SoFi Technologies, Inc.
SOFINASDAQFinancial Services● Active
$16.49
+$0.46(+2.84%)
Market Cap$21.1B
P/E Ratio—
52W High$32.73
52W Low$13.46
SoFi Technologies, Inc. (SOFI) Earnings: Dates, EPS & Revenue History
Quarterly EPS vs. estimates, revenue surprises, next earnings date, and analyst consensus.
SOFI · earnings · updated Jun 8, 2026
Latest Earnings
Q2 FY2026Report Date: Apr 29, 2026EPS Actual
$0.12
Est. $0.12 · +0.0%
Revenue
$1.09B
Est. $1.05B · +3.8%
Fiscal Period
Q2 FY2026
FY ends December
Report Date
Apr 29, 2026
After Market Close
▲ Beat Revenue🔥 11-Quarter EPS Beat Streak
SOFI reports quarterly as a NASDAQ-listed Financial - Credit Services company. Fiscal year ends in December. Data: FMP · Updated hourly.
Next Earnings Date
Days Away
85
days
Expected Date
Sep 1, 2026
Fiscal Period
Q3 FY2026
Release Time
◌ Time TBD (Unconfirmed)EPS Est.
$0.07
Rev. $15.39B
Days Away85
Expected DateSep 1, 2026
Fiscal PeriodQ3 FY2026
Release TimeTime TBD (Unconfirmed)
EPS Est.$0.07
Rev. Est.$15.39B
EPS & Revenue vs. Estimates
Actual (Beat)
Actual (Miss)
Estimated
Earnings History
| Period | Report Date | EPS Est. | EPS Actual | EPS Surpr. | Revenue | Rev. Est. | Rev. Surpr. |
|---|---|---|---|---|---|---|---|
| ◌ Q3 FY2026 | Aug 4, 2026 | $0.12 | — | — | — | $1.12B | — |
| — Q2 FY2026 | Apr 29, 2026 | $0.12 | $0.12 | +0.0% | $1.09B | $1.05B | +3.8% |
| ▲ Q1 FY2026 | Jan 30, 2026 | $0.12 | $0.13 | +12.8% | $1.01B | $0.98B | +3.6% |
| ▲ Q4 FY2025 | Oct 28, 2025 | $0.08 | $0.11 | +32.0% | $0.96B | $0.89B | +8.2% |
| ▲ Q3 FY2025 | Jul 29, 2025 | $0.06 | $0.08 | +30.3% | $0.85B | $0.80B | +6.3% |
| ▲ Q2 FY2025 | Apr 29, 2025 | $0.03 | $0.06 | +84.0% | $0.77B | $0.74B | +4.4% |
| ▲ Q1 FY2025 | Jan 27, 2025 | $0.04 | $0.05 | +25.0% | $0.73B | $0.71B | +3.4% |
| ▲ Q4 FY2024 | Oct 29, 2024 | $0.04 | $0.05 | +16.3% | $0.69B | $0.63B | +9.8% |
Q3 FY2026
Aug 4, 2026
EPS Actual
—
EPS Est.
$0.12
EPS Surpr.
—
Revenue
—
Q2 FY2026
Apr 29, 2026
EPS Actual
$0.12
EPS Est.
$0.12
EPS Surpr.
+0.0%
Revenue
$1.09B
Q1 FY2026
Jan 30, 2026Beat
EPS Actual
$0.13
EPS Est.
$0.12
EPS Surpr.
+12.8%
Revenue
$1.01B
Q4 FY2025
Oct 28, 2025Beat
EPS Actual
$0.11
EPS Est.
$0.08
EPS Surpr.
+32.0%
Revenue
$0.96B
Q3 FY2025
Jul 29, 2025Beat
EPS Actual
$0.08
EPS Est.
$0.06
EPS Surpr.
+30.3%
Revenue
$0.85B
Q2 FY2025
Apr 29, 2025Beat
EPS Actual
$0.06
EPS Est.
$0.03
EPS Surpr.
+84.0%
Revenue
$0.77B
Q1 FY2025
Jan 27, 2025Beat
EPS Actual
$0.05
EPS Est.
$0.04
EPS Surpr.
+25.0%
Revenue
$0.73B
Q4 FY2024
Oct 29, 2024Beat
EPS Actual
$0.05
EPS Est.
$0.04
EPS Surpr.
+16.3%
Revenue
$0.69B
Analyst Estimates
Limited analyst coverage (fewer than 3 analysts). Estimates may not reflect market consensus.
EPS Estimates
| Period | Low | Consensus | High | # Analysts |
|---|---|---|---|---|
| Q4 FY2028 | $0.30 | $0.31 | $0.33 | 3 |
| Q3 FY2028 | $0.28 | $0.29 | $0.31 | 3 |
| Q2 FY2028 | $0.23 | $0.24 | $0.26 | 3 |
| Q1 FY2028 | $0.22 | $0.23 | $0.25 | 3 |
| Q4 FY2027 | $0.22 | $0.22 | $0.24 | 2 |
| Q3 FY2027 | $0.21 | $0.22 | $0.23 | 2 |
Revenue Estimates
| Period | Low | Consensus | High | # Analysts |
|---|---|---|---|---|
| Q4 FY2028 | $2.1B | $2.2B | $2.3B | 4 |
| Q3 FY2028 | $2.0B | $2.0B | $2.2B | 4 |
| Q2 FY2028 | $1.8B | $1.9B | $2.0B | 4 |
| Q1 FY2028 | $1.7B | $1.8B | $1.9B | 4 |
| Q4 FY2027 | $1.5B | $1.5B | $1.6B | 5 |
| Q3 FY2027 | $1.4B | $1.5B | $1.6B | 5 |
Earnings Price Reaction
Closing price one trading day before vs. one trading day after each earnings release.
