Synchrony Financial

SYFNYSEFinancial Services● Active

$70.76

$-0.08(-0.11%)

Market Cap$23.8B

P/E Ratio—

52W High$88.77

52W Low$56.975

Avg Volume3.9M

Open$70.76

Beta1.32

Net Income Financials Revenue

Synchrony Financial (SYF) Net Income & Profit History

Annual & trailing net income, net margin, YoY change, and peer profitability context.

SYF · net income · updated Jun 8, 2026

Core profitability metrics

SYF · net income · margin · TTM · CAGR

Net income was $3.55B for FY2025 (fiscal year ending 2025-12-31), up 1.5% year-over-year. Net profit margin was 18.6%. Based on available data, Synchrony Financial has been profitable since at least 2011.

FY2025 Net Income$3.55B▲ +1.5% YoY

Trailing 12M (TTM)$3.60Btrailing 4 quarters sum

Net Profit Margin18.6%$3.55B ÷ $19.12B

YoY Change+1.5%—

5-Year CAGR+20.7%FY2020 → FY2025

FormulaNet Margin = Net Income ÷ Revenue × 100TTM = trailing 4 quarters sumCAGR → N/A if either endpoint ≤ 0

Source: FMP /income-statement · US GAAP · USDUpdated: Jun 8, 2026

Annual net income history

Net Income (bars) · Net Profit Margin % (line)

Net IncomeNet LossNet Margin %★ First Profit: 2011

▸ FMP /income-statement · Annual · SYF net income history · SYF profit margin

Annual net income data

SYF · net income history · annual / quarterly

Fiscal YearNet IncomeYoY ChangeNet MarginRevenue

FY2025$3.55B▲ +1.5%18.6%$19.12B

FY2024$3.50B▲ +56.3%16.9%$20.76B

FY2023$2.24B▼ 25.8%12.9%$17.34B

FY2022$3.02B▼ 28.5%22.9%$13.20B

FY2021$4.22B▲ +204.8%37.6%$11.22B

Net income vs peers (Financial Services)

SYF vs peers · net income

#CompanyNet IncomeYoYNet MarginRelative

Synchrony FinancialYOU

SYF

$3.55B+1.5%18.6%

Berkshire Hathaway Inc.

BRK-A

$66.97B-24.8%18.0%

100%

Berkshire Hathaway Inc.

Mastercard Incorporated

$14.97B+16.3%45.6%

22%

Financial Services · Sorted by Net Income · FMP /income-statementFull Net Income Rankings →

About Net Income & Methodology

Synchrony Financial (SYF) reported net income of $3.55B for FY2025 (fiscal year ending 2025-12-31), up 1.5% year-over-year. The net profit margin was 18.6% — meaning the company kept $0.19 of every dollar of revenue as profit.

Based on available data, Synchrony Financial has been profitable since at least 2011. Net income reached a peak of $4.22B in FY2021. Data available for 15 fiscal years.

Synchrony Financial's net profit margin was 18.6% for FY2025, based on the latest annual results.

Investors sometimes search for "Synchrony Financial net worth" — the company's market capitalization is a separate figure from SYF net income. Data sourced from FMP /income-statement · US GAAP · USD.

Figures tie to SEC 10-K/10-Q and FMP /income-statement where noted.

Revenue Financial statements Earnings Forecast Price history Market cap Free cash flow

Frequently asked questions

SYF net income · 5 questions

Synchrony Financial is profitable. The company reported net income of $3.55B for FY2025, a net profit margin of 18.6%. Net income was up 1.5% year-over-year. Based on available data, Synchrony Financial has been profitable since at least 2011.

is SYF profitabledoes SYF make a profitSYF profitabilitySYF profitable company

▸ Source: FMP /income-statement · GAAP · Synchrony Financial · Synchrony Financial SEC 10-K & 10-Q filings · US GAAP · Last updated: Jun 8, 2026