SoFi Technologies, Inc.

SOFINASDAQFinancial Services● Active

$16.03

$-1.12(-6.53%)

Market Cap$20.6B

P/E Ratio—

52W High$32.73

52W Low$13.46

Avg Volume67.1M

Open$16.72

Beta2.15

Net Income Financials Revenue

SoFi Technologies, Inc. (SOFI) Net Income & Profit History

Annual & trailing net income, net margin, YoY change, and peer profitability context.

SOFI · net income · updated Jun 8, 2026

Core profitability metrics

SOFI · net income · margin · TTM · CAGR

Net income was $481.3M for FY2025 (fiscal year ending 2025-12-31), down 3.5% year-over-year. Net profit margin was 10.1%. Based on available data, SoFi Technologies, Inc. has been profitable since at least 2017.

FY2025 Net Income$481.3M▼ -3.5% YoY

Trailing 12M (TTM)$576.9Mtrailing 4 quarters sum

Net Profit Margin10.1%$481.3M ÷ $4.77B

YoY Change-3.5%—

5-Year CAGRN/AN/A — contains loss years

FormulaNet Margin = Net Income ÷ Revenue × 100TTM = trailing 4 quarters sumCAGR → N/A if either endpoint ≤ 0

Source: FMP /income-statement · US GAAP · USDUpdated: Jun 8, 2026

Annual net income history

Net Income (bars) · Net Profit Margin % (line)

Net IncomeNet LossNet Margin %★ First Profit: 2017

▸ FMP /income-statement · Annual · SOFI net income history · SOFI profit margin

Annual net income data

SOFI · net income history · annual / quarterly

Fiscal YearNet IncomeYoY ChangeNet MarginRevenue

FY2025$481.3M▼ 3.5%10.1%$4.77B

FY2024$498.7M▲ +265.8%13.5%$3.70B

FY2023Loss−$300.7M▲ +6.1%-10.4%$2.90B

FY2022Loss−$320.4M▲ +33.8%-18.2%$1.76B

FY2021Loss−$483.9M▼ 116.0%-44.5%$1.09B

Net income vs peers (Financial Services)

SOFI vs peers · net income

#CompanyNet IncomeYoYNet MarginRelative

SoFi Technologies, Inc.YOU

SOFI

$481.3M-3.5%10.1%

Berkshire Hathaway Inc.

BRK-A

$66.97B-24.8%18.0%

100%

Berkshire Hathaway Inc.

Mastercard Incorporated

$14.97B+16.3%45.6%

22%

Financial Services · Sorted by Net Income · FMP /income-statementFull Net Income Rankings →

About Net Income & Methodology

SoFi Technologies, Inc. (SOFI) reported net income of $481.3M for FY2025 (fiscal year ending 2025-12-31), down 3.5% year-over-year. The net profit margin was 10.1% — meaning the company kept $0.10 of every dollar of revenue as profit.

Based on available data, SoFi Technologies, Inc. has been profitable since at least 2017. Net income reached a peak of $498.7M in FY2024. Data available for 9 fiscal years.

SoFi Technologies, Inc.'s net profit margin was 10.1% for FY2025, based on the latest annual results.

Investors sometimes search for "SoFi Technologies, Inc. net worth" — the company's market capitalization is a separate figure from SOFI net income. Data sourced from FMP /income-statement · US GAAP · USD.

Figures tie to SEC 10-K/10-Q and FMP /income-statement where noted.

Revenue Financial statements Earnings Forecast Price history Market cap Free cash flow

Frequently asked questions

SOFI net income · 5 questions

SoFi Technologies, Inc. is profitable. The company reported net income of $481.3M for FY2025, a net profit margin of 10.1%. Net income was down 3.5% year-over-year. Based on available data, SoFi Technologies, Inc. has been profitable since at least 2017.

is SOFI profitabledoes SOFI make a profitSOFI profitabilitySOFI profitable company

▸ Source: FMP /income-statement · GAAP · SoFi Technologies, Inc. · SoFi Technologies, Inc. SEC 10-K & 10-Q filings · US GAAP · Last updated: Jun 8, 2026