF Margin46.3%$208.4M ÷ revenue

3-Year CAGR+202.8%FY2022 → FY2025

5-Year CAGRN/AN/A — contains negative FCF

FormulaFCF = Operating Cash Flow − Capital ExpendituresTTM = trailing 4 quarters sumCAGR → N/A if either endpoint ≤ 0

Source: FMP /cash-flow-statement · SEC 10-K / 10-Q · USDUpdated: Jun 8, 2026

Annual free cash flow history

FCF ($B, upper) · YoY Growth % (lower)

Positive FCFNegative FCF

Free Cash Flow

YoY Growth %

Annual free cash flow data

SEZL · free cash flow history · annual / quarterly

Fiscal YearOperating CFCapExFree Cash FlowYoY ChangeFCF Margin

FY2025Latest$209.9M(2M)$208.4M▲ +428.3%46.3%

FY2024$40.9M(1M)$39.4M▲ +245.8%14.6%

FY2023−$25.7M(1M)−$27.1M▼ 460.6%-17.0%

FY2022$8.5M(1M)$7.5M▲ +110.3%6.0%

FY2021−$72.1M(1M)−$72.8M▼ 188.7%-63.4%

FCF = Operating Cash Flow − Capital Expenditures · CapEx shown as (negative) · Source: SEC filings via FMP

FCF valuation metrics

SEZL · P/FCF · FCF yield · FCF per share

Sezzle Inc. (SEZL) trades at a FCF yield of 5.86% and a price-to-free-cash-flow ratio of 17.1x. FCF per share stands at $7.03, calculated using trailing twelve-month FCF divided by basic weighted-average shares outstanding.

FCF Yield (TTM)

5.86%

Free Cash Flow ÷ Market Cap

per FMP freeCashFlowYieldTTM definition

FCF per Share (TTM)

$7.03

TTM FCF ÷ Shares Outstanding

Price / FCF

x17.1

Share Price ÷ FCF per Share

EV / FCF (TTM)

x17.2

Enterprise Value basis

Source: FMP /key-metrics-ttm · /cash-flow-statement Q · /income-statementFY2025 · 2025-12-31

Cash flow statement summary

SEZL · cash flow statement · operating / investing / financing

For FY2025, Sezzle Inc. generated $209.9M in operating cash flow and spent 2M in capital expenditures, yielding $208.4M in free cash flow.

Operating Activities

+$209.9M

Cash from core business operations

2025-12-31

Investing Activities

−$181.6M

CapEx, acquisitions & investments

2025-12-31

Financing Activities

−$25.4M

Buybacks, dividends & debt

2025-12-31

FCF FormulaOperating CF ($209.9M) − |CapEx| (2M) = FCF ($208.4M)

For the complete Operating / Investing / Financing line-item breakdown:

View Full Cash Flow Statement →

Free cash flow vs peers (Financial Services)

SEZL vs peers · FCF

#CompanyFree Cash FlowYoYFCF MarginRelative

Sezzle Inc.YOU

SEZL

$208.4M+428.3%46.3%

Berkshire Hathaway Inc.

BRK-A

$25.04B+115.6%6.7%

25%

Berkshire Hathaway Inc.

Mastercard Incorporated

$16.91B+18.2%51.6%

17%

Financial Services · Sorted by FCF · FMP /cash-flow-statementFull FCF Rankings →

About Free Cash Flow & Methodology

Sezzle Inc. (SEZL) reported free cash flow of $208.4M for FY2025 (fiscal year ending 2025-12-31), up 428.3% year-over-year. The FCF margin was 46.3%.

Based on available data, Sezzle Inc. has maintained positive free cash flow for at least 3 fiscal year(s). FCF peaked at $208.4M in FY2025.

Sezzle Inc.'s FCF yield is 5.86% and price-to-FCF ratio is 17.1x for FY2025, based on the latest available data.

Data sourced from FMP /cash-flow-statement · SEC 10-K / 10-Q · USD.

Q&A and summaries align with SEC 10-K/10-Q cash flow disclosures and FMP /cash-flow-statement where noted.

Revenue Financial statements Net income Earnings Forecast Price history Market cap Cash on hand P/E ratio

Frequently asked questions

SEZL free cash flow · 8 questions

Sezzle Inc. free cash flow was $208.4M for FY2025, up 428.3% year-over-year. On a trailing twelve-month (TTM) basis, free cash flow stands at $238.5M.

SEZL free cash flowSEZL FCFSEZL FCF 2025SEZL free cash flow TTM

▸ Source: FMP /cash-flow-statement · US GAAP · Sezzle Inc. · Sezzle Inc. SEC 10-K & 10-Q filings · US GAAP · Last updated: Jun 8, 2026