Velocity Financial, Inc.
VELNYSEFinancial Services● Active
$17.19
$-0.27(-1.55%)
Market Cap$674798280
P/E Ratio—
52W High$21.395
52W Low$16.19
Velocity Financial, Inc. (VEL) Earnings: Dates, EPS & Revenue History
Quarterly EPS vs. estimates, revenue surprises, next earnings date, and analyst consensus.
VEL · earnings · updated Jun 8, 2026
Latest Earnings
Q2 FY2026Report Date: May 6, 2026EPS Actual
$0.68
Est. $0.64 · +6.3%
Revenue
$0.09B
Est. $0.07B · +24.4%
Fiscal Period
Q2 FY2026
FY ends December
Report Date
May 6, 2026
After Market Close
▲ Beat EPS▲ Beat Revenue🔥 6-Quarter EPS Beat Streak
VEL reports quarterly as a NYSE-listed Financial - Mortgages company. Fiscal year ends in December. Data: FMP · Updated hourly.
Next Earnings Date
Days Away
85
days
Expected Date
Sep 1, 2026
Fiscal Period
Q3 FY2026
Release Time
◌ Time TBD (Unconfirmed)EPS Est.
—
Rev. $0.58B
Days Away85
Expected DateSep 1, 2026
Fiscal PeriodQ3 FY2026
Release TimeTime TBD (Unconfirmed)
EPS Est.—
Rev. Est.$0.58B
EPS & Revenue vs. Estimates
Actual (Beat)
Actual (Miss)
Estimated
Earnings History
| Period | Report Date | EPS Est. | EPS Actual | EPS Surpr. | Revenue | Rev. Est. | Rev. Surpr. |
|---|---|---|---|---|---|---|---|
| ◌ Q3 FY2026 | Aug 6, 2026 | $0.68 | — | — | — | $0.07B | — |
| ▲ Q2 FY2026 | May 6, 2026 | $0.64 | $0.68 | +6.3% | $0.09B | $0.07B | +24.4% |
| ▲ Q1 FY2026 | Mar 11, 2026 | $0.67 | $0.93 | +38.8% | $0.10B | $0.07B | +51.8% |
| ▲ Q4 FY2025 | Nov 6, 2025 | $0.67 | $0.69 | +3.0% | $0.17B | $0.05B | +227.9% |
| ▲ Q3 FY2025 | Aug 7, 2025 | $0.54 | $0.73 | +34.4% | $0.15B | $0.04B | +252.2% |
| ▲ Q2 FY2025 | May 1, 2025 | $0.52 | $0.55 | +5.8% | $0.12B | $0.04B | +195.4% |
| ▲ Q1 FY2025 | Mar 6, 2025 | $0.48 | $0.60 | +25.0% | $0.12B | $0.04B | +192.4% |
| ▼ Q4 FY2024 | Nov 7, 2024 | $0.48 | $0.47 | -2.1% | $0.05B | $0.04B | +15.5% |
Q3 FY2026
Aug 6, 2026
EPS Actual
—
EPS Est.
$0.68
EPS Surpr.
—
Revenue
—
Q2 FY2026
May 6, 2026Beat
EPS Actual
$0.68
EPS Est.
$0.64
EPS Surpr.
+6.3%
Revenue
$0.09B
Q1 FY2026
Mar 11, 2026Beat
EPS Actual
$0.93
EPS Est.
$0.67
EPS Surpr.
+38.8%
Revenue
$0.10B
Q4 FY2025
Nov 6, 2025Beat
EPS Actual
$0.69
EPS Est.
$0.67
EPS Surpr.
+3.0%
Revenue
$0.17B
Q3 FY2025
Aug 7, 2025Beat
EPS Actual
$0.73
EPS Est.
$0.54
EPS Surpr.
+34.4%
Revenue
$0.15B
Q2 FY2025
May 1, 2025Beat
EPS Actual
$0.55
EPS Est.
$0.52
EPS Surpr.
+5.8%
Revenue
$0.12B
Q1 FY2025
Mar 6, 2025Beat
EPS Actual
$0.60
EPS Est.
$0.48
EPS Surpr.
+25.0%
Revenue
$0.12B
Q4 FY2024
Nov 7, 2024Miss
EPS Actual
$0.47
EPS Est.
$0.48
EPS Surpr.
-2.1%
Revenue
$0.05B
Analyst Estimates
Limited analyst coverage (fewer than 3 analysts). Estimates may not reflect market consensus.
EPS Estimates
| Period | Low | Consensus | High | # Analysts |
|---|---|---|---|---|
| Q4 FY2028 | $0.75 | $0.86 | $0.97 | 1 |
| Q3 FY2028 | $0.73 | $0.84 | $0.94 | 1 |
| Q2 FY2028 | $0.71 | $0.81 | $0.92 | 1 |
| Q1 FY2028 | $0.69 | $0.79 | $0.89 | 1 |
| Q4 FY2027 | $0.68 | $0.78 | $0.88 | 1 |
| Q3 FY2027 | $0.66 | $0.76 | $0.86 | 1 |
Revenue Estimates
| Period | Low | Consensus | High | # Analysts |
|---|---|---|---|---|
| Q4 FY2028 | $0.3B | $0.4B | $0.4B | 1 |
| Q3 FY2028 | $0.3B | $0.4B | $0.4B | 1 |
| Q2 FY2028 | $0.3B | $0.3B | $0.4B | 1 |
| Q1 FY2028 | $0.3B | $0.3B | $0.3B | 1 |
| Q4 FY2027 | $0.3B | $0.3B | $0.3B | 1 |
| Q3 FY2027 | $0.2B | $0.3B | $0.3B | 1 |
Earnings Price Reaction
Closing price one trading day before vs. one trading day after each earnings release.
