Yiren Digital Ltd.

YRDNYSEFinancial Services● Active

$1.22

+$0.00(+0.00%)

Market Cap$106060150

P/E Ratio—

52W High$7.68

52W Low$1.2

Avg Volume130K

Open$1.20

Beta1.06

Forecast Market Cap PE Ratio

Yiren Digital Ltd.（YRD）股价预测与分析师目标价

华尔街共识、12 个月目标价、模型推演与 EPS/营收预期 — 来自分析师数据与历史行情。

yrd · 股价预测 · 8 位分析师（近3月）· FMP · 更新于 2026年6月8日

分析师评级与共识

基于过去 3 个月内 8 位华尔街分析师

Sell

8 位分析师

共识

评级分布

Strong Buy

Buy

Hold

Sell

Strong Sell

合计: 8 · 买入占比: 0.0%

12 个月目标价

High

$0.00

Consensus

$0.00

+0.0% upside

Low

$0.00

Median: $0 · Last Close: $1.22

Yiren Digital Ltd.（YRD）的分析师共识为 Sell，基于过去 3 个月内 8 位华尔街分析师的评级。YRD 的 12 个月平均目标价为 $0.00，相对当前价 $1.22 代表 +0.0% 的潜在上行空间。

短期股价预测

📅

财报窗口期

在 ±3 天财报窗口期内暂停短期预测，以避免不可靠信号。

长期股价预测

年度股价预测 · 2027 / 2028 / 2029 / 2030 / 2031

Year	Low	Avg Price	High	Change
2027	$1	$1	$1	+2.1%
2028	$1	$1	$1	+3.2%
2029	$1	$1	$1	+3.7%
2030	$1	$1	$1	+4.0%
2031	$1	—	$1	+4.1%

Confidence:Medium

基于技术分析的股价预测

14 项技术面信号（SMA×6 + EMA×6 + RSI + MACD）· EEAT 方法论透明

Elevated Volatility — Earnings Window Active (±3 days)· Technical signals still shown. M3 predictions paused.

Market Sentiment

BEARISH

Based on 14 technical indicators

7%0%93%

1Buy

0Neutral

13Sell

RSI (14)6.7Oversold

MACDBEARISH

Refreshes daily from EOD close

Moving Averages · YRD · Jun 8, 2026

Simple Moving Average (SMA)

MA 5$1.26SELL

MA 10$1.34SELL

MA 20$1.63SELL

MA 50$1.81SELL

MA 100$2.70SELL

MA 200$3.98SELL

Current $YRD · Price above MA = BUY signal

Exponential Moving Average (EMA)

EMA 5$1.26SELL

EMA 10$1.37SELL

EMA 20$1.55SELL

EMA 50$1.95SELL

EMA 100$2.59SELL

EMA 200$3.52SELL

Current $YRD · Price above MA = BUY signal

How we calculate: Technical sentiment is derived from 14 indicators — SMA(5,10,20,50,100,200), EMA(5,10,20,50,100,200), RSI(14), and MACD(12,26,9) — calculated from historical EOD price data. BUY = current price above MA; SELL = below. 14 TA signals + historical EOD price data · Updated daily. Independent of analyst consensus data. Not investment advice.

最新分析师评级与调整

Filter:

Date	Brokerage	Action	Rating
2020-02-04	UBS	Downgrade ↓	Neutral→Sell
2020-01-22	Credit Suisse	Downgrade ↓	Neutral→Underperform
2019-10-03	Citi	Downgrade ↓	Neutral→Sell
2019-10-03	Citigroup	Downgrade ↓	Neutral→Sell
2019-09-05	Macquarie	Downgrade ↓	Neutral→Underperform
2018-08-29	Needham	Downgrade ↓	Buy→Hold
2018-06-25	Morgan Stanley	Downgrade ↓	Overweight→Equal Weight
2017-11-14	Macquarie	Maintains	Outperform→Outperform
2016-04-11	Nomura	Downgrade ↓	Buy→Neutral
2016-01-27	Needham	Maintains	Buy→Buy

UBS2020-02-04

Downgrade ↓

Neutral→Sell

Credit Suisse2020-01-22

Downgrade ↓

Neutral→Underperform

Citi2019-10-03

Downgrade ↓

Neutral→Sell

Citigroup2019-10-03

Downgrade ↓

Neutral→Sell

Macquarie2019-09-05

Downgrade ↓

Neutral→Underperform

Needham2018-08-29

Downgrade ↓

Buy→Hold

Morgan Stanley2018-06-25

Downgrade ↓

Overweight→Equal Weight

Macquarie2017-11-14

Maintains

Outperform→Outperform

Nomura2016-04-11

Downgrade ↓

Buy→Neutral

Needham2016-01-27

Maintains

Buy→Buy

Wall Street analysts have recently issued updated ratings on Yiren Digital Ltd. (YRD) stock. Of the recent 10 rating actions, 0 were upgrades and 8 were downgrades. 8 analysts currently cover YRD.

分析师推荐趋势

Buy ratings0 → 0

Hold ratings1 → 0↓ 1

Sell ratings0 → 1↑ +1

YRD analyst recommendation trends show stable buy-side sentiment over the past 6 months. Buy rating actions changed from 0 to 0 per month.

财务预测：EPS 与营收一致预期

Revenue This Year

$8.1B

↑ 58.7% YoY

Revenue Next Year

$4.1B

↓ 49.1% YoY

EPS This Year

$10.27

EPS Next Year

$0.33

↓ 96.8% YoY

EPS ForecastReported vs Estimated

Reported EPSHistorical estimateAnalyst forecast (future)

Analysts forecast YRD EPS of $10.27 for the current fiscal year, based on estimates from 1 analysts. The YRD revenue forecast is $8.1B for the current year. These are analyst consensus estimates via FMP / S&P Global.

关于预测与目标价

YRD 股价预测由两类独立数据源支撑：来自 8 位华尔街分析师（S&P Global / FMP）的共识评级，以及基于历史日终价计算的技术分析。YRD 的共识目标价为 $0.00（+0.0% 上行空间），分析师共识为 Sell。

YRD 对 2027 年的股价预测均值为 $1。 YRD 对 2030 年的预测区间为 $1–$1。

Yiren Digital Ltd. 在 NYSE 上市，代码 YRD。YRD 在 2027 年的整体展望偏中性/分化，在覆盖分析师中约 0% 对应 Sell 共识。

常见问题答案综合分析师目标价、一致预期及页面展示的模型结果。

常见问题

YRD 预测 · 8 个问题

根据 8 位华尔街分析师，YRD 的 12 个月平均目标价为 $0.00，最高 $0.00、最低 $0.00。若有图表，中位目标价可在上方查看。相对当前价 $1.22，隐含约 +0.0% 的上行空间。

YRD 目标价YRD 分析师目标价YRD 12个月目标价目标价 YRD

· Analyst data: Financial Modeling Prep (FMP) · S&P Global Market Intelligence · Technical analysis: FMP /historical-price-eod/light · Updated: Hourly (analyst) · Daily (technical)

⚠ This information is provided for informational purposes only and does not constitute investment advice. Short-term and long-term price predictions are algorithmically generated and carry significant uncertainty. Past performance does not guarantee future results. Always conduct your own due diligence before making investment decisions.