Companies: 10,795·Total market cap: $144.5T
Stellar Bancorp, Inc.

Stellar Bancorp, Inc.

STELNYSEFinancial Services● Active
$37.64
+$0.05(+0.13%)
Market Cap$1.9B
P/E Ratio
52W High$40.21
52W Low$26.3

Stellar Bancorp, Inc. (STEL) Stock Forecast & Analyst Price Target

Wall Street consensus, 12-month price targets, model projections, and EPS/revenue estimates — from analyst data and price history.

stel · stock forecast · 4 analysts (3M) · FMP · updated Jun 8, 2026

Analyst Rating & Consensus

Based on 4 Wall Street analysts in the past 3 months

SellBuy

Buy

4 analysts

consensus

Rating Breakdown

Strong Buy
0
Buy
2
Hold
2
Sell
0
Strong Sell
0
Total: 4 · Buy rate: 50.0%

12-Month Price Target

High

$32.00

Consensus

$29.50

-21.7% upside

Low

$27.00

Median: $29.5 · Last Close: $37.68

The Stellar Bancorp, Inc. (STEL) analyst consensus is Buy, based on ratings from 4 Wall Street analysts over the past 3 months. The average 12-month STEL price target is $29.50, representing -21.7% upside from the current price of $37.68.

12-Month Price Target Forecast

Historical closing prices + analyst 12-month price target forecast cone

Historical priceConsensus $30 (-21.7%)

Consensus Target

$29.50

-21.7% upside

High Target

$32

-15.1%

Low Target

$27

-28.3%

Current Price

$37.68

as of today

Based on analyst price targets, the STEL stock price prediction for the next 12 months ranges from $27 to $32. The consensus STEL price forecast of $29.50 implies -21.7% upside from the current price of $37.68.

Short-Term Price Prediction

Algorithmically generated · Updated daily

DatePredicted PriceChange
2026-06-09$37.820.37%

1-day model range: $37.76–$37.88. Peak: $37.88 (+0.37%).

Long-Term Stock Price Prediction

Annual stock price forecast · 2027 / 2028 / 2029 / 2030 / 2031

YearAvg PriceChange
2027$44+16.4%
2028$48+26.8%
2029$50+33.1%
2030$52+36.7%
2031+38.8%
Confidence:Medium

Stock Forecast Based on Technical Analysis

14 TA signals (SMA×6 + EMA×6 + RSI + MACD) · EEAT method transparency

Market Sentiment

BULLISH

Based on 14 technical indicators

93%7%0%
13Buy
1Neutral
0Sell
RSI (14)58.4Neutral
MACDBULLISH

Refreshes daily from EOD close

Moving Averages · STEL · Jun 8, 2026

Simple Moving Average (SMA)
MA 5$37.41BUY
MA 10$37.37BUY
MA 20$37.16BUY
MA 50$37.25BUY
MA 100$36.89BUY
MA 200$33.85BUY
Current $STEL · Price above MA = BUY signal
Exponential Moving Average (EMA)
EMA 5$37.47BUY
EMA 10$37.37BUY
EMA 20$37.31BUY
EMA 50$37.10BUY
EMA 100$36.24BUY
EMA 200$34.37BUY
Current $STEL · Price above MA = BUY signal
How we calculate: Technical sentiment is derived from 14 indicators — SMA(5,10,20,50,100,200), EMA(5,10,20,50,100,200), RSI(14), and MACD(12,26,9) — calculated from historical EOD price data. BUY = current price above MA; SELL = below. 14 TA signals + historical EOD price data · Updated daily. Independent of analyst consensus data. Not investment advice.

Latest Analyst Ratings & Upgrades

Filter:
Keefe, Bruyette & Woods2026-02-03
Upgrade ↑
Market PerformOutperform
Keefe, Bruyette & Woods2025-10-27
Maintains
Market PerformMarket Perform
Piper Sandler2025-07-29
Maintains
NeutralNeutral
Keefe, Bruyette & Woods2025-07-28
Maintains
Market PerformMarket Perform
Keefe, Bruyette & Woods2025-04-28
Maintains
Market PerformMarket Perform
Raymond James2025-02-03
Maintains
OutperformOutperform
Keefe, Bruyette & Woods2025-02-03
Maintains
Market PerformMarket Perform
Keefe, Bruyette & Woods2024-11-01
Maintains
Market PerformMarket Perform
Keefe, Bruyette & Woods2024-07-29
Maintains
Market PerformMarket Perform
Piper Sandler2024-07-29
Maintains
NeutralNeutral

Wall Street analysts have recently issued updated ratings on Stellar Bancorp, Inc. (STEL) stock. Of the recent 22 rating actions, 3 were upgrades and 1 were downgrades. 4 analysts currently cover STEL.

Analyst Recommendation Trends

Buy ratings01↑ +1
Hold ratings101
Sell ratings00

STEL analyst recommendation trends show increasing buy-side sentiment over the past 6 months. Buy rating actions changed from 0 to 1 per month.

Financial Forecast: EPS & Revenue Estimates

Revenue This Year

$434M

↑ 2.6% YoY

Revenue Next Year

$430M

↓ 0.8% YoY

EPS This Year

$2.14

EPS Next Year

$2.17

↑ 1.4% YoY

EPS ForecastReported vs Estimated

Reported EPSHistorical estimateAnalyst forecast (future)

Analysts forecast STEL EPS of $2.14 for the current fiscal year, based on estimates from 2 analysts. The STEL revenue forecast is $434M for the current year. These are analyst consensus estimates via FMP / S&P Global.

About Forecast & Price Prediction

The STEL stock forecast is supported by two independent data sources: analyst consensus ratings from 4 Wall Street analysts (S&P Global / FMP), and technical analysis calculated from historical EOD price data. The consensus STEL price target is $29.50 (-21.7% upside), with an analyst consensus of Buy.

The STEL short-term stock prediction for tomorrow is $37.82 (+0.37%). The STEL stock price prediction for 2027 estimates an average of $44. The STEL stock prediction for 2030 projects a range of $51–$52.

Stellar Bancorp, Inc. trades on NYSE under the ticker STEL. The STEL stock outlook for 2027 is broadly positive, supported by a Buy consensus among 50% of covering analysts.

FAQ answers synthesize analyst targets, estimates, and on-page model outputs where shown.

Frequently asked questions

STEL forecast · 8 questions

According to 4 Wall Street analysts, the average 12-month STEL price target is $29.50, with a high forecast of $32.00 and a low of $27.00. The median price target is shown in the chart above when available. This implies -21.7% potential upside from the current price of $37.68.

STEL price targetWhat is STEL price targetSTEL analyst price targetSTEL 12-month target

· Analyst data: Financial Modeling Prep (FMP) · S&P Global Market Intelligence · Technical analysis: FMP /historical-price-eod/light · Updated: Hourly (analyst) · Daily (technical)

⚠ This information is provided for informational purposes only and does not constitute investment advice. Short-term and long-term price predictions are algorithmically generated and carry significant uncertainty. Past performance does not guarantee future results. Always conduct your own due diligence before making investment decisions.