| Period | Report Date | EPS Beat/Miss | Price Before | Price After | 1D Reaction |
|---|---|---|---|---|---|
| ▲ Q2 FY2026 | May 6, 2026 | +6.3% | $19.33 | $19.57 | +1.24% |
| ▲ Q1 FY2026 | Mar 11, 2026 | +38.8% | $18.16 | $18.26 | +0.55% |
| ▲ Q4 FY2025 | Nov 6, 2025 | +3.0% | $18.81 | $18.74 | -0.37% |
| ▲ Q3 FY2025 | Aug 7, 2025 | +34.4% | $16.50 | $16.33 | -1.03% |
| ▲ Q2 FY2025 | May 1, 2025 | +5.8% | $17.87 | $17.85 | -0.11% |
| ▲ Q1 FY2025 | Mar 6, 2025 | +25.0% | $18.72 | $18.88 | +0.85% |
| ▼ Q4 FY2024 | Nov 7, 2024 | -2.1% | $19.59 | $19.49 | -0.51% |
| ▲ Q3 FY2024 | Aug 1, 2024 | +9.8% | $18.93 | $18.65 | -1.48% |
Q2 FY2026+1.24%
Report Date
May 6, 2026
EPS Beat/Miss
+6.3%
Price Before
$19.33
Price After
$19.57
Q1 FY2026+0.55%
Report Date
Mar 11, 2026
EPS Beat/Miss
+38.8%
Price Before
$18.16
Price After
$18.26
Q4 FY2025-0.37%
Report Date
Nov 6, 2025
EPS Beat/Miss
+3.0%
Price Before
$18.81
Price After
$18.74
Q3 FY2025-1.03%
Report Date
Aug 7, 2025
EPS Beat/Miss
+34.4%
Price Before
$16.50
Price After
$16.33
Q2 FY2025-0.11%
Report Date
May 1, 2025
EPS Beat/Miss
+5.8%
Price Before
$17.87
Price After
$17.85
Q1 FY2025+0.85%
Report Date
Mar 6, 2025
EPS Beat/Miss
+25.0%
Price Before
$18.72
Price After
$18.88
Q4 FY2024-0.51%
Report Date
Nov 7, 2024
EPS Beat/Miss
-2.1%
Price Before
$19.59
Price After
$19.49
Q3 FY2024-1.48%
Report Date
Aug 1, 2024
EPS Beat/Miss
+9.8%
Price Before
$18.93
Price After
$18.65
Avg Beat Reaction-0.05%
Avg Miss Reaction-0.51%
Beat Rate7 / 8 quarters
Largest Move-1.48% (Q3 FY2024)
Data: FMP /historical-price-eod/full · field: close
About Earnings & Data Methodology
Data source: Financial Modeling Prep (FMP) | Updated: Hourly | Surprise%: (Actual − Estimate) / |Estimate| × 100 | Fiscal year: VEL ends December
Velocity Financial, Inc. (VEL) most recently reported earnings on May 6, 2026 for Q2 FY2026, posting EPS of $0.68 — beating the analyst consensus of $0.64 by +6.3%. VEL has beaten EPS estimates for 6 consecutive quarters. The next VEL earnings date is expected around September 1, 2026.
Each quarter, investors track VEL earnings for signals on forward guidance and business momentum. For longer-term revenue trends, see the Revenue tab. VEL revenue tab →
Earnings Glossary
EPS (Earnings Per Share)
Net income ÷ diluted shares outstanding. The primary metric analysts use to gauge quarterly profitability.
Earnings Surprise %
(Actual − Estimate) / |Estimate| × 100. Positive = Beat. Negative = Miss.
Beat / Miss / In-Line
Beat = Actual ≥ Estimate. Miss = Actual < Estimate. In-Line = within ±1%.
BMO / AMC
Before Market Open / After Market Close. Two windows when companies typically release results.
Fiscal Quarter
VEL's fiscal year ends in December. Fiscal quarters may not align with calendar quarters.
Analyst Consensus
Average EPS/Revenue forecast across all covering analysts. More analysts = more reliable estimate.
Figures tie to FMP earnings calendar, estimates, and SEC 10-Q/10-K filings where noted.
Frequently asked questions
VEL earnings · 5 questionsVelocity Financial, Inc.'s next earnings report is expected around September 1, 2026. VEL typically reports quarterly — approximately every three months. The exact date is confirmed by the company 2–4 weeks before the release. Time is currently TBD; VEL historically reports after market close (AMC).
VEL earnings datewhen is VEL earningsVEL next earnings datewhen does VEL report earningsVEL earnings calendar
▸ Source: FMP · Velocity Financial, Inc. SEC filings · US GAAP · Velocity Financial, Inc. SEC 10-K & 10-Q filings · US GAAP · Updated: Jun 8, 2026