Companies: 10,795·Total market cap: $144.5T
XP Inc.

XP Inc.

XPNASDAQFinancial Services● Active
$15.21
$-0.13(-0.82%)
Market Cap$8.0B
P/E Ratio
52W High$23.13
52W Low$15.1

XP Inc. (XP) Stock Forecast & Analyst Price Target

Wall Street consensus, 12-month price targets, model projections, and EPS/revenue estimates — from analyst data and price history.

xp · stock forecast · 9 analysts (3M) · FMP · updated Jun 8, 2026

Analyst Rating & Consensus

Based on 9 Wall Street analysts in the past 3 months

SellBuy

Buy

9 analysts

consensus

Rating Breakdown

Strong Buy
0
Buy
7
Hold
2
Sell
0
Strong Sell
0
Total: 9 · Buy rate: 77.8%

12-Month Price Target

High

$25.00

Consensus

$23.50

+54.8% upside

Low

$22.00

Median: $23.5 · Last Close: $15.18

The XP Inc. (XP) analyst consensus is Buy, based on ratings from 9 Wall Street analysts over the past 3 months. The average 12-month XP price target is $23.50, representing +54.8% upside from the current price of $15.18.

12-Month Price Target Forecast

Historical closing prices + analyst 12-month price target forecast cone

Historical priceConsensus $24 (54.8%)

Consensus Target

$23.50

54.8% upside

High Target

$25

64.7%

Low Target

$22

44.9%

Current Price

$15.18

as of today

Based on analyst price targets, the XP stock price prediction for the next 12 months ranges from $22 to $25. The consensus XP price forecast of $23.50 implies 54.8% upside from the current price of $15.18.

Short-Term Price Prediction

Algorithmically generated · Updated daily

DatePredicted PriceChange
2026-06-09$14.425.00%

1-day model range: $14.34–$14.5. Peak: $14.5 (-5.00%).

Long-Term Stock Price Prediction

Annual stock price forecast · 2027 / 2028 / 2029 / 2030 / 2031

YearAvg PriceChange
2027$14-5.8%
2028$14-9.0%
2029$14-10.9%
2030$13-12.0%
2031-12.7%
Confidence:Medium

Stock Forecast Based on Technical Analysis

14 TA signals (SMA×6 + EMA×6 + RSI + MACD) · EEAT method transparency

Market Sentiment

BEARISH

Based on 14 technical indicators

0%7%93%
0Buy
1Neutral
13Sell
RSI (14)30.5Neutral
MACDBEARISH

Refreshes daily from EOD close

Moving Averages · XP · Jun 8, 2026

Simple Moving Average (SMA)
MA 5$15.59SELL
MA 10$16.25SELL
MA 20$16.93SELL
MA 50$18.47SELL
MA 100$19.12SELL
MA 200$18.46SELL
Current $XP · Price above MA = BUY signal
Exponential Moving Average (EMA)
EMA 5$15.61SELL
EMA 10$16.11SELL
EMA 20$16.84SELL
EMA 50$17.96SELL
EMA 100$18.42SELL
EMA 200$18.34SELL
Current $XP · Price above MA = BUY signal
How we calculate: Technical sentiment is derived from 14 indicators — SMA(5,10,20,50,100,200), EMA(5,10,20,50,100,200), RSI(14), and MACD(12,26,9) — calculated from historical EOD price data. BUY = current price above MA; SELL = below. 14 TA signals + historical EOD price data · Updated daily. Independent of analyst consensus data. Not investment advice.

Latest Analyst Ratings & Upgrades

Filter:
UBS2026-06-03
Maintains
BuyBuy
UBS2026-04-02
Maintains
BuyBuy
UBS2025-12-16
Maintains
BuyBuy
UBS2025-10-16
Maintains
BuyBuy
Citigroup2025-09-24
Maintains
BuyBuy
UBS2025-06-10
Maintains
BuyBuy
Goldman Sachs2025-06-04
Upgrade ↑
NeutralBuy
Goldman Sachs2025-05-21
Maintains
NeutralNeutral
B of A Securities2025-05-21
Maintains
NeutralNeutral
Morgan Stanley2025-05-13
Upgrade ↑
Equal WeightOverweight

Wall Street analysts have recently issued updated ratings on XP Inc. (XP) stock. Of the recent 55 rating actions, 13 were upgrades and 10 were downgrades. 9 analysts currently cover XP.

Analyst Recommendation Trends

Buy ratings211
Hold ratings00
Sell ratings00

XP analyst recommendation trends show decreasing buy-side sentiment over the past 6 months. Buy rating actions changed from 2 to 1 per month.

Financial Forecast: EPS & Revenue Estimates

Revenue This Year

$20.7B

↓ 21.2% YoY

Revenue Next Year

$23.5B

↑ 13.5% YoY

EPS This Year

$10.69

EPS Next Year

$12.28

↑ 14.8% YoY

EPS ForecastReported vs Estimated

Reported EPSHistorical estimateAnalyst forecast (future)

Analysts forecast XP EPS of $10.69 for the current fiscal year, based on estimates from 3 analysts. The XP revenue forecast is $20.7B for the current year. These are analyst consensus estimates via FMP / S&P Global.

About Forecast & Price Prediction

The XP stock forecast is supported by two independent data sources: analyst consensus ratings from 9 Wall Street analysts (S&P Global / FMP), and technical analysis calculated from historical EOD price data. The consensus XP price target is $23.50 (+54.8% upside), with an analyst consensus of Buy.

The XP short-term stock prediction for tomorrow is $14.42 (-5.00%). The XP stock price prediction for 2027 estimates an average of $14. The XP stock prediction for 2030 projects a range of $13–$14.

XP Inc. trades on NASDAQ under the ticker XP. The XP stock outlook for 2027 is broadly positive, supported by a Buy consensus among 78% of covering analysts.

FAQ answers synthesize analyst targets, estimates, and on-page model outputs where shown.

Frequently asked questions

XP forecast · 8 questions

According to 9 Wall Street analysts, the average 12-month XP price target is $23.50, with a high forecast of $25.00 and a low of $22.00. The median price target is shown in the chart above when available. This implies +54.8% potential upside from the current price of $15.18.

XP price targetWhat is XP price targetXP analyst price targetXP 12-month target

· Analyst data: Financial Modeling Prep (FMP) · S&P Global Market Intelligence · Technical analysis: FMP /historical-price-eod/light · Updated: Hourly (analyst) · Daily (technical)

⚠ This information is provided for informational purposes only and does not constitute investment advice. Short-term and long-term price predictions are algorithmically generated and carry significant uncertainty. Past performance does not guarantee future results. Always conduct your own due diligence before making investment decisions.