Bread Financial Holdings, Inc.
BFHNYSEFinancial Services● Active
$92.07
+$0.96(+1.05%)
Market Cap$3.7B
P/E Ratio—
52W High$99.13
52W Low$49.17
Bread Financial Holdings, Inc. (BFH) · Income Statement
Annual, quarterly, or TTM views · SEC 10-K & 10-Q via FMP · adjust period and M/B/T below.
FMP · BFH · as of 2026-06-08
Financial statements
Revenue · Gross Profit · Net Income
| Breakdown | 2025-12 | 2024-12 | 2023-12 | 2022-12 | 2021-12 |
|---|---|---|---|---|---|
| Revenue | |||||
| Revenue | $4.70B | $4.80B | $5.17B | $4.37B | $3.27B |
| Cost of Revenue | $1.72B | $2.36B | $2.11B | $2.10B | $1.59B |
| Gross Profit | $2.98B | $2.44B | $3.07B | $2.28B | $2.06B |
| Gross Margin %(computed) | 63.33% | 50.88% | 59.26% | 52.05% | 63.06% |
| Operating Expenses | |||||
| R&D Expenses | $0.00B | $0.00B | $0.00B | $0.00B | $0.00B |
| G&A Expenses | $1.16B | $0.90B | $0.87B | $0.78B | $0.67B |
| Total Operating Expenses | $2.36B | $2.06B | $2.10B | $1.98B | $0.63B |
| Operating Income | $0.61B | $0.38B | $0.97B | $0.30B | $1.04B |
| Operating Margin %(computed) | 13.07% | 7.94% | 18.71% | 6.86% | 31.93% |
| Interest Income | $4.91B | $5.02B | $5.14B | $4.68B | $3.87B |
| Interest Expense | $0.85B | $0.96B | $0.88B | $0.50B | $0.38B |
| Income Before Tax | $0.61B | $0.38B | $0.97B | $0.30B | $1.04B |
| Income Tax Expense | $0.09B | $0.10B | $0.23B | $0.08B | $0.25B |
| Net Income | $0.52B | $0.28B | $0.72B | $0.22B | $0.80B |
| Net Margin %(computed) | 11.02% | 5.77% | 13.88% | 5.10% | 24.50% |
| Per Share & EBITDA | |||||
| EPS (Basic) | $11.13 | $5.58 | $14.42 | $4.47 | $16.12 |
| Wtd Avg Shares | 0.04B | 0.05B | 0.05B | 0.05B | 0.05B |
| EBITDA | $0.69B | $0.47B | $1.08B | $0.41B | $1.17B |
| EBITDA Margin %(computed) | 14.77% | 9.82% | 20.95% | 9.44% | 35.69% |
Data source: Financial Modeling Prep · Last updated: 2026-06-08 · USD · B
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About Bread Financial Holdings, Inc. (BFH) Income Statement
Bread Financial Holdings, Inc. (BFH) income statement data is sourced from SEC Form 10-K and 10-Q filings. For fiscal year 2025, BFH reported revenue of $4.70B, gross profit of $2.98B (gross margin 63.33%), and net income of $0.52B — a net profit margin of 11.02%.
Frequently asked questions
BFH · 4 questionsBread Financial Holdings, Inc. (BFH) reported revenue of $4.70B for 2025, down 2.1% year-over-year.
BFH revenueBFH salesannual revenue YoYincome statement
· Source: FMP /stable/income-statement · SEC EDGAR Form 10-K & 10-Q · As of 2026-06-08