Companies: 10,795·Total market cap: $144.5T
XP Inc.

XP Inc.

XPNASDAQFinancial Services● Active
$15.18
$-0.16(-1.05%)
Market Cap$7.9B
P/E Ratio
52W High$23.13
52W Low$15.1

XP Inc. (XP) PE Ratio — Current & Historical Data

Trailing twelve months (TTM) P/E, forward P/E, PEG, and annual PE history — from market prices and filings.

xp · pe ratio · data through Dec 31, 2025

Core PE Ratio Metrics

Trailing 12 months · TTM

The price-to-earnings (P/E) ratio for XP Inc. (XP) measures how much investors pay for each dollar of the company's trailing earnings. XP's current PE ratio of 7.92x is calculated by dividing its stock price of $15.18 by its TTM earnings per share of $9.96. −44.4% discount vs 5Y avg 14.2x

7.92x
P/E Ratio (TTM)44.4%

Source: FMP · /ratios-ttm · /analyst-estimates · 2025-12-31

Forward P/E
1.24x
FY2027 est. EPS $12.28
Based on 4 analysts
EPS (TTM)
$9.96
TTM · diluted EPS
PEG Ratio
0.53
Below 1.0 · Growth adjusted
Source: FMP · /ratios-ttm · /ratios annual · /analyst-estimates · /stock-peers · XP Inc. SEC 10-K & 10-Q filings · US GAAPUpdated: 2026-06-08

PE Ratio History

2013 – 2025 · Annual
PE Ratio (TTM)
5Y Avg 14.2x
EPS (Annual)

▸ FMP /ratios?period=annual&limit=20 · priceToEarningsRatio + netIncomePerShare (Annual)

Historical PE Range

Past 13 fiscal years · Front-end computed
Average
218.1x
13-yr mean
Median
75.3x
13-yr midpoint
Minimum
7.8x
Lowest year
Maximum
926.1x
Highest year
7.9x ← Now
7.8x
Min
Q1 · 25%75.3x
Median
Q3 · 75%926.1x
Max
Historically Low

At 7.92x, XP's current P/E is lower than in 8% of its annual fiscal year readings over the past 13 years — historically low.

8th percentileHigher than 1 of 13 historical fiscal year readings

Percentile calculated from annual fiscal year data points, not by trading day. Years where PE ≤ 0 or > 9,999 are excluded.

PE Ratio vs Peers

Financial - Capital Markets · 6 peers · Annual PE
CompanyMarket CapPE (Annual)vs AvgEPS (TTM)
XP Inc.
XP Inc.You
XP
$7.9B7.92x-75.4%$9.96
Cipher Mining Inc.
Cipher Mining Inc.
CIFR
$9.9BN/A-$2.15
Comerica Incorporated
Comerica Incorporated
CMA
$11.3B15.87x-50.7%$5.48
First Horizon Corporation
First Horizon Corporation
FHN
$11.5B11.94x-62.9%$2.00
Freedom Holding Corp.
Freedom Holding Corp.
FRHC
$8.7B56.69x+76.2%$2.56
Grupo Financiero Galicia S.A.
Grupo Financiero Galicia S.A.
GGAL
$7.8B59.15x+83.8%$1323.10
Jefferies Financial Group Inc.
Jefferies Financial Group Inc.
JEF
$11.9B17.25x-46.4%$3.30
Industry Average
5 peers with valid PE
32.18xbaseline

* N/A — Company is not profitable (TTM) · excluded from industry average · ▸ FMP /stock-peers + /ratios?limit=1 · priceToEarningsRatio

Annual PE Ratio History

Showing 10 of 13 years
Fiscal Year EndPE RatioEPS (TTM)YoY ChangePE vs Max
2025-12-31Latest
FY2025
9.33x$9.61+19.9%
2024-12-31
FY2024
7.78x$9.44-56.7%
2023-12-31
FY2023
17.95x$7.05+47.8%
2022-12-31
FY2022
12.14x$6.67-49.4%
2021-12-31
FY2021
23.98x$6.67-55.9%
2020-12-31
FY2020
54.34x$3.79-27.8%
2019-12-31
FY2019
75.28x$2.05-50.0%
2018-12-31
FY2018
150.70x$0.89+2.7%
2017-12-31
FY2017
146.69x$0.78-58.1%
2016-12-31
FY2016
350.30x$0.32-20.8%

▸ FMP /ratios?period=annual&limit=20 · priceToEarningsRatio + netIncomePerShare · Zero extra API

About PE Ratio & Methodology

The price-to-earnings (P/E) ratio for XP Inc. (XP) measures how much investors pay for each dollar of the company's trailing earnings. XP's current PE ratio of 7.92x is calculated by dividing its stock price of $15.18 by its TTM earnings per share of $9.96.

PE Ratio = Stock Price ÷ EPS (TTM)
= $15.18 ÷ $9.96 = 7.92x
TTMTrailing Twelve Months — sum of the most recent 4 quarterly EPS figures
Forward PEStock price ÷ analyst consensus EPS estimate for the next fiscal year
PEGPE ÷ earnings growth rate — values below 1.0 suggest growth may justify the premium
Figures tie to SEC 10-K/10-Q and FMP ratio endpoints where noted.

Frequently asked questions

XP pe ratio · 6 questions

XP's current PE ratio is 7.92x as of 2026-06-08, based on a stock price of $15.18 and TTM EPS of $9.96. Data sourced from Financial Modeling Prep via XP's SEC 10-K and 10-Q filings.

XP PE ratioWhat is XP PE ratioCurrent PE ratio of XPXP PE ratio today

Source: FMP · /ratios-ttm · /ratios annual · /analyst-estimates · /stock-peers · XP Inc. SEC 10-K & 10-Q filings · US GAAP · Updated: 2026-06-08