Companies: 10,795·Total market cap: $144.5T
Accord Financial Corp.

Accord Financial Corp.

ACD.TOTSXFinancial Services● Active
$0.51
$-0.11(-17.74%)
Market Cap$4365046
P/E Ratio—
52W High$3.86
52W Low$0.51
Free Cash FlowFinancialsRevenue

Accord Financial Corp. (ACD.TO) Free Cash Flow & Analysis

Annual & trailing free cash flow, FCF margin, YoY change, valuation ratios, and peer context.

ACD.TO · free cash flow · updated Jun 8, 2026

Core FCF metrics

Free cash flow was $5.9M for FY2025 (fiscal year ending 2025-12-31), down 90.2% year-over-year The FCF margin was 9.5%. Five-year CAGR stands at -24.1%.

FY2025 Free Cash Flow$5.9M▼ -90.2% YoY
Trailing 12M (TTM)$86.6Mtrailing 4 quarters sum
FCF Margin9.5%$5.9M ÷ revenue
3-Year CAGR-42.7%FY2022 → FY2025
5-Year CAGR-24.1%FY2020 → FY2025
FormulaFCF = Operating Cash Flow − Capital ExpendituresTTM = trailing 4 quarters sumCAGR → N/A if either endpoint ≤ 0
Source: FMP /cash-flow-statement · SEC 10-K / 10-Q · USDUpdated: Jun 8, 2026

Annual free cash flow history

Positive FCFNegative FCF
Free Cash Flow
YoY Growth %
acd.to free cash flow history · acd.to free cash flow chart · acd.to free cash flow growth rate · acd.to free cash flow last 10 years

Annual free cash flow data

Fiscal YearFree Cash FlowYoY ChangeFCF Margin
FY2025Latest$5.9M▼ 90.2%9.5%
FY2024$60.2M▲ +217.2%72.5%
FY2023−$51.4M▼ 263.9%-64.4%
FY2022$31.3M▲ +130.8%46.4%
FY2021−$101.7M▼ 536.1%-160.3%
FCF = Operating Cash Flow − Capital Expenditures · CapEx shown as (negative) · Source: SEC filings via FMP
acd.to free cash flow 2025 · acd.to free cash flow 2024 · acd.to free cash flow 2023 · acd.to operating cash flow

FCF valuation metrics

Accord Financial Corp. (ACD.TO) trades at a FCF yield of 1984.72% and a price-to-free-cash-flow ratio of 0.1x. FCF per share stands at $10.12, calculated using trailing twelve-month FCF divided by basic weighted-average shares outstanding.

FCF Yield (TTM)
1984.72%
Free Cash Flow ÷ Market Cap
per FMP freeCashFlowYieldTTM definition
FCF per Share (TTM)
$10.12
TTM FCF ÷ Shares Outstanding
Price / FCF
x0.1
Share Price ÷ FCF per Share
EV / FCF (TTM)
x1.3
Enterprise Value basis
Source: FMP /key-metrics-ttm · /cash-flow-statement Q · /income-statementFY2025 · 2025-12-31
acd.to price to free cash flow · acd.to free cash flow yield · acd.to free cash flow per share · acd.to price to cash flow ratio

Cash flow statement summary

For FY2025, Accord Financial Corp. generated $5.9M in operating cash flow and spent 0M in capital expenditures, yielding $5.9M in free cash flow.

Operating Activities
+$5.9M
Cash from core business operations
2025-12-31
Investing Activities
−$0.0M
CapEx, acquisitions & investments
2025-12-31
Financing Activities
−$19.9M
Buybacks, dividends & debt
2025-12-31
FCF FormulaOperating CF ($5.9M) − |CapEx| (0M) = FCF ($5.9M)

For the complete Operating / Investing / Financing line-item breakdown:

View Full Cash Flow Statement →
acd.to cash flow statement · acd.to cash flow statement 2025 · acd.to operating cash flow · acd.to cash flow from operations

Free cash flow vs peers (Financial Services)

#CompanyFree Cash FlowYoY
#1
Accord Financial Corp.
Accord Financial Corp.YOU
ACD.TO
$5.9M-90.2%
#2
JPMorgan Chase & Co.
JPMorgan Chase & Co.
JPM
$100.87B+340.1%#3
Berkshire Hathaway Inc.
Berkshire Hathaway Inc.
BRK-B
$25.04B+115.6%#4
Berkshire Hathaway Inc.
Berkshire Hathaway Inc.
BRK-A
$25.04B+115.6%#5
Visa Inc.
Visa Inc.
V
$21.58B+15.4%#6
Mastercard Incorporated
Mastercard Incorporated
MA
$16.91B+18.2%
Financial Services · Sorted by FCF · FMP /cash-flow-statementFull FCF Rankings →

About Free Cash Flow & Methodology

Accord Financial Corp. (ACD.TO) reported free cash flow of $5.9M for FY2025 (fiscal year ending 2025-12-31), down 90.2% year-over-year. The FCF margin was 9.5%.

Based on available data, Accord Financial Corp. has maintained positive free cash flow for at least 7 fiscal year(s). FCF peaked at $60.2M in FY2024. The 5-year CAGR stands at -24.1%.

Accord Financial Corp.'s FCF yield is 1984.72% and price-to-FCF ratio is 0.1x for FY2025, based on the latest available data.

Data sourced from FMP /cash-flow-statement · SEC 10-K / 10-Q · USD.

Q&A and summaries align with SEC 10-K/10-Q cash flow disclosures and FMP /cash-flow-statement where noted.
RevenueFinancial statementsNet incomeEarningsForecastPrice historyMarket capCash on handP/E ratio

Frequently asked questions

ACD.TO free cash flow · 8 questions

Accord Financial Corp. free cash flow was $5.9M for FY2025, down 90.2% year-over-year. On a trailing twelve-month (TTM) basis, free cash flow stands at $86.6M.

ACD.TO free cash flowACD.TO FCFACD.TO FCF 2025ACD.TO free cash flow TTM

▸ Source: FMP /cash-flow-statement · US GAAP · Accord Financial Corp. · Accord Financial Corp. SEC 10-K & 10-Q filings · US GAAP · Last updated: Jun 8, 2026