SoFi Technologies, Inc.
SOFINASDAQFinancial Services● Active
$16.03
$-1.12(-6.53%)
Market Cap$20.6B
P/E Ratio—
52W High$32.73
52W Low$13.46
SoFi Technologies, Inc. (SOFI) · Income Statement
Annual, quarterly, or TTM views · SEC 10-K & 10-Q via FMP · adjust period and M/B/T below.
FMP · SOFI · as of 2026-06-08
Financial statements
Revenue · Gross Profit · Net Income
| Breakdown | 2025-12 | 2024-12 | 2023-12 | 2022-12 | 2021-12 |
|---|---|---|---|---|---|
| Revenue | |||||
| Revenue | $4.77B | $3.70B | $2.90B | $1.76B | $1.09B |
| Cost of Revenue | $1.19B | $1.12B | $0.84B | $0.24B | $0.11B |
| Gross Profit | $3.58B | $2.58B | $2.05B | $1.52B | $0.98B |
| Gross Margin %(computed) | 75.12% | 69.68% | 70.86% | 86.18% | 89.85% |
| Operating Expenses | |||||
| R&D Expenses | $0.00B | $0.00B | $0.00B | $0.00B | $0.00B |
| G&A Expenses | $0.70B | $0.60B | $0.51B | $0.50B | $0.50B |
| Total Operating Expenses | $3.06B | $2.35B | $2.35B | $1.84B | $1.46B |
| Operating Income | $0.53B | $0.23B | ($0.30B) | ($0.32B) | ($0.48B) |
| Operating Margin %(computed) | 11.03% | 6.30% | -10.39% | -18.08% | -44.24% |
| Interest Income | $3.38B | $2.81B | $2.05B | $0.77B | $0.36B |
| Interest Expense | $1.16B | $1.09B | $0.79B | $0.19B | $0.10B |
| Income Before Tax | $0.53B | $0.23B | ($0.30B) | ($0.32B) | ($0.48B) |
| Income Tax Expense | $0.04B | ($0.27B) | ($0.00B) | $0.00B | $0.00B |
| Net Income | $0.48B | $0.50B | ($0.30B) | ($0.32B) | ($0.48B) |
| Net Margin %(computed) | 10.09% | 13.46% | -10.38% | -18.18% | -44.49% |
| Per Share & EBITDA | |||||
| EPS (Basic) | $0.42 | $0.46 | $-0.36 | $-0.40 | $-1.00 |
| Wtd Avg Shares | 1.15B | 1.05B | 0.95B | 0.90B | 0.53B |
| EBITDA | $0.76B | $0.44B | ($0.10B) | ($0.17B) | ($0.38B) |
| EBITDA Margin %(computed) | 15.93% | 11.79% | -3.44% | -9.49% | -34.90% |
Data source: Financial Modeling Prep · Last updated: 2026-06-08 · USD · B
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About SoFi Technologies, Inc. (SOFI) Income Statement
SoFi Technologies, Inc. (SOFI) income statement data is sourced from SEC Form 10-K and 10-Q filings. For fiscal year 2025, SOFI reported revenue of $4.77B, gross profit of $3.58B (gross margin 75.12%), and net income of $0.48B — a net profit margin of 10.09%.
Frequently asked questions
SOFI · 4 questionsSoFi Technologies, Inc. (SOFI) reported revenue of $4.77B for 2025, up 28.8% year-over-year.
SOFI revenueSOFI salesannual revenue YoYincome statement
· Source: FMP /stable/income-statement · SEC EDGAR Form 10-K & 10-Q · As of 2026-06-08