| Period | Report Date | EPS Beat/Miss | Price Before | Price After | 1D Reaction |
|---|---|---|---|---|---|
| ▲ Q2 FY2026 | Apr 29, 2026 | +0.0% | $18.36 | $15.53 | -15.41% |
| ▲ Q1 FY2026 | Jan 30, 2026 | +12.8% | $24.36 | $22.81 | -6.36% |
| ▲ Q4 FY2025 | Oct 28, 2025 | +32.0% | $30.00 | $31.66 | +5.53% |
| ▲ Q3 FY2025 | Jul 29, 2025 | +30.3% | $21.02 | $22.40 | +6.57% |
| ▲ Q2 FY2025 | Apr 29, 2025 | +84.0% | $13.20 | $13.27 | +0.53% |
| ▲ Q1 FY2025 | Jan 27, 2025 | +25.0% | $17.92 | $16.08 | -10.27% |
| ▲ Q4 FY2024 | Oct 29, 2024 | +16.3% | $11.19 | $10.47 | -6.43% |
| ▲ Q3 FY2024 | Jul 30, 2024 | +115.5% | $7.33 | $7.42 | +1.23% |
Q2 FY2026-15.41%
Report Date
Apr 29, 2026
EPS Beat/Miss
+0.0%
Price Before
$18.36
Price After
$15.53
Q1 FY2026-6.36%
Report Date
Jan 30, 2026
EPS Beat/Miss
+12.8%
Price Before
$24.36
Price After
$22.81
Q4 FY2025+5.53%
Report Date
Oct 28, 2025
EPS Beat/Miss
+32.0%
Price Before
$30.00
Price After
$31.66
Q3 FY2025+6.57%
Report Date
Jul 29, 2025
EPS Beat/Miss
+30.3%
Price Before
$21.02
Price After
$22.40
Q2 FY2025+0.53%
Report Date
Apr 29, 2025
EPS Beat/Miss
+84.0%
Price Before
$13.20
Price After
$13.27
Q1 FY2025-10.27%
Report Date
Jan 27, 2025
EPS Beat/Miss
+25.0%
Price Before
$17.92
Price After
$16.08
Q4 FY2024-6.43%
Report Date
Oct 29, 2024
EPS Beat/Miss
+16.3%
Price Before
$11.19
Price After
$10.47
Q3 FY2024+1.23%
Report Date
Jul 30, 2024
EPS Beat/Miss
+115.5%
Price Before
$7.33
Price After
$7.42
Avg Beat Reaction-3.08%
Beat Rate8 / 8 quarters
Largest Move-15.41% (Q2 FY2026)
Data: FMP /historical-price-eod/full · field: close
About Earnings & Data Methodology
Data source: Financial Modeling Prep (FMP) | Updated: Hourly | Surprise%: (Actual − Estimate) / |Estimate| × 100 | Fiscal year: SOFI ends December
SoFi Technologies, Inc. (SOFI) most recently reported earnings on April 29, 2026 for Q2 FY2026, posting EPS of $0.12 (in line with the analyst consensus of $0.12). SOFI has beaten EPS estimates for 11 consecutive quarters. The next SOFI earnings date is expected around September 1, 2026.
Each quarter, investors track SOFI earnings for signals on forward guidance and business momentum. For longer-term revenue trends, see the Revenue tab. SOFI revenue tab →
Earnings Glossary
EPS (Earnings Per Share)
Net income ÷ diluted shares outstanding. The primary metric analysts use to gauge quarterly profitability.
Earnings Surprise %
(Actual − Estimate) / |Estimate| × 100. Positive = Beat. Negative = Miss.
Beat / Miss / In-Line
Beat = Actual ≥ Estimate. Miss = Actual < Estimate. In-Line = within ±1%.
BMO / AMC
Before Market Open / After Market Close. Two windows when companies typically release results.
Fiscal Quarter
SOFI's fiscal year ends in December. Fiscal quarters may not align with calendar quarters.
Analyst Consensus
Average EPS/Revenue forecast across all covering analysts. More analysts = more reliable estimate.
Figures tie to FMP earnings calendar, estimates, and SEC 10-Q/10-K filings where noted.
Frequently asked questions
SOFI earnings · 4 questionsSoFi Technologies, Inc.'s next earnings report is expected around September 1, 2026. SOFI typically reports quarterly — approximately every three months. The exact date is confirmed by the company 2–4 weeks before the release. Time is currently TBD; SOFI historically reports after market close (AMC).
SOFI earnings datewhen is SOFI earningsSOFI next earnings datewhen does SOFI report earningsSOFI earnings calendar
▸ Source: FMP · SoFi Technologies, Inc. SEC filings · US GAAP · SoFi Technologies, Inc. SEC 10-K & 10-Q filings · US GAAP · Updated: Jun 8, 2026