Velocity Financial, Inc.
VELNYSEFinancial Services● Active
$17.21
$-0.25(-1.43%)
Market Cap$675579460
P/E Ratio—
52W High$21.395
52W Low$16.19
Velocity Financial, Inc. (VEL) · Income Statement
Annual, quarterly, or TTM views · SEC 10-K & 10-Q via FMP · adjust period and M/B/T below.
FMP · VEL · as of 2026-06-08
Financial statements
Revenue · Gross Profit · Net Income
| Breakdown | 2025-12 | 2024-12 | 2023-12 | 2022-12 | 2021-12 |
|---|---|---|---|---|---|
| Revenue | |||||
| Revenue | $0.71B | $0.48B | $0.13B | $0.25B | $0.18B |
| Cost of Revenue | $0.03B | $0.27B | $0.00B | $0.16B | $0.11B |
| Gross Profit | $0.68B | $0.21B | $0.13B | $0.09B | $0.08B |
| Gross Margin %(computed) | 95.32% | 43.62% | 100.00% | 36.25% | 41.70% |
| Operating Expenses | |||||
| R&D Expenses | $0.00B | $0.00B | $0.00B | $0.00B | $0.00B |
| G&A Expenses | $0.01B | $0.07B | $0.05B | $0.03B | $0.02B |
| Total Operating Expenses | $0.17B | $0.11B | $0.05B | $0.05B | $0.04B |
| Operating Income | $0.51B | $0.10B | $0.08B | $0.04B | $0.04B |
| Operating Margin %(computed) | 71.56% | 19.97% | 58.34% | 17.94% | 21.95% |
| Interest Income | $0.55B | $0.41B | $0.32B | $0.24B | $0.18B |
| Interest Expense | $0.37B | $0.25B | $0.20B | $0.16B | $0.11B |
| Income Before Tax | $0.15B | $0.10B | $0.07B | $0.04B | $0.04B |
| Income Tax Expense | $0.04B | $0.03B | $0.02B | $0.01B | $0.01B |
| Net Income | $0.11B | $0.07B | $0.05B | $0.03B | $0.03B |
| Net Margin %(computed) | 14.70% | 14.17% | 39.69% | 12.97% | 16.12% |
| Per Share & EBITDA | |||||
| EPS (Basic) | $2.81 | $2.07 | $1.60 | $0.99 | $0.90 |
| Wtd Avg Shares | 0.04B | 0.03B | 0.03B | 0.03B | 0.02B |
| EBITDA | $0.51B | $0.10B | $0.00B | $0.05B | $0.04B |
| EBITDA Margin %(computed) | 71.56% | 20.38% | 0.00% | 18.79% | 23.28% |
Data source: Financial Modeling Prep · Last updated: 2026-06-08 · USD · B
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About Velocity Financial, Inc. (VEL) Income Statement
Velocity Financial, Inc. (VEL) income statement data is sourced from SEC Form 10-K and 10-Q filings. For fiscal year 2025, VEL reported revenue of $0.71B, gross profit of $0.68B (gross margin 95.32%), and net income of $0.11B — a net profit margin of 14.70%.
Frequently asked questions
VEL · 4 questionsVelocity Financial, Inc. (VEL) reported revenue of $0.71B for 2025, up 48.0% year-over-year.
VEL revenueVEL salesannual revenue YoYincome statement
· Source: FMP /stable/income-statement · SEC EDGAR Form 10-K & 10-Q · As of 2026-06-08