Companies: 10,795·Total market cap: $144.5T
Cullen/Frost Bankers, Inc.

Cullen/Frost Bankers, Inc.

CFRNYSEFinancial Services● Active
$141.55
+$1.39(+0.99%)
Market Cap$8.9B
P/E Ratio
52W High$148.97
52W Low$119

Cullen/Frost Bankers, Inc. (CFR) Stock Ownership

Institutional vs insider vs public ownership from 13F and float data — top holders, activity, and insider trades below.

SEC 13F · FMP · CFR · as of Sep 30, 2025

Ownership Breakdown

Institutions 88.69%
Insiders 1.39%
Public 9.92%

493

Institutional Holders

▲ 3 vs Q2

$7.06B

Total Inst. Value

▲ $117.27M vs Q2

62.80M

Shares Outstanding

freeFloat 98.61%

55.69M

13F Shares Held

▲ 1.68M vs Q2

Institutional ownership = 13F shares ÷ total outstanding. Insider % = 100 − free float. Public % = free float − institution %. Data: FMP /symbol-positions-summary + /shares-float + SEC EDGAR.

Top Institutional Holders

CFR largest shareholders · institutional ownership

Q3 2025 · SEC 13F

Showing top 10 holders

HolderShares% OwnedWeightValueReportedChange

VANGUARD GROUP INC

national commercial banks

6.49M10.10%

10.10%

$822.83BNov 7, 2025 40.3K

BLACKROCK, INC.

national commercial banks

6.20M9.64%

9.64%

$785.50BNov 12, 2025 185.5K

ARISTOTLE CAPITAL MANAGEMENT, LLC

national commercial banks

5.28M8.22%

8.22%

$669.45BNov 14, 2025 318.1K

STATE STREET CORP

national commercial banks

3.37M5.25%

5.25%

$427.66BNov 14, 2025 62.7K

CHAMPLAIN INVESTMENT PARTNERS, LLC

national commercial banks

1.69M2.63%

2.63%

$214.20BNov 12, 2025 44.6K

NEUBERGER BERMAN GROUP LLC

national commercial banks

1.42M2.21%

2.21%

$179.90BNov 12, 2025 94.9K

KING LUTHER CAPITAL MANAGEMENT CORP

national commercial banks

1.35M2.11%

2.11%

$171.67BNov 7, 2025 51.4K

FMR LLC

national commercial banks

1.32M2.05%

2.05%

$166.96BNov 13, 2025 14.0K

GEODE CAPITAL MANAGEMENT, LLC

national commercial banks

1.21M1.89%

1.89%

$153.93BNov 12, 2025 59.5K

DIMENSIONAL FUND ADVISORS LP

national commercial banks

1.19M1.85%

1.85%

$150.53BNov 12, 2025 77.0K

Data from SEC Form 13F filings. Ownership bar normalised to largest holder. Change flags: isNew / isSoldOut / changeInSharesNumber (FMP extract-analytics/holder).

Institutional Activity

Q3 2025 vs prior quarter

Q3 2025

Net institutional sentimentBullish — more buying than selling

28

Increased

+2.73M shares

1

New Positions

first time holders

21

Decreased

−1.11M shares

0

Sold Out

fully exited

Net shares change (top 50)

+1.62M

+2.73M / −1.11M

Net new holders

+8

1 new / 0 exited

Based on top 50 institutional holders by position size. Fields: isNew, isSoldOut, changeInSharesNumber (FMP extract-analytics/holder, limit=50).

Insider Buying vs Selling

CFR insider trading · insider activity

Source: SEC Form 4

9

Buy transactions

11

Sell transactions

0.82

Buy/Sell ratio

$0M

Total disposed

Recent Insider Transactions

Showing 10 most recent · Common Stock only

Name · RoleDateTypeSharesPriceValueAfter Trans.Filing

HAEMISEGGER DAVID J

director

Apr 29, 2026Award63010.9KForm 4 ↗

CHASE ANTHONY R

director

Apr 29, 2026Award6305.0KForm 4 ↗

Dawson Samuel G.

director

Apr 29, 2026Award6306.6KForm 4 ↗

Andrade Esperanza

director

Apr 29, 2026Award6302.1KForm 4 ↗

Comparin Cynthia Jane

director

Apr 29, 2026Award6305.6KForm 4 ↗

EDWARDS CRAWFORD H

director

Apr 29, 2026Award63011.5KForm 4 ↗

Engates John T

director

Apr 29, 2026Award6301.4KForm 4 ↗

Rummel Jeffrey M.

director

Apr 29, 2026Award630630Form 4 ↗

John Howard Willome

director

Apr 29, 2026Award6302.9KForm 4 ↗

Shields Marsha McCombs

director

Apr 29, 2026Award630630Form 4 ↗

Source: /insider-trading/search (FMP stable). Buy/Sell direction: acquisitionOrDisposition A=Buy, D=Sell. RSU vesting (M-Exempt) excluded from sentiment bar. All data from SEC EDGAR public filings.

About institutional & insider ownership

Cullen/Frost Bankers, Inc. (CFR) is primarily owned by institutional investors, who hold approximately 88.7% of total shares outstanding. Company insiders own approximately 1.39%, while retail and public investors account for the remaining 9.92%.

The largest institutional shareholder of Cullen/Frost Bankers, Inc. is VANGUARD GROUP INC, holding approximately 6.49 million shares — equal to 10.10% of outstanding shares — as of September 30, 2025.

A total of 493 institutional investors currently hold CFR stock, with a combined institutional value of approximately $7.06 billion as of the most recent 13F filing period.

Frequently asked questions

CFR ownership

Cullen/Frost Bankers, Inc. (CFR) is primarily owned by institutional investors, who hold approximately 88.7% of shares. The largest shareholder is VANGUARD GROUP INC with a 10.10% stake. Company insiders hold 1.39%. Data sourced from SEC Form 13F as of September 30, 2025.

who owns CFR stockCFR ownership structureSEC Form 13F institutional holdingsCFR float vs institutions
Source: FMP · SEC Form 13F · SEC Form 4As of September 30, 2025