Capital One Financial Corporation

COFNYSEFinancial Services● Active

$180.67

$-2.53(-1.38%)

Market Cap$112.4B

P/E Ratio—

52W High$259.64

52W Low$174.98

Avg Volume4.7M

Open$183.93

Beta1.04

Overview

Capital One Financial Corporation (COF) Net Income & Profit History

Annual & trailing net income, net margin, YoY change, and peer profitability context.

COF · net income · updated Jun 8, 2026

Core profitability metrics

COF · net income · margin · TTM · CAGR

Net income was $2.45B for FY2025 (fiscal year ending 2025-12-31), down 48.4% year-over-year. Net profit margin was 3.5%. Based on available data, Capital One Financial Corporation has been profitable since at least 2011.

FY2025 Net Income$2.45B▼ -48.4% YoY

Trailing 12M (TTM)$3.22Btrailing 4 quarters sum

Net Profit Margin3.5%$2.45B ÷ $69.25B

YoY Change-48.4%—

5-Year CAGR-2.0%FY2020 → FY2025

FormulaNet Margin = Net Income ÷ Revenue × 100TTM = trailing 4 quarters sumCAGR → N/A if either endpoint ≤ 0

Source: FMP /income-statement · US GAAP · USDUpdated: Jun 8, 2026

Annual net income history

Net Income (bars) · Net Profit Margin % (line)

Net IncomeNet LossNet Margin %★ First Profit: 2011

▸ FMP /income-statement · Annual · COF net income history · COF profit margin

Annual net income data

COF · net income history · annual / quarterly

Fiscal YearNet IncomeYoY ChangeNet MarginRevenue

FY2025$2.45B▼ 48.4%3.5%$69.25B

FY2024$4.75B▼ 2.8%8.8%$53.94B

FY2023$4.89B▼ 33.6%9.9%$49.48B

FY2022$7.36B▼ 40.6%19.2%$38.37B

FY2021$12.39B▲ +356.5%38.7%$32.03B

Net income vs peers (Financial Services)

COF vs peers · net income

#CompanyNet IncomeYoYNet MarginRelative

Capital One Financial CorporationYOU

COF

$2.45B-48.4%3.5%

Berkshire Hathaway Inc.

BRK-A

$66.97B-24.8%18.0%

100%

Berkshire Hathaway Inc.

Mastercard Incorporated

$14.97B+16.3%45.6%

22%

Financial Services · Sorted by Net Income · FMP /income-statementFull Net Income Rankings →

About Net Income & Methodology

Capital One Financial Corporation (COF) reported net income of $2.45B for FY2025 (fiscal year ending 2025-12-31), down 48.4% year-over-year. The net profit margin was 3.5% — meaning the company kept $0.04 of every dollar of revenue as profit.

Based on available data, Capital One Financial Corporation has been profitable since at least 2011. Net income reached a peak of $12.39B in FY2021. Data available for 15 fiscal years.

Capital One Financial Corporation's net profit margin was 3.5% for FY2025, based on the latest annual results.

Investors sometimes search for "Capital One Financial Corporation net worth" — the company's market capitalization is a separate figure from COF net income. Data sourced from FMP /income-statement · US GAAP · USD.

Figures tie to SEC 10-K/10-Q and FMP /income-statement where noted.

Revenue Financial statements Earnings Forecast Price history Market cap Free cash flow

Frequently asked questions

COF net income · 5 questions

Capital One Financial Corporation is profitable. The company reported net income of $2.45B for FY2025, a net profit margin of 3.5%. Net income was down 48.4% year-over-year. Based on available data, Capital One Financial Corporation has been profitable since at least 2011.

is COF profitabledoes COF make a profitCOF profitabilityCOF profitable company

▸ Source: FMP /income-statement · GAAP · Capital One Financial Corporation · Capital One Financial Corporation SEC 10-K & 10-Q filings · US GAAP · Last updated: Jun 8, 2026