Companies: 10,795·Total market cap: $144.5T
Velocity Financial, Inc.

Velocity Financial, Inc.

VELNYSEFinancial Services● Active
$17.27
$-0.19(-1.09%)
Market Cap$677938703
P/E Ratio—
52W High$21.395
52W Low$16.19
Cash on HandFinancialsRevenue

Velocity Financial, Inc. (VEL) Cash on Hand — Cash & Short-Term Investments

Cash & cash equivalents plus short-term investments from the balance sheet, YoY change, and net cash vs debt context.

VEL · cash on hand · updated Dec 31, 2025

Core cash position

Cash & Short-Term Investments (CCE + ST Investments)
$92.1M▲ +83.8% vs prior year
FY · as of Dec 31, 2025 · Reported in USD
Cash & Cash Equiv. (CCE)
$92.1M
cashAndCashEquivalents
Short-Term Investments
$0
shortTermInvestments
YoY Change vs Prior Year
+83.8%
vs prior fiscal year
Latest Quarter
$112.0M
Q1 2026
Data Scope & Methodology

Cash on Hand = Cash & Cash Equivalents (CCE) + Short-Term Investments, as reported on the balance sheet (10-K/10-Q). Also referred to as cash reserves or cash position. Not free cash flow.

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · Reported in USD

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · USDUpdated: December 31, 2025

Net cash vs debt

Cash & ST Investments$92.1MCash on Hand
Total Debt$6.54BTotal Debt
Net Cash / Net Debt−$6.45BNet Debt Position
Cash vs Debt Ratio
Cash 1%Debt 99%

Velocity Financial, Inc. carries a net debt position of $6.45B. Total debt ($6.54B) exceeds cash on hand ($92.1M). Velocity Financial, Inc. cash vs debt ratio: 1% cash / 99% debt.

Net Cash = Cash & ST Investments − Total Debt$92.1M − $6.54B = −$6.45B

Cash on hand history

YoY Increase
YoY Decrease
Latest Year
VEL annual cash on hand history · Cash & Short-Term Investments · Source: FMP /balance-sheet-statement

Annual cash on hand by year

DateCash & ST InvestmentsYoY Change
Dec 31, 2025Latest$92.1M+83.8%
Dec 31, 2024$50.1M+23.0%
Dec 31, 2023$40.8M-10.3%
Dec 31, 2022$45.4M+25.7%
Dec 31, 2021$36.1M+159.7%
VEL cash on hand annual historical data · Cash & Short-Term Investments per balance sheet (10-K/10-Q) · Reported in USD · Source: FMP /balance-sheet-statement

Financial Services Sector Cash Reserves Comparison

#CompanyCash & ST Inv.Cash/MCap
#1
JPMorgan Chase & Co.
JPMorgan Chase & Co.
JPM
$1.48T176.9%#2
Berkshire Hathaway Inc.
Berkshire Hathaway Inc.
BRK-A
$373.31B35.5%#3
Visa Inc.
Visa Inc.
V
$21.99B3.6%#4
Mastercard Incorporated
Mastercard Incorporated
MA
$10.90B2.5%
#5
Velocity Financial, Inc.
Velocity Financial, Inc.YOU
VEL
$92.1M13.6%
Financial Services sector cash reserves · Source: FMP /balance-sheet-statement + /profile · Sorted by Cash desccompanies with most cash on hand →

About cash on hand & methodology

Velocity Financial, Inc. (VEL) cash on hand as of December 31, 2025 is $92.1M, comprising $92.1M in cash and cash equivalents (CCE) plus $0 in short-term investments — reported as Velocity Financial, Inc. cash and short-term investments on the balance sheet (10-K filing). Also referred to as Velocity Financial, Inc. cash reserves or cash position.

Velocity Financial, Inc. annual cash on hand history shows increased +83.8% in 2025: increased +83.8% in 2025. Velocity Financial, Inc. cash reserves in 2025 reflect the company's capital allocation strategy.

Velocity Financial, Inc. carries total debt of $6.54B against cash of $92.1M, resulting in a net debt position of -$6.45B. For the full balance sheet, see the Financials → Balance Sheet tab.

Figures tie to SEC 10-K/10-Q balance sheet disclosures and FMP /balance-sheet-statement where noted.
Financial statementsFree cash flowNet incomeRevenueMarket capP/E ratioEarningsPrice history

Frequently asked questions

VEL cash on hand · 5 questions

As of December 31, 2025, Velocity Financial, Inc. (VEL) has $92,103,000 in cash on hand — defined as cash and short-term investments on the balance sheet. This includes $92,103,000 in cash and cash equivalents (CCE) plus $0 in short-term investments. Latest quarter (March 31, 2026): $112,050,000. Data sourced from the annual 10-K filing via FMP.

VEL cash on handVEL cash reservesVEL cash 2025how much cash does VEL have

▸ Source: FMP /balance-sheet-statement · US GAAP · Velocity Financial, Inc. · Velocity Financial, Inc. SEC 10-K & 10-Q filings · US GAAP · Last updated: December 31, 2025