Companies: 10,795·Total market cap: $144.5T
NMI Holdings, Inc.

NMI Holdings, Inc.

NMIHNASDAQFinancial Services● Active
$36.11
$-0.44(-1.20%)
Market Cap$2.7B
P/E Ratio—
52W High$43.2
52W Low$34.84
Overview

NMI Holdings, Inc. (NMIH) Cash on Hand — Cash & Short-Term Investments

Cash & cash equivalents plus short-term investments from the balance sheet, YoY change, and net cash vs debt context.

NMIH · cash on hand · updated Dec 31, 2025

Core cash position

Cash & Short-Term Investments (CCE + ST Investments)
$448.4M▲ +727.0% vs prior year
FY · as of Dec 31, 2025 · Reported in USD
Cash & Cash Equiv. (CCE)
$43.9M
cashAndCashEquivalents
Short-Term Investments
$404.4M
shortTermInvestments
YoY Change vs Prior Year
+727.0%
vs prior fiscal year
Latest Quarter
$70.68B
Q1 2026
Data Scope & Methodology

Cash on Hand = Cash & Cash Equivalents (CCE) + Short-Term Investments, as reported on the balance sheet (10-K/10-Q). Also referred to as cash reserves or cash position. Not free cash flow.

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · Reported in USD

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · USDUpdated: December 31, 2025

Net cash vs debt

Cash & ST Investments$448.4MCash on Hand
Total Debt$417.0MTotal Debt
Net Cash / Net Debt+$31.3MNet Cash Position
Cash vs Debt Ratio
Cash 52%Debt 48%

NMI Holdings, Inc. has a net cash position of $31.3M, holding more cash than debt.

Net Cash = Cash & ST Investments − Total Debt$448.4M − $417.0M = +$31.3M

Cash on hand history

YoY Increase
YoY Decrease
Latest Year
NMIH annual cash on hand history · Cash & Short-Term Investments · Source: FMP /balance-sheet-statement

Annual cash on hand by year

DateCash & ST InvestmentsYoY Change
Dec 31, 2025Latest$448.4M+727.0%
Dec 31, 2024$54.2M-43.1%
Dec 31, 2023$95.4M+125.7%
Dec 31, 2022$42.3M-98.0%
Dec 31, 2021$2.16B+1679.0%
NMIH cash on hand annual historical data · Cash & Short-Term Investments per balance sheet (10-K/10-Q) · Reported in USD · Source: FMP /balance-sheet-statement

Financial Services Sector Cash Reserves Comparison

#CompanyCash & ST Inv.Cash/MCap
#1
JPMorgan Chase & Co.
JPMorgan Chase & Co.
JPM
$1.48T177.5%#2
Berkshire Hathaway Inc.
Berkshire Hathaway Inc.
BRK-B
$373.31B35.5%#3
Visa Inc.
Visa Inc.
V
$21.99B3.6%#4
Mastercard Incorporated
Mastercard Incorporated
MA
$10.90B2.5%
#5
NMI Holdings, Inc.
NMI Holdings, Inc.YOU
NMIH
$448.4M16.3%
Financial Services sector cash reserves · Source: FMP /balance-sheet-statement + /profile · Sorted by Cash desccompanies with most cash on hand →

About cash on hand & methodology

NMI Holdings, Inc. (NMIH) cash on hand as of December 31, 2025 is $448.4M, comprising $43.9M in cash and cash equivalents (CCE) plus $404.4M in short-term investments — reported as NMI Holdings, Inc. cash and short-term investments on the balance sheet (10-K filing). Also referred to as NMI Holdings, Inc. cash reserves or cash position.

NMI Holdings, Inc. annual cash on hand history shows increased +727.0% in 2025: increased +727.0% in 2025. NMI Holdings, Inc. cash reserves in 2025 reflect the company's capital allocation strategy.

NMI Holdings, Inc. carries total debt of $417.0M against cash of $448.4M, resulting in a net cash position of +$31.3M. For the full balance sheet, see the Financials → Balance Sheet tab.

Figures tie to SEC 10-K/10-Q balance sheet disclosures and FMP /balance-sheet-statement where noted.
Financial statementsFree cash flowNet incomeRevenueMarket capP/E ratioEarningsPrice history

Frequently asked questions

NMIH cash on hand · 5 questions

As of December 31, 2025, NMI Holdings, Inc. (NMIH) has $448,365,000 in cash on hand — defined as cash and short-term investments on the balance sheet. This includes $43,937,000 in cash and cash equivalents (CCE) plus $404,428,000 in short-term investments. Latest quarter (March 31, 2026): $70.68B. Data sourced from the annual 10-K filing via FMP.

NMIH cash on handNMIH cash reservesNMIH cash 2025how much cash does NMIH have

▸ Source: FMP /balance-sheet-statement · US GAAP · NMI Holdings, Inc. · NMI Holdings, Inc. SEC 10-K & 10-Q filings · US GAAP · Last updated: December 31, 2025