Companies: 10,795·Total market cap: $144.5T
Ellington Credit Company

Ellington Credit Company

EARNNYSEFinancial Services● Active
$4.63
$-0.03(-0.64%)
Market Cap$173943544
P/E Ratio
52W High$6.08
52W Low$4.27

Ellington Credit Company (EARN) Stock Ownership

Institutional vs insider vs public ownership from 13F and float data — top holders, activity, and insider trades below.

SEC 13F · FMP · EARN · as of Sep 30, 2025

Ownership Breakdown

Institutions 11.19%
Insiders 1.36%
Public 87.45%

42

Institutional Holders

▼ 12 vs Q2

$23.02M

Total Inst. Value

▼ $5.26M vs Q2

37.57M

Shares Outstanding

freeFloat 98.64%

4.21M

13F Shares Held

▼ 713,093 vs Q2

Institutional ownership = 13F shares ÷ total outstanding. Insider % = 100 − free float. Public % = free float − institution %. Data: FMP /symbol-positions-summary + /shares-float + SEC EDGAR.

Top Institutional Holders

EARN largest shareholders · institutional ownership

Q3 2025 · SEC 13F

Showing top 10 holders

HolderShares% OwnedWeightValueReportedChange

WELLS FARGO & COMPANY/MN

real estate investment trusts

1.62M4.31%

4.31%

$8.82BNov 13, 2025 58.7K

DELPHI FINANCIAL GROUP, INC.

real estate investment trusts

608.7K1.62%

1.62%

$3.32BNov 14, 2025— held

CLEAR HARBOR ASSET MANAGEMENT, LLC

real estate investment trusts

323.9K86.23%

86.23%

$1.77BNov 14, 2025 26.6K

ARROWSTREET CAPITAL, LIMITED PARTNERSHIP

real estate investment trusts

251.7K67.02%

67.02%

$1.37BNov 13, 2025— held

CASTLEKEEP INVESTMENT ADVISORS LLC

real estate investment trusts

180.7K48.10%

48.10%

$984.66MNov 5, 2025— held

BANK OF AMERICA CORP /DE/

real estate investment trusts

154.0K41.00%

41.00%

$839.21MFeb 3, 2026 1.4K

EMG HOLDINGS, L.P.

real estate investment trusts

149.1K39.69%

39.69%

$812.52MNov 14, 2025— held

MORGAN STANLEY

real estate investment trusts

123.7K32.93%

32.93%

$674.02MMay 27, 2026 618

ADVISOR GROUP HOLDINGS, INC.

real estate investment trusts

107.0K28.48%

28.48%

$606.64MNov 14, 2025 2.3K

JANE STREET GROUP, LLC

real estate investment trusts

79.1K21.06%

21.06%

$431.07MNov 14, 2025 57.0K

Data from SEC Form 13F filings. Ownership bar normalised to largest holder. Change flags: isNew / isSoldOut / changeInSharesNumber (FMP extract-analytics/holder).

Institutional Activity

Q3 2025 vs prior quarter

Q3 2025

Net institutional sentimentBearish — more selling than buying

11

Increased

+56.3K shares

2

New Positions

first time holders

16

Decreased

−560.0K shares

8

Sold Out

fully exited

Net shares change (top 50)

503.8K

+56.3K / −560.0K

Net new holders

-11

2 new / 8 exited

Based on top 50 institutional holders by position size. Fields: isNew, isSoldOut, changeInSharesNumber (FMP extract-analytics/holder, limit=50).

Insider Buying vs Selling

EARN insider trading · insider activity

Source: SEC Form 4

Buy 100%Active transactions only0% Sell

Insiders have been net buyers of shares recently. Selling may be driven by pre-scheduled Rule 10b5-1 plans rather than negative sentiment.

1

Buy transactions

0

Sell transactions

0.00

Buy/Sell ratio

$0M

Total disposed

Recent Insider Transactions

Showing 10 most recent · Common Stock only

Name · RoleDateTypeSharesPriceValueAfter Trans.Filing

Smernoff Chris

Chief Financial Officer

Dec 31, 2025Tax Withhold2,468$5.17$12.8K24.7KForm 4 ↗

Herlihy John

Chief Operating Officer

Dec 31, 2025Tax Withhold5,235$5.17$27.1K51.9KForm 4 ↗

SIMON RONALD I

director

Sep 11, 2025Purchase10,536$5.68$59.8K24.3KForm 4 ↗

Borenstein Gregory Morris

Portfolio Manager

Oct 1, 2025Purchase3,000$5.29$15.9K25.0KForm 4 ↗

Borenstein Gregory Morris

Portfolio Manager

Sep 5, 2025Purchase4,000$5.62$22.5K22.0KForm 4 ↗

Borenstein Gregory Morris

Portfolio Manager

Apr 9, 2025Purchase8,000$4.73$37.9K18.0KForm 4 ↗

Herlihy John

Chief Operating Officer

Dec 31, 2024Tax Withhold2,845$6.83$19.4K57.1KForm 4 ↗

Smernoff Chris

Chief Financial Officer

Dec 31, 2024Tax Withhold1,318$6.83$9.0K27.2KForm 4 ↗

Smernoff Chris

Chief Financial Officer

Dec 20, 2024Award7,99528.5KForm 4 ↗

Herlihy John

Chief Operating Officer

Dec 20, 2024Award24,34659.9KForm 4 ↗

Source: /insider-trading/search (FMP stable). Buy/Sell direction: acquisitionOrDisposition A=Buy, D=Sell. RSU vesting (M-Exempt) excluded from sentiment bar. All data from SEC EDGAR public filings.

About institutional & insider ownership

Ellington Credit Company (EARN) is primarily owned by institutional investors, who hold approximately 11.2% of total shares outstanding. Company insiders own approximately 1.36%, while retail and public investors account for the remaining 87.45%.

The largest institutional shareholder of Ellington Credit Company is WELLS FARGO & COMPANY/MN, holding approximately 1.62 million shares — equal to 4.31% of outstanding shares — as of September 30, 2025.

A total of 42 institutional investors currently hold EARN stock, with a combined institutional value of approximately $23,017,002 as of the most recent 13F filing period.

Frequently asked questions

EARN ownership

Ellington Credit Company (EARN) is primarily owned by institutional investors, who hold approximately 11.2% of shares. The largest shareholder is WELLS FARGO & COMPANY/MN with a 4.31% stake. Company insiders hold 1.36%. Data sourced from SEC Form 13F as of September 30, 2025.

who owns EARN stockEARN ownership structureSEC Form 13F institutional holdingsEARN float vs institutions
Source: FMP · SEC Form 13F · SEC Form 4As of September 30, 2025