Accord Financial Corp.

ACD.TOTSXFinancial Services● Active

$0.51

$-0.11(-17.74%)

Market Cap$4365046

P/E Ratio—

52W High$3.86

52W Low$0.51

Avg Volume9K

Open$0.62

Beta-0.11

Cash on Hand Financials Revenue

Accord Financial Corp. (ACD.TO) Cash on Hand — Cash & Short-Term Investments

Cash & cash equivalents plus short-term investments from the balance sheet, YoY change, and net cash vs debt context.

ACD.TO · cash on hand · updated Dec 31, 2025

Core cash position

as of Dec 31, 2025

Cash & Short-Term Investments (CCE + ST Investments)

$7.0M▼ -58.1% vs prior year

FY · as of Dec 31, 2025 · Reported in CAD

Cash & Cash Equiv. (CCE)

$7.0M

cashAndCashEquivalents

Short-Term Investments

shortTermInvestments

YoY Change vs Prior Year

-58.1%

vs prior fiscal year

Latest Quarter

$21.1M

Q1 2026

Data Scope & Methodology

Cash on Hand = Cash & Cash Equivalents (CCE) + Short-Term Investments, as reported on the balance sheet (10-K/10-Q). Also referred to as cash reserves or cash position. Not free cash flow.

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · Reported in CAD

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · USDUpdated: December 31, 2025

Net cash vs debt

Cash vs Debt · Balance Sheet Health

Cash & ST Investments$7.0MCash on Hand

Total Debt$292.4MTotal Debt

Net Cash / Net Debt−$285.4MNet Debt Position

Cash vs Debt Ratio

Cash 2%Accord Financial Corp. cash as % of market cap: 160.14%% · MCap $0BDebt 98%

Accord Financial Corp. carries a net debt position of $285.4M. Total debt ($292.4M) exceeds cash on hand ($7.0M). Accord Financial Corp. cash vs debt ratio: 2% cash / 98% debt.

Net Cash = Cash & ST Investments − Total Debt$7.0M − $292.4M = −$285.4M

Cash on hand history

annual cash on hand trend · Cash & Short-Term Investments

YoY Increase

YoY Decrease

Latest Year

ACD.TO annual cash on hand history · Cash & Short-Term Investments · Source: FMP /balance-sheet-statement

Annual cash on hand by year

ACD.TO cash & short-term investments history

DatePeriodCash & ST InvestmentsYoY Change

Dec 31, 2025LatestFY$7.0M-58.1%

Dec 31, 2024FY$16.7M+181.9%

Dec 31, 2023FY$5.9M-49.1%

Dec 31, 2022FY$11.6M-16.0%

Dec 31, 2021FY$13.8M+149.5%

ACD.TO cash on hand annual historical data · Cash & Short-Term Investments per balance sheet (10-K/10-Q) · Reported in USD · Source: FMP /balance-sheet-statement

Financial Services Sector Cash Reserves Comparison

ACD.TO vs peers · cash on hand

#CompanyCash & ST Inv.Market CapCash/MCapRelative

Berkshire Hathaway Inc.

Mastercard Incorporated

$10.90B$429B2.5%

Accord Financial Corp.YOU

ACD.TO

$7.0M$4M160.1%

Financial Services sector cash reserves · Source: FMP /balance-sheet-statement + /profile · Sorted by Cash desccompanies with most cash on hand →

About cash on hand & methodology

Accord Financial Corp. (ACD.TO) cash on hand as of December 31, 2025 is $7.0M, comprising $7.0M in cash and cash equivalents (CCE) plus $0 in short-term investments — reported as Accord Financial Corp. cash and short-term investments on the balance sheet (10-K filing). Also referred to as Accord Financial Corp. cash reserves or cash position.

Accord Financial Corp. annual cash on hand history shows decreased -58.1% in 2025: decreased -58.1% in 2025. Accord Financial Corp. cash reserves in 2025 reflect the company's capital allocation strategy.

Accord Financial Corp. carries total debt of $292.4M against cash of $7.0M, resulting in a net debt position of -$285.4M. For the full balance sheet, see the Financials → Balance Sheet tab.

Figures tie to SEC 10-K/10-Q balance sheet disclosures and FMP /balance-sheet-statement where noted.

Financial statements Free cash flow Net income Revenue Market cap P/E ratio Earnings Price history

Frequently asked questions

ACD.TO cash on hand · 5 questions

As of December 31, 2025, Accord Financial Corp. (ACD.TO) has $6,990,000 in cash on hand — defined as cash and short-term investments on the balance sheet. This includes $6,990,000 in cash and cash equivalents (CCE) plus $0 in short-term investments. Latest quarter (March 31, 2026): $21,136,000. Data sourced from the annual 10-K filing via FMP.

ACD.TO cash on handACD.TO cash reservesACD.TO cash 2025how much cash does ACD.TO have

▸ Source: FMP /balance-sheet-statement · US GAAP · Accord Financial Corp. · Accord Financial Corp. SEC 10-K & 10-Q filings · US GAAP · Last updated: December 31, 2025