Companies: 10,795·Total market cap: $144.5T
Velocity Financial, Inc.

Velocity Financial, Inc.

VELNYSEFinancial Services● Active
$17.35
$-0.11(-0.63%)
Market Cap$681079125
P/E Ratio—
52W High$21.395
52W Low$16.19
Net IncomeFinancialsRevenue

Velocity Financial, Inc. (VEL) Net Income & Profit History

Annual & trailing net income, net margin, YoY change, and peer profitability context.

VEL · net income · updated Jun 8, 2026

Core profitability metrics

Net income was $105.1M for FY2025 (fiscal year ending 2025-12-31), up 53.5% year-over-year. Net profit margin was 14.7%. Based on available data, Velocity Financial, Inc. has been profitable since at least 2015.

FY2025 Net Income$105.1M▲ +53.5% YoY
Trailing 12M (TTM)$108.5Mtrailing 4 quarters sum
Net Profit Margin14.7%$105.1M ÷ $714.4M
YoY Change+53.5%—
5-Year CAGR+42.7%FY2020 → FY2025
FormulaNet Margin = Net Income ÷ Revenue × 100TTM = trailing 4 quarters sumCAGR → N/A if either endpoint ≤ 0
Source: FMP /income-statement · US GAAP · USDUpdated: Jun 8, 2026

Annual net income history

Net IncomeNet LossNet Margin %★ First Profit: 2015

▸ FMP /income-statement · Annual · VEL net income history · VEL profit margin

Annual net income data

Fiscal YearNet IncomeYoY ChangeNet Margin
FY2025$105.1M▲ +53.5%14.7%
FY2024$68.4M▲ +30.9%14.2%
FY2023$52.3M▲ +62.3%39.7%
FY2022$32.2M▲ +10.2%13.0%
FY2021$29.2M▲ +64.4%16.1%

Net income vs peers (Financial Services)

#CompanyNet IncomeYoY
#1
Velocity Financial, Inc.
Velocity Financial, Inc.YOU
VEL
$105.1M+53.5%
#2
Berkshire Hathaway Inc.
Berkshire Hathaway Inc.
BRK-A
$66.97B-24.8%#3
Berkshire Hathaway Inc.
Berkshire Hathaway Inc.
BRK-B
$66.97B-24.8%#4
JPMorgan Chase & Co.
JPMorgan Chase & Co.
JPM
$57.05B-2.4%#5
Visa Inc.
Visa Inc.
V
$20.06B+1.6%#6
Mastercard Incorporated
Mastercard Incorporated
MA
$14.97B+16.3%
Financial Services · Sorted by Net Income · FMP /income-statementFull Net Income Rankings →

About Net Income & Methodology

Velocity Financial, Inc. (VEL) reported net income of $105.1M for FY2025 (fiscal year ending 2025-12-31), up 53.5% year-over-year. The net profit margin was 14.7% — meaning the company kept $0.15 of every dollar of revenue as profit.

Based on available data, Velocity Financial, Inc. has been profitable since at least 2015. Net income reached a peak of $105.1M in FY2025. Data available for 12 fiscal years.

Velocity Financial, Inc.'s net profit margin was 14.7% for FY2025, based on the latest annual results.

Investors sometimes search for "Velocity Financial, Inc. net worth" — the company's market capitalization is a separate figure from VEL net income. Data sourced from FMP /income-statement · US GAAP · USD.

Figures tie to SEC 10-K/10-Q and FMP /income-statement where noted.
RevenueFinancial statementsEarningsForecastPrice historyMarket capFree cash flow

Frequently asked questions

VEL net income · 5 questions

Velocity Financial, Inc. is profitable. The company reported net income of $105.1M for FY2025, a net profit margin of 14.7%. Net income was up 53.5% year-over-year. Based on available data, Velocity Financial, Inc. has been profitable since at least 2015.

is VEL profitabledoes VEL make a profitVEL profitabilityVEL profitable company

▸ Source: FMP /income-statement · GAAP · Velocity Financial, Inc. · Velocity Financial, Inc. SEC 10-K & 10-Q filings · US GAAP · Last updated: Jun 8, 